4791 RIVERWALK DRIVE, ST CLOUD, FL, 34771
Active0 days on marketListed Aug 13, 2026MLS #O6430911
Come see it
Upcoming open house
Sun, Aug 16
4:00 PM – 6:00 PM
About this home
4791 RIVERWALK DRIVE
Some homes offer space. Others offer privacy. This one delivers both. Backing to a peaceful conservation area with no rear neighbors, this beautifully maintained home offers the privacy, flexibility, and indoor-outdoor lifestyle that makes Florida living so special. From the inviting covered entry and brick paver driveway to the light-filled open floor plan, every detail has been thoughtfully designed. The spacious gathering room flows seamlessly into a beautifully appointed kitchen featuring granite countertops, 42-inch cabinetry, stainless steel appliances, a walk-in pantry, and an oversized island that's perfect for everyday living and effortless entertaining. Designed with versatility in mind, this thoughtfully planned residence offers 4 bedrooms and 2.5 bathrooms. The fourth bedroom is currently enjoyed as a home office, offering the flexibility to easily adapt to your lifestyle and evolving needs. Step through the expansive three-panel sliding glass doors to your screened lanai, complete with a retractable privacy shade, where peaceful conservation views create the perfect backdrop for morning coffee or evening gatherings. The fully fenced backyard offers room to play, exceptional privacy, and a mature mango tree that adds a true taste of Florida living. The split-bedroom floor plan provides privacy for family and guests, while community amenities include a resort-style pool, clubhouse, playground, walking trails, and dog park—all with no CDD and a low HOA. Conveniently located just minutes from Lake Nona Medical City, Orlando International Airport, premier shopping, dining, and major highways, you'll enjoy the perfect balance of tranquility and convenience. Welcome home.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,700
Sqft
0.21 ac
Lot size
2
Garage
2019
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,585 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,585/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13%
Days on market
0 vs 46 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $392K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4791 RIVERWALK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4791 RIVERWALK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4791 RIVERWALK DRIVE FAQs
What would the monthly payment be for 4791 RIVERWALK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,585/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4791 RIVERWALK DRIVE?+
The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4791 RIVERWALK DRIVE?+
The most recent tax bill on record (2025) was $5,205. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4791 RIVERWALK DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $460,000, this home is listed about 7% above the St Cloud median of $429,499. The market section on this page shows how the area is trending.
Which schools are assigned to 4791 RIVERWALK DRIVE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Mayra Pinero, Pa. MLS #O6430911.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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