604 CHESTNUT OAK CIRCLE UNIT 102, ALTAMONTE SPRINGS, FL, 32701
Active36 days on marketListed Sep 10, 2026MLS #O6429243
About this home
604 CHESTNUT OAK CIRCLE UNIT 102
Welcome to Oak Harbour! This spacious 2-BEDROOM, 2.5-BATHROOM END-UNIT CONDO offers approximately 1,350 square feet of comfortable living space in a desirable Altamonte Springs community. Step inside to find a bright, open feel enhanced by VAULTED CEILINGS and attractive TILE FLOORING THROUGHOUT, offering both style and easy maintenance. The end-unit location provides added privacy, while the well-designed floor plan offers plenty of space for everyday living and entertaining. You even have a ONE-CAR GARAGE for sun-free parking. Oak Harbour residents enjoy access to LAKE ORIENTA, including a COMMUNITY BOAT RAMP, making it easy to take advantage of lakefront living and days on the water. You'll also enjoy access to the community fitness center, clubhouse, and exterior amenities. Conveniently located near shopping, dining, entertainment, and major roadways, this home combines a peaceful community setting with easy access to everything Altamonte Springs and Central Florida have to offer. Whether you're looking for a primary residence or a low-maintenance Florida retreat, this Oak Harbour condo is ready to welcome you home! **Leases are welcome in this community so could be a perfect rental for you!**
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,350
Sqft
0.05 ac
Lot size
1
Garage
1984
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,061 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,061/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.8%
$/sqft vs OAK HARBOUR SEC 3 A CONDO
$178 vs $163
Days on market
36 vs 69 typical
Where $178/sqft sits among the 7 homes for sale in OAK HARBOUR SEC 3 A CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
ALTAMONTE SPRINGS 32701 — neighborhood snapshot
Population
24,866
Median age
38.4
Median income
$62,008
Median home value
$258,100
Avg household
2.2
Households w/ children
2,623
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Altamonte Springs market
$313K → $325K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
6 of 7
OAK HARBOUR SEC 3 A CONDO have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the ALTAMONTE SPRINGS 32701 median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 604 CHESTNUT OAK CIRCLE UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$330,000
617 RED OAK CIRCLE UNIT 121 · same community
2 bd · 2 ba · 1,358 sqft · $243/sqft · 177 DOM
Sold · Jun ’26$258,000
630 MAPLE OAK CIRCLE UNIT 102 · same community
2 bd · 2 ba · 1,263 sqft · $204/sqft · 63 DOM
Sold · May ’26$280,000
525 OAK TERRACE UNIT 121 · same community
2 bd · 2 ba · 1,263 sqft · $222/sqft · 123 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 604 CHESTNUT OAK CIRCLE UNIT 102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 604 CHESTNUT OAK CIRCLE UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
604 CHESTNUT OAK CIRCLE UNIT 102 FAQs
What would the monthly payment be for 604 CHESTNUT OAK CIRCLE UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,061/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 604 CHESTNUT OAK CIRCLE UNIT 102?+
The most recent tax bill on record (2025) was $4,591. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 604 CHESTNUT OAK CIRCLE UNIT 102?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $239,900, this home is listed about 21% above the Altamonte Springs median of $199,000. The market section on this page shows how the area is trending.
Which schools are assigned to 604 CHESTNUT OAK CIRCLE UNIT 102?+
Lake Orienta Elementary School (elementary), Milwee Middle School (middle), Lyman High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6429243.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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