2830 PAYNES PRAIRIE CIRCLE, KISSIMMEE, FL, 34743
Active46 days on marketListed Aug 25, 2026MLS #O6434733
About this home
2830 PAYNES PRAIRIE CIRCLE
Enjoy the convenience of being located in the heart of Kissimmee, with everyday shopping, dining, recreation and entertainment all within easy reach. The surrounding Buenaventura Lakes area offers a variety of neighborhood shops, restaurants, grocery options and local services, making errands and dining out simple and convenient. Nearby parks and recreational facilities provide opportunities to enjoy Florida's year-round outdoor lifestyle, while Kissimmee Lakefront Park and Lake Tohopekaliga offer scenic waterfront views, walking areas, fishing and family-friendly recreation. The location also puts you within convenient reach of Historic Downtown Kissimmee, where locally owned restaurants, shops, community events and the lakefront create a welcoming local atmosphere. For entertainment and weekend outings, the area's popular attractions, theme parks, shopping destinations and dining districts are all accessible from this Central Florida location. With major roadways nearby, this is a convenient place to enjoy everything Kissimmee and the surrounding Orlando area have to offer.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,746
Sqft
0.14 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,541 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,541/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.7%
$/sqft vs Kissimmee actives
$160 vs $207
Days on market
46 vs 89 typical
Where $160/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Heritage Lakes — neighborhood snapshot
Population
827
Median age
40
Median income
$70,375
Median home value
$285,300
Avg household
3
Households w/ children
67%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
195 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the KISSIMMEE 34743 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2830 PAYNES PRAIRIE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$350,000
2858 PAYNES PRAIRIE CIRCLE · same community
3 bd · 2 ba · 1,950 sqft · $179/sqft · 70 DOM
Sold · Jan ’26$315,000
2858 PAYNES PRAIRIE CIRCLE · same community
3 bd · 2 ba · 1,950 sqft · $162/sqft · 32 DOM
Sold · Jul ’26$500,000
2401 BEL AIR CIRCLE
4 bd · 3 ba · 2,749 sqft · $182/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 2830 PAYNES PRAIRIE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2830 PAYNES PRAIRIE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2830 PAYNES PRAIRIE CIRCLE FAQs
What would the monthly payment be for 2830 PAYNES PRAIRIE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,541/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2830 PAYNES PRAIRIE CIRCLE?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2830 PAYNES PRAIRIE CIRCLE?+
The most recent tax bill on record (2025) was $6,296. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2830 PAYNES PRAIRIE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $439,999, this home is listed about 17% above the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2830 PAYNES PRAIRIE CIRCLE?+
East Lake Elementary School (elementary), Narcoossee Middle School (middle), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Angel Ayala. MLS #O6434733.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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