CENTURY 21 Edge
$375,0003 bd2 ba1,396 sqft$269 /sqft$2,743 /mo all-in ↓

2953 S BERMUDA AVENUE, APOPKA, FL, 32703

Active13 days on marketListed Sep 10, 2026MLS #O6430660

Single Family ResidenceBEL AIRE HILLS UNIT 3

About this home

2953 S BERMUDA AVENUE

Welcome to this well-maintained 3-bedroom, 2-bath home in the quiet, established neighborhood of Bel Aire Hills in Seminole County! From the covered front porch to the spacious fenced backyard, this home offers comfortable living spaces both inside and out. Step inside to the main living area, with a separate family room featuring a stone-accented wood-burning fireplace and French doors leading to the large screen room. The screen room overlooks the fully fenced backyard, providing plenty of room to enjoy the outdoors, with a storage shed for additional convenience. The kitchen includes a breakfast bar and opens to a spacious dining area, with a view of the living areas, creating an open floor plan. With no carpet throughout the home, the split-bedroom layout places the primary bedroom privately on one side of the home. The primary suite features dual closets and a private bath with a walk-in shower. Two additional spacious bedrooms are located on the opposite side of the home and share a secondary bathroom. Additional features include a side-entry two-car garage, extended driveway, NEWER ROOF (2022), main electrical panel replaced in 2024, and a termite bond. Best of all, there is no HOA! The location is hard to beat, nestled in a peaceful neighborhood just off SR 436 and zoned for highly regarded SEMINOLE COUNTY SCHOOLS, including Bear Lake Elementary, Teague Middle, and Lake Brantley High. Enjoy easy access to shopping and dining at Altamonte Mall, nearby everyday conveniences, and outdoor recreation at Wekiva Island. Downtown Orlando is approximately 20 minutes away, with Walt Disney World Resorts approximately 35 minutes away. As an added benefit, there is a LENDER CREDIT available of 1% of the loan amount toward buyer closing costs or a rate buy-down when using the preferred lender. Inquire for additional details. With its comfortable layout, spacious bedrooms and living areas, private outdoor space, and convenient Seminole County location, this is a wonderful opportunity to make a well-cared-for home your own. Come see why this is such a great place to call home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,396

Sqft

0.22 ac

Lot size

2

Garage

1982

Year built

One

Levels

$269

Per sqft

FireplacePets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorFrench Doors · Private Mailbox

Community & fees

Taxes (2025)$2,516/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Sewer Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,743 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$210
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,743/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$210
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$320KedgeAI estimate $342,674 · range $333K$364K$390K

vs edgeAI estimate

+9.4%

$/sqft vs Apopka actives

$269 vs $216

Days on market

13 vs 40 typical

Where $269/sqft sits among the 400 Apopka actives

101
160
85 · this home
25
6
23
$158–195$195–232$232–269$269–306$306–342$342+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apopka

Drive times from this address

Downtown Orlando20 min
Universal Orlando33 min
Orlando Int’l Airport (MCO)40 min
Walt Disney World44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apopka. See the full Apopka guide →

APOPKA 32703 — neighborhood snapshot

Population

57,603

Median age

37.9

Median income

$70,338

Median home value

$314,800

Avg household

2.78

Households w/ children

7,169

For the school run

Orange County School District

ElementaryPhillis Wheatley Elementary★★★★
HighWekiva High★★★★
MiddleWolf Lake Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apopka market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$399K$405K

Apopka median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

213 of 400

Apopka actives have cut their price

Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the APOPKA 32703 median. See the full Apopka market guide →

Paper trail

This home's history

Sep 10, 2026Listed at $375,000 · 13 days on market since
1982Built · BEL AIRE HILLS UNIT 3

Reality check

What actually sold near 2953 S BERMUDA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2937 S BERMUDA AVENUESold · Feb ’26

$410,000

2937 S BERMUDA AVENUE · same community

4 bd · 2 ba · 1,538 sqft · $267/sqft · 29 DOM

3507 CURTIS DRIVESold · Apr ’26

$330,000

3507 CURTIS DRIVE

3 bd · 2 ba · 1,402 sqft · $235/sqft · 66 DOM

1928 OLIVIA CIRCLESold · Jun ’26

$352,000

1928 OLIVIA CIRCLE

3 bd · 2 ba · 1,433 sqft · $246/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 2953 S BERMUDA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2953 S BERMUDA AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2953 S BERMUDA AVENUE FAQs

What would the monthly payment be for 2953 S BERMUDA AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,743/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2953 S BERMUDA AVENUE?+

The most recent tax bill on record (2025) was $2,516. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2953 S BERMUDA AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apopka?+

At $375,000, this home is listed about 17% below the Apopka median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2953 S BERMUDA AVENUE?+

Phillis Wheatley Elementary (elementary), Wekiva High (high), Wolf Lake Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Justin Core. MLS #O6430660.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2953 S BERMUDA AVENUE, APOPKA, FL — 3 Bed, 2 Bath — $375,000 | CENTURY 21 Edge