2631 W ROYAL PALM DRIVE, CITRUS SPRINGS, FL, 34434
Active4 days on marketListed Aug 11, 2026MLS #O6432675
About this home
2631 W ROYAL PALM DRIVE
4 Bed | 3 Bath | 10' Ceiling | MOVE-IN ready. 2 master Suites | Open-concept layout connecting the living room, dining area, and kitchen with a large center island. The primary suite features a spacious walk-in closet and an ensuite bathroom with dual vanities, soaking tub, and walk-in shower. One additional Suite left of the front door with a great walk in closet, and two additional bedrooms with a bathroom to share provide flexibility for family, guests, or a home office. Complete with a 2-car garage and functional living spaces, this floor plan is designed for comfort and everyday living. Laundry tank for lovers. INCLUDED UPGRADES • 96-inch (8-foot) sliding glass door • Paver driveway • 10-foot wall height ADDITIONAL CONSTRUCTION FEATURES: • Low-E windows and sliding glass door • Granite countertops in the kitchen and bathrooms • Plywood shaker-style cabinetry • Framed glass enclosure in the primary bathroom • Ceramic shower tile extending to the ceiling • Stainless steel kitchen appliances • High-efficiency air-conditioning system • Decorative baseboards and door/window casings through Video tour on listing description. Attachement to listing: list of additional upgrades and floorplan
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,870
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.3%
$/sqft vs Citrus Springs actives
$168 vs $171
Days on market
4 vs 84 typical
Where $168/sqft sits among the 223 Citrus Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$269K → $262K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
124 of 223
Citrus Springs actives have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 950% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 2631 W ROYAL PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$264,900
3741 W FOREST DRIVE W · same community
4 bd · 2 ba · 1,773 sqft · $149/sqft · 10 DOM
Sold · Jul ’26$263,000
10032 N DELTONA BOULEVARD · same community
4 bd · 2.5 ba · 1,708 sqft · $154/sqft · 90 DOM
Sold · Feb ’26$280,000
10230 N MAJORCA WAY · same community
4 bd · 2.5 ba · 1,708 sqft · $164/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2631 W ROYAL PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2631 W ROYAL PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2631 W ROYAL PALM DRIVE FAQs
What would the monthly payment be for 2631 W ROYAL PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,180/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2631 W ROYAL PALM DRIVE?+
The most recent tax bill on record (2025) was $311. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2631 W ROYAL PALM DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Citrus Springs?+
At $315,000, this home is listed about 15% above the Citrus Springs median of $274,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2631 W ROYAL PALM DRIVE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SELECTA REALTY LLC · Roberta Zandonadi Machado Melo. MLS #O6432675.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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