CENTURY 21 Edge
$339,0003 bd2 ba1,916 sqft$177 /sqft$2,410 /mo all-in ↓

1351 CR 482N, LAKE PANASOFFKEE, FL, 33538

Active11 days on marketListed Aug 17, 2026MLS #O6434403

WaterfrontPrivate poolSingle Family ResidenceLAKE SHORE PARK

About this home

1351 CR 482N

Waterfront living, room to spread out and a backyard made for enjoying Florida—this Lake Panasoffkee home brings all three together. Set on a spacious corner lot along Blue Gill Canal, the property offers direct freshwater access leading to Lake Panasoffkee, putting boating, fishing and days on the water right in your own backyard. Inside, the home offers a comfortable floor plan with multiple living areas and plenty of flexibility for everyday life and entertaining. The kitchen provides abundant cabinetry, generous counter space and a breakfast bar adjoining the dining area. A separate living space anchored by a fireplace adds warmth and character, while the spacious primary suite includes a dedicated vanity/dressing area, private bath and ample storage. The living space continues outdoors with an expansive covered and screened patio offering plenty of room for dining, entertaining or simply relaxing out of the Florida sun. Beyond the screen enclosure, a paver patio surrounds the above-ground pool, creating another inviting place to spend the afternoon. Follow the backyard toward Blue Gill Canal, where a concrete canal-front retaining wall with steps and waterside walkway provides convenient access to the waterfront. With direct canal access leading to Lake Panasoffkee, whether you're heading out to fish, taking the boat for an afternoon on the lake or simply enjoying life near the water, the waterfront is an integral part of this property. A circular driveway, attached garage, additional parking and landscaped corner lot add to the home's functionality, while the stone-accented exterior gives it distinctive character. With no HOA, there's added flexibility to enjoy the property and the Lake Panasoffkee lifestyle your way. Located within easy reach of local shopping and dining, public boat ramps, parks, and outdoor recreation. With convenient access to the I-75 corridor, this home offers the relaxed feel of waterfront living without giving up everyday conveniences. From mornings on the canal to afternoons by the pool and evenings around the fireplace or screened patio, there's a lot to enjoy here.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,916

Sqft

0.25 ac

Lot size

1

Garage

1980

Year built

One

Levels

$177

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Dryer · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stone · Wood Frame · Wood Siding
FoundationSlab
ViewWater
FacesWest
ParkingCircular Driveway · Garage Faces Rear · Parking Pad
ExteriorFrench Doors · Lighting · Other

Community & fees

Taxes (2025)$1,252/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected
WaterPublic · See Remarks · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,410 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$104
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,865
Interest rate6.00%
Loan term

Estimated payment

$2,410/mo

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$104
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lake Panasoffkee actives

$177 vs $191

Days on market

11 vs 42 typical

Where $177/sqft sits among the 36 Lake Panasoffkee actives

10
13 · this home
8
2
1
2
$88–154$154–221$221–287$287–353$353–420$420+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Panasoffkee

Drive times from this address

Downtown Orlando67 min
Downtown Tampa69 min
Universal Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Panasoffkee. See the full Lake Panasoffkee guide →

LAKE PANASOFFKEE 33538 — neighborhood snapshot

Population

5,748

Median age

47.6

Median income

$48,951

Median home value

$157,200

Avg household

2.13

Households w/ children

692

For the school run

Sumter County School District

ElementaryLake Panasoffkee Elementary School★★★★★
MiddleSouth Sumter Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Panasoffkee market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$194K$163K

Lake Panasoffkee median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

19 of 36

Lake Panasoffkee actives have cut their price

Median sold price, Lake Panasoffkee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% above the LAKE PANASOFFKEE 33538 median. See the full Lake Panasoffkee market guide →

Paper trail

This home's history

Aug 17, 2026Listed at $339,000 · 11 days on market since
1980Built · LAKE SHORE PARK

Reality check

What actually sold near 1351 CR 482N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1412 CR 482NSold · Feb ’26

$254,000

1412 CR 482N · same community

3 bd · 2 ba · 1,716 sqft · $148/sqft · 8 DOM

1050 CR 482DSold · Jul ’26

$145,000

1050 CR 482D · same community

3 bd · 2 ba · 1,580 sqft · $92/sqft · 95 DOM

926 CR 467Sold · Mar ’26

$210,000

926 CR 467 · same community

2 bd · 2 ba · 988 sqft · $213/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 1351 CR 482N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1351 CR 482N — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1351 CR 482N FAQs

What would the monthly payment be for 1351 CR 482N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,410/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1351 CR 482N?+

The most recent tax bill on record (2025) was $1,252. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1351 CR 482N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Panasoffkee?+

At $339,000, this home is listed about 54% above the Lake Panasoffkee median of $220,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1351 CR 482N?+

Lake Panasoffkee Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$339,000 runs 70% above the LAKE PANASOFFKEE 33538 median — but at 1,916 sqft it's also 66% larger than the typical Lake Panasoffkee listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Lake Panasoffkee Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BLUE MARLIN REAL ESTATE · Dana Vander Meer. MLS #O6434403.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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