
1744 SANTA BARBARA DRIVE, DUNEDIN, FL, 34698
Active34 days on marketListed Aug 17, 2026MLS #O6432620
About this home
1744 SANTA BARBARA DRIVE
WATERFRONT ESTATE · DUNEDIN, FLORIDA Where Every Sunset Becomes a Private Performance... Estates with this particular alchemy of location, craftsmanship, and unobstructed sunset water views rarely come to market — and rarer still do they come with the amenities to enjoy them properly. This distinguished opportunity is for the discerning buyer who understands what true luxury is. Set directly upon the shimmering waters of St. Joseph Sound, this extraordinary waterfront estate offers a rare convergence of natural beauty and refined living. From the moment the sun begins its slow descent over the Sound, painting the sky in ribbons of amber and rose, it becomes clear that this is not simply a residence — it is a front-row seat to one of Florida’s most coveted views, held in trust for whoever is fortunate enough to call it home. Just minutes from the boutiques, waterfront cafés, and marina life of downtown Dunedin, this address offers the best of both worlds: the serenity of a private waterfront retreat and the vibrant charm of one of the Gulf Coast’s most beloved small towns, all within easy reach. Inside, the residence unfolds across gracious, natural light-filled living spaces where craftsmanship and comfort meet in equal measure. Multiple fireplaces anchor the home’s principal rooms, each one a study in warmth and quiet elegance — a refined stone hearth in the formal living room and another surrounded by brick as the centerpiece of the luxurious yet cozy dining area. Together, they lend the home a sense of timeless comfort. Walls of glass throughout the main living areas draw the eye — and the light — toward the water and beyond, blurring the line between indoors and out and ensuring that the water views are never far from view, whatever the hour or occasion. LIFE ON THE WATER, ELEVATED For the boating enthusiast, this property delivers in kind. A recently upgraded boat lift stands ready at the private dock, offering effortless access to St. Joseph Sound and, beyond it, the open waters of the Gulf of Mexico. Whether the pursuit is sunset cruises, a morning of fishing, or simply keeping a vessel safe, dry, and ready at a moment’s notice, the infrastructure here has been thoughtfully appointed to match the caliber of the home it serves. Downtown Dunedin — with its acclaimed dining, art galleries, live music, and the Pinellas Trail winding along the water’s edge — lies just a short distance away, offering the rare privilege of true waterfront tranquility without sacrificing proximity to culture and community. Honeymoon Island and Caladesi Island State Parks are close athand as well, rounding out a lifestyle defined equally by natural beauty and effortless convenience. PRIVATE SHOWINGS BY APPOINTMENT
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
5,065
Sqft
0.56 ac
Lot size
3
Garage
1952
Year built
One
Levels
$1,283
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$41,142 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$41,142/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunedin actives
$1,283 vs $306
Days on market
34 vs 53 typical
Where $1,283/sqft sits among the 239 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $443K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
134 of 239
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1721% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1744 SANTA BARBARA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$2,842,500
1588 SANTA BARBARA DRIVE · same community
3 bd · 3 ba · 2,584 sqft · $1,100/sqft · 18 DOM
Sold · Jul ’26$1,500,000
1600 SANTA BARBARA DRIVE · same community
3 bd · 2 ba · 2,487 sqft · $603/sqft · 172 DOM
Sold · Jan ’26$663,000
412 MIRA VISTA DRIVE · same community
5 bd · 3 ba · 2,200 sqft · $301/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1744 SANTA BARBARA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1744 SANTA BARBARA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1744 SANTA BARBARA DRIVE FAQs
What would the monthly payment be for 1744 SANTA BARBARA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $41,142/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1744 SANTA BARBARA DRIVE?+
The most recent tax bill on record (2025) was $41,653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunedin?+
At $6,500,000, this home is listed about 1525% above the Dunedin median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1744 SANTA BARBARA DRIVE?+
Dunedin Highland Middle School (middle), San Jose Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$6,500,000 runs 1721% above the DUNEDIN 34698 median — but at 5,065 sqft it's also nearly 4 times the size of the typical Dunedin listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Dunedin Highland Middle School, San Jose Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DEANNA MARIE SECHREST · DeAnna Sechrest. MLS #O6432620.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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