CENTURY 21 Edge
$3,5003 bd2 ba1,325 sqft$3 /sqft$185 /mo all-in ↓

21635 SW 82ND LOOP, DUNNELLON, FL, 34431

Active71 days on marketListed Jul 12, 2026MLS #O6424468

Priced 91% below the DUNNELLON 34431 medianFully furnishedSingle Family ResidenceRAINBOW SPGS

About this home

21635 SW 82ND LOOP

Virtually Staged. Welcome to Your Rainbow Springs Retreat! Beautifully furnished 2022-built home situated on 1.05 private wooded acres in the desirable Woodlands of Rainbow Springs. This charming Florida home offers 3 bedrooms, 2 bathrooms, a 2-car garage, and an open-concept floor plan with a split-bedroom design, providing the perfect blend of comfort, privacy, and functionality.The chef-inspired kitchen features granite countertops, stainless steel appliances, a large breakfast bar, and abundant cabinetry, opening to a spacious great room with soaring cathedral ceilings, custom lighted display shelves, and a bright dining area with sliding glass doors leading to the 12' x 16' screened lanai, where you can relax while enjoying the peaceful natural surroundings. The spacious owner's suite offers a private bath and generous closet space, while two additional guest bedrooms and a full guest bath provide plenty of room for family or guests. Additional features include porcelain tile flooring throughout, interior laundry with washer and dryer, high-speed internet, Smart TVs, and ample parking.Fully furnished and completely equipped, this home is truly move-in ready and includes everything needed for a comfortable stay, making it ideal for vacationers, seasonal residents, corporate housing, professionals on temporary work assignments, traveling healthcare workers, or guests attending events at the World Equestrian Center, located just 20 minutes away. Residents and guests enjoy exclusive access to the Rainbow Springs private river park on the world-famous Rainbow River, along with the community clubhouse, walking trails, and the popular Cheers Restaurant featuring indoor/outdoor dining and live entertainment. Conveniently located just minutes from Rainbow Springs State Park, historic downtown Dunnellon, the Withlacoochee River, shopping, dining, golf, tubing, kayaking, fishing, and countless outdoor activities.Rental Terms: Available fully furnished for short-term and seasonal rentals only. Maximum lease term is 3 months, although leases of up to 6 months may be considered with owner approval. No annual leases. RV parking is permitted on the property. Large pets are not permitted in accordance with community association restrictions.Experience the perfect combination of comfort, convenience, and Florida's natural beauty in one exceptional seasonal rental.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,325

Sqft

1.05 ac

Lot size

1

Garage

2022

Year built

One

Levels

$3

Per sqft

Furnished

Inside

AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Purifier · Water Softener
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

ParkingDriveway

Community & fees

PetsNumber Limit, Pet Deposit
CommunityPublic Boat Ramp · River · Clubhouse · Restaurant · Fitness Center · Park · Pool · Racquetball · Tennis Court(s)

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$185 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $123Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $123
Interest rate6.00%
Loan term

Estimated payment

$185/mo

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs RAINBOW SPGS

$3 vs $284

Days on market

71 vs 35 typical

Where $3/sqft sits among the 6 homes for sale in RAINBOW SPGS

0 · this home
0
0
2
0
4
$3–50$50–97$97–145$145–192$192–240$240+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34431 — neighborhood snapshot

Population

8,663

Median age

55.4

Median income

$51,542

Median home value

$185,200

Avg household

2.2

Households w/ children

570

For the school run

Marion County School District

MiddleDunnellon Middle School★★★★★
ElementaryDunnellon Elementary School★★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$265K$280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

2 of 6

RAINBOW SPGS have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 91% below the DUNNELLON 34431 median. See the full Dunnellon market guide →

Paper trail

This home's history

Jul 12, 2026Listed at $3,500 · 71 days on market since
2022Built · RAINBOW SPGS

Reality check

What actually sold near 21635 SW 82ND LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9040 SW 209TH CIRCLESold · Jul ’26

$242,000

9040 SW 209TH CIRCLE · same community

2 bd · 2 ba · 1,284 sqft · $188/sqft · 38 DOM

21900 SW 83RD LOOPSold · Dec ’25

$244,900

21900 SW 83RD LOOP · same community

3 bd · 2 ba · 1,393 sqft · $176/sqft · 125 DOM

18168 SW 65TH LOOPSold · Jan ’26

$376,000

18168 SW 65TH LOOP · same community

3 bd · 2 ba · 1,522 sqft · $247/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 21635 SW 82ND LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 21635 SW 82ND LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

21635 SW 82ND LOOP FAQs

What would the monthly payment be for 21635 SW 82ND LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 21635 SW 82ND LOOP?+

The listing reports pets: Number Limit, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunnellon?+

At $3,500, this home is listed about 99% below the Dunnellon median of $305,000. The market section on this page shows how the area is trending.

Which schools are assigned to 21635 SW 82ND LOOP?+

Dunnellon Middle School (middle), Dunnellon Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DUNNELLON 34431 market on paper

$3,500 is 91% below the DUNNELLON 34431 median of $39,900, and at $3/sqft it sits under the Dunnellon average of $210.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

71 days on market against a Dunnellon median of 35 — sellers in this position are usually ready to negotiate.

Listing courtesy of UNITED REALTY GROUP INC · Gladys Maldonado Hernandez. MLS #O6424468.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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21635 SW 82ND LOOP, DUNNELLON, FL — 3 Bed, 2 Bath — $3,500 | CENTURY 21 Edge