4981 CORAL BEAN ALLEY, WINTER GARDEN, FL, 34787
Active38 days on marketListed Aug 15, 2026MLS #O6430193
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Broker
Thu, Sep 24
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About this home
4981 CORAL BEAN ALLEY
WHY WAIT TO BUILD? BETTER THAN NEW + NO CDD! Seller offering a 1-Year Home Warranty + Closing Cost Assistance to Help Buy Down Your Rate! Even more incentives may be available when using our preferred lender. Welcome to this beautifully upgraded, move-in-ready home in Silverleaf Reserve. Less than two years old and situated on a fully fenced corner lot, this home offers the benefits of new construction without the wait—or the CDD fee. A fresh exterior repaint completed in 2026 adds to its like-new appeal. The open-concept Ellison floor plan features a gourmet kitchen with 42-inch cabinetry, quartz countertops, stainless steel appliances, upgraded backsplash, and a dedicated coffee station. Upstairs, you’ll find four bedrooms, a versatile loft with a built-in office, laundry room, and a spacious owner’s suite featuring a custom walk-in closet and frameless glass shower. More than $47,000 in builder upgrades are complemented by additional enhancements, including custom closet systems, an extended paver driveway, and epoxy-finished garage floors with LED Hex lighting. Meritage Homes’ energy-efficient construction and smart-home features provide added comfort and efficiency. Enjoy Silverleaf’s resort-style amenities, including a community pool, pickleball, tennis and basketball courts, playgrounds, sports fields, and walking trails. A-rated elementary and middle schools are within walking distance, while Hamlin Town Center is less than two miles away. With convenient access to SR 429, Disney, Downtown Winter Garden, shopping, dining, and entertainment, this home delivers location, upgrades, and value. Like new. No CDD. A-rated schools within walking distance. Home warranty and closing costs available. Why wait to build?
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,114
Sqft
0.09 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,183 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,183/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.4%
$/sqft vs Winter Garden actives
$270 vs $260
Days on market
38 vs 42 typical
Where $270/sqft sits among the 400 Winter Garden actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hamlin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
Hamlin — neighborhood snapshot
Population
3,047
Median age
38
Median income
$178,486
Median home value
$603,785
Avg household
3
Households w/ children
429
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$585K → $611K
Winter Garden median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
224 of 400
Winter Garden actives have cut their price
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 4981 CORAL BEAN ALLEY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$545,000
5121 PASSION FLOWER WAY · same community
4 bd · 2.5 ba · 2,114 sqft · $258/sqft · 164 DOM
Sold · Apr ’26$515,000
4878 CORAL BEAN ALLEY · same community
4 bd · 2.5 ba · 2,114 sqft · $244/sqft · 12 DOM
Sold · Apr ’26$653,000
5290 CITRUS LEAF BOULEVARD · same community
4 bd · 3 ba · 2,080 sqft · $314/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4981 CORAL BEAN ALLEY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4981 CORAL BEAN ALLEY — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4981 CORAL BEAN ALLEY FAQs
What would the monthly payment be for 4981 CORAL BEAN ALLEY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,183/mo — principal and interest, the actual property-tax bill, the $178/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4981 CORAL BEAN ALLEY?+
The association fee works out to $178 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4981 CORAL BEAN ALLEY?+
The most recent tax bill on record (2025) was $6,670. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4981 CORAL BEAN ALLEY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $569,900, this home is listed about 1% below the Winter Garden median of $574,950. The market section on this page shows how the area is trending.
Which schools are assigned to 4981 CORAL BEAN ALLEY?+
Hamlin Middle (middle), Hamlin Elementary (elementary), Horizon High School (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$569,900 runs 16% above the WINTER GARDEN 34787 median.
02Strong assigned schools
Hamlin Middle, Hamlin Elementary, Horizon High School — Hamlin Middle rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $574,900, now $569,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PRIME PROPERTIES · Nick Whitehouse. MLS #O6430193.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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