2244 MALLORY CIRCLE, HAINES CITY, FL, 33844
Active28 days on marketListed Aug 23, 2026MLS #O6434492
About this home
2244 MALLORY CIRCLE
Welcome to this beautifully updated pool home in the desirable Southern Dunes community! This move-in-ready home offers a private screened pool with pool lighting for evening enjoyment and a spacious enclosed lanai, creating the perfect Florida indoor/outdoor living space. Inside, you'll find LVP flooring throughout the main living areas, an updated kitchen featuring refreshed cabinetry and countertops, and a bright, comfortable layout that's ready to enjoy from day one. Major recent improvements provide added peace of mind, including an HVAC system approximately one year old, a brand-new electrical panel, brand-new hardwired smoke detectors, and a new 240V outlet in the garage ready for Level 2 electric vehicle charging. The pool has also benefited from recent equipment improvements, including a newer pool pump motor. Located in the popular Southern Dunes community, the property offers convenient access to shopping, dining, golf, and Central Florida attractions. With its private pool, numerous recent upgrades, and the option to purchase furnished, this home offers an excellent opportunity for a primary residence, second home, or investment property. Schedule your showing today and see everything this Southern Dunes home has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,396
Sqft
0.15 ac
Lot size
2
Garage
1994
Year built
One
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,796 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,796/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.3%
$/sqft vs Haines City actives
$243 vs $174
Days on market
28 vs 46 typical
Where $243/sqft sits among the 399 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Southern Dunes Golf Course, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Southern Dunes Golf Course
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Southern Dunes Golf Course is a short-term-rental community. See the full guide →
Southern Dunes Golf Course — neighborhood snapshot
Population
2,225
Median age
55
Median income
$49,511
Median home value
$265,000
Avg household
3
Households w/ children
120
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $309K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
222 of 399
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 2244 MALLORY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$331,000
2272 MALLORY CIR CIRCLE · same community
3 bd · 2 ba · 1,396 sqft · $237/sqft · 19 DOM
Sold · May ’26$400,000
11722 CURRIE LANE UNIT D1 · same community
3 bd · 2.5 ba · 1,516 sqft · $264/sqft · 82 DOM
Sold · Sep ’25$365,000
2177 MALLORY CIRCLE · same community
4 bd · 2 ba · 1,594 sqft · $229/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Licensed Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 2244 MALLORY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2244 MALLORY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2244 MALLORY CIRCLE FAQs
What would the monthly payment be for 2244 MALLORY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,796/mo — principal and interest, the actual property-tax bill, the $74/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2244 MALLORY CIRCLE?+
The association fee works out to $74 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2244 MALLORY CIRCLE?+
The most recent tax bill on record (2025) was $4,996. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2244 MALLORY CIRCLE be rented short-term?+
Yes — this home sits inside Southern Dunes Golf Course, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2244 MALLORY CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $339,000, this home is listed about 8% above the Haines City median of $313,995. The market section on this page shows how the area is trending.
Which schools are assigned to 2244 MALLORY CIRCLE?+
Haines City Senior High School (high), Horizons Elementary School (elementary), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$339,000 runs 17% above the HAINES CITY 33844 median.
02Zoned for nightly rentals
Southern Dunes Golf Course is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04The price has already moved
Listed at $350,000, now $339,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EASY STREET REALTY FLORIDA,INC · Douglas Baker, Jr. MLS #O6434492.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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