320 S SEMINOLE AVENUE, LAKE ALFRED, FL, 33850
Active1 days on marketListed Aug 12, 2026MLS #O6431270
About this home
320 S SEMINOLE AVENUE
Well positioned in Lake Alfred, 320 S Seminole Ave keeps shopping, restaurants, and major roads all within easy reach. This new listing pairs a handy address with a bright, move-in ready interior designed for relaxed, everyday Florida living. Step inside and take in 1,581 square feet of comfortable, welcoming space. High ceilings lift each room, giving the home an open, airy feel, while an open floor plan connects the main living areas for smooth, natural flow. Hard flooring runs through the shared spaces for effortless upkeep, and cozy carpet warms every bedroom, adding a soft, restful touch where it counts. The kitchen anchors the home with stainless steel appliances, making everyday cooking and casual entertaining simple and enjoyable. Three comfortable bedrooms offer plenty of room to settle in, with the primary bedroom serving as a peaceful retreat at day's end. The two additional rooms flex easily for family, guests, or a home office, and two full bathrooms keep busy mornings running smoothly. One standout feature sets this home apart: solar panels that completely offset your monthly electric bill, delivering real savings month after month. Out back, a screened-in porch invites you to sip morning coffee or unwind in the shade, bug-free, after a long day. It's the kind of spot that quickly becomes a favorite. With its prime location, smart layout, and energy-saving perks, this Lake Alfred charmer checks every box. Schedule your private showing today and see it for yourself.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,581
Sqft
0.16 ac
Lot size
1954
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,204 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,204/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.7%
$/sqft vs Lake Alfred actives
$187 vs $187
Days on market
1 vs 60 typical
Where $187/sqft sits among the 108 Lake Alfred actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Lake Alfred
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Alfred. See the full Lake Alfred guide →
Downtown Lake Alfred — neighborhood snapshot
Population
984
Median age
51
Median income
$56,096
Median home value
$126,262
Avg household
2
Households w/ children
97%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Alfred market
$311K → $322K
Lake Alfred median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
39 of 108
Lake Alfred actives have cut their price
Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →
Paper trail
This home's history
Reality check
What actually sold near 320 S SEMINOLE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$240,000
260 W HARBORD STREET
3 bd · 2 ba · 1,560 sqft · $154/sqft · 20 DOM
Sold · Apr ’26$272,000
316 WATER LILY LANE
3 bd · 2 ba · 1,610 sqft · $169/sqft · 105 DOM
Sold · Oct ’25$300,000
913 INVERNESS WAY
3 bd · 2 ba · 1,545 sqft · $194/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 320 S SEMINOLE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 320 S SEMINOLE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
320 S SEMINOLE AVENUE FAQs
What would the monthly payment be for 320 S SEMINOLE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,204/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 320 S SEMINOLE AVENUE?+
The most recent tax bill on record (2024) was $2,125. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 320 S SEMINOLE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Alfred?+
At $294,900, this home is listed about 18% below the Lake Alfred median of $358,195. The market section on this page shows how the area is trending.
Which schools are assigned to 320 S SEMINOLE AVENUE?+
Lake Alfred Elementary School (elementary), Lake Alfred Polytech Academy (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Paul Ellis. MLS #O6431270.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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