CENTURY 21 Edge
$1,025,000$1,050,0004 bd3.5 ba3,172 sqft$323 /sqft≈$6,103 /mo all-in ↓

3750 SE 139TH TERRACE, MORRISTON, FL, 32668

Active81 days on marketListed Jul 23, 2026MLS #O6426826

✦ Reduced $25K✦ New constructionSingle Family ResidenceSARATOGA SOUTH

About this home

3750 SE 139TH TERRACE

Welcome to Saratoga South, where luxury, privacy, and the equestrian lifestyle come together. This beautiful new construction modern farmhouse offers 4 bedrooms, 3.5 bathrooms, and a thoughtfully designed open floor plan that feels both inviting and functional. Gather around the gas fireplace on cooler evenings or enjoy the peaceful views of your expansive property from the comfort of your new home. Experience all the benefits of new construction while enjoying the space, tranquility, and freedom that only acreage can provide. An incredible shop comes with the home on the property for all your toy needs or work needs. The shop is 50x30 with a 14 foot garage door. Water, electric and septic hookups with the shop so you can store your RVs as well. Situated on approximately 10 acres along a quiet paved road, this property is located within Saratoga South, an exclusive equestrian community consisting of just 34 estate homesites. Zoned A-1, the community features underground electric, paved roads, and deeded riding trails throughout, making it an ideal setting for horse lovers and those looking to enjoy a peaceful country lifestyle. Whether you're bringing your own horses or planning for the future, Brije Custom Homes can build one of our thoughtfully designed floor plans or customize your own plans to create the perfect home for you and your horses. The location is hard to beat, bordering Goethe State Forest and just minutes from Black Prong Equestrian Village, HITS Ocala, and the Jockey Club. The World Equestrian Center is only about 18 minutes away, while nearby rivers and the Gulf offer endless opportunities for fishing, boating, and outdoor recreation. Conveniently located between Ocala and Gainesville, you'll enjoy the serenity of country living without sacrificing easy access to shopping, dining, healthcare, and everyday conveniences. If you've been dreaming of a brand-new home with room to roam in one of North Central Florida's newest premier equestrian communities, this is an opportunity you won't want to miss. Please note that pictures are not of actual home. Home to be completed end of October and new photos will be updated.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,172

Sqft

9.9 ac

Lot size

3

Garage

2026

Year built

One

Levels

$323

Per sqft

FireplaceTrees/Woods viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater
InteriorHigh Ceilings
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal · Shingle
ConstructionCement Siding
FoundationSlab
ViewTrees/Woods
FacesWest
ExteriorIrrigation System · Private Yard · Storage

Community & fees

HOA fee$26/mo
Taxes (2025)$23/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,103 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,531
PMI (est., until 20% equity)$384
Property tax — 2025 actual bill$2
HOA fee — from the listing$26
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $102,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $102,500
Interest rate6.00%
Loan term

Estimated payment

$6,103/mo

Principal & interest$5,531
PMI (est., until 20% equity)$384
Property taxes (actual bill)$2
HOA / condo fee$26
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.0M
$659KedgeAI estimate $762,630 · range $686K–$839K$1.1M

vs edgeAI estimate

+34.4%

$/sqft vs Morriston actives

$323 vs $304

Days on market

81 vs 92 typical

Where $323/sqft sits among the 62 Morriston actives

32
8 · this home
11
4
3
4
$150–322$322–494$494–667$667–839$839–1012$1012+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Morriston

Get to know Morriston. See the full Morriston guide →

MORRISTON 32668 — neighborhood snapshot

Population

5,326

Median age

45.6

Median income

$55,028

Median home value

$209,000

Avg household

2.53

Households w/ children

608

The numbers that matter

The Morriston market

Seller’s marketLeans buyer — 7.5 months of inventoryBuyer’s market

$363K → $375K

Morriston median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

28 of 62

Morriston actives have cut their price

Median sold price, Morriston, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 105% above the MORRISTON 32668 median. See the full Morriston market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,025,000 ▼ $25K
Jul 23, 2026Listed at $1,050,000 · 81 days on market since
2026Built · SARATOGA SOUTH

Reality check

What actually sold near 3750 SE 139TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2751 SE 132ND COURTSold · Nov ’25

$199,900

2751 SE 132ND COURT

4 bd · 2 ba · 2,232 sqft · $90/sqft · 79 DOM

2951 SE 134TH TERRACESold · May ’26

$229,000

2951 SE 134TH TERRACE

3 bd · 2.5 ba · 2,052 sqft · $112/sqft · 23 DOM

13791 SE 30TH STREETSold · May ’26

$615,000

13791 SE 30TH STREET

3 bd · 3 ba · 2,052 sqft · $300/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 3750 SE 139TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3750 SE 139TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3750 SE 139TH TERRACE FAQs

What would the monthly payment be for 3750 SE 139TH TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,103/mo — principal and interest, the actual property-tax bill, the $26/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3750 SE 139TH TERRACE?+

The association fee works out to $26 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3750 SE 139TH TERRACE?+

The most recent tax bill on record (2025) was $23. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3750 SE 139TH TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Morriston?+

At $1,025,000, this home is listed about 37% above the Morriston median of $747,450. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$1,025,000 runs 105% above the MORRISTON 32668 median — but at 3,172 sqft it's also 59% larger than the typical Morriston listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $1,050,000, now $1,025,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of BRIJE REAL ESTATE LLC · Wendy Fisher. MLS #O6426826.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3750 SE 139TH TERRACE, MORRISTON, FL — 4 Bed, 3.5 Bath — $1,025,000 | CENTURY 21 Edge