CENTURY 21 Edge
$450,000$460,0004 bd2 ba1,995 sqft$226 /sqft≈$3,583 /mo all-in ↓

16432 CAJU ROAD, CLERMONT, FL, 34711

Active54 days on marketListed Aug 20, 2026MLS #O6434863

✦ Reduced $10KSingle Family ResidenceTERRACE GROVE SUB

About this home

16432 CAJU ROAD

PRIME LOCATION | MOVE-IN READY | BEAUTIFULLY UPDATED | 4 BEDROOMS | 2 BATHROOMS | 2-CAR GARAGE Welcome to this beautifully maintained and thoughtfully updated 4-bedroom, 2-bathroom home in one of Clermont's most convenient locations. With 1,995 sq. ft. of living space, a spacious single-story layout, and an excellent combination of comfort, style, and functionality, this home is truly move-in ready. Step inside to a bright and inviting open-concept floor plan that seamlessly connects the living, dining, and kitchen areas. Updated luxury vinyl flooring and six-inch baseboards throughout create a clean, modern look, while large windows bring in plenty of natural light and recessed lighting adds a warm and welcoming atmosphere. The well-appointed kitchen features stainless steel appliances, generous cabinetry and counter space, and a convenient breakfast bar, making it the perfect space for everyday meals and entertaining family and friends. The spacious primary suite offers a peaceful retreat with a large walk-in closet and a private en-suite bathroom featuring dual vanities, a garden tub, and a separate walk-in shower. Three additional bedrooms provide excellent flexibility for family, guests, a home office, or a personal space. Outside, enjoy the Florida lifestyle from the covered patio, perfect for morning coffee, outdoor dining, entertaining, or simply relaxing at the end of the day. A spacious driveway and attached 2-car garage provide plenty of parking and storage. Location is one of this home's biggest advantages. You'll be just minutes from Highway 50, making daily commutes and access to everything Clermont has to enjoy incredibly convenient. Costco is approximately 4 minutes away, Publix is only about 3 minutes away and can even be reached on foot in approximately 12 minutes, and Target is just about 7 minutes away. You'll also be close to banks, restaurants, shopping, pharmacies, and everyday essentials, putting convenience right at your doorstep. With its spacious layout, desirable updates, and exceptional location, this home offers the lifestyle today's buyers are looking for without sacrificing comfort or convenience. Homes with this combination of space, updates, and location don't come along often. Schedule your private showing today and see everything this Clermont home has to provide!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,995

Sqft

0.13 ac

Lot size

2

Garage

2012

Year built

One

Levels

$226

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Vinyl
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingGarage Door Opener
ExteriorGarden · Lighting · Sidewalk

Community & fees

HOA fee$82/mo
Taxes (2025)$5,920/yr
PetsYes
CommunitySidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,583 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$493
HOA fee — from the listing$82
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,583/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$493
HOA / condo fee$82
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$422KedgeAI estimate $477,555 · range $440K–$524K$545K

vs edgeAI estimate

−5.8%

$/sqft vs Clermont actives

$226 vs $229

Days on market

54 vs 65 typical

Where $226/sqft sits among the 400 Clermont actives

110
142 · this home
82
26
9
31
$159–200$200–240$240–281$281–321$321–361$361+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Drive times from this address

Downtown Orlando≈ 22 min
Universal Orlando≈ 25 min
Walt Disney World≈ 32 min
Orlando Int’l Airport (MCO)≈ 36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

CLERMONT 34711 — neighborhood snapshot

Population

69,727

Median age

43.7

Median income

$88,474

Median home value

$369,900

Avg household

2.69

Households w/ children

7,374

For the school run

Lake County School District

MiddleWindy Hill Middle School★★★★★
HighEast Ridge High School★★★★★
ElementaryPine Ridge Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$443K → $447K

Clermont median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

244 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% above the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $450,000 ▼ $10K
Aug 20, 2026Listed at $460,000 · 54 days on market since
2012Built · TERRACE GROVE SUB

Reality check

What actually sold near 16432 CAJU ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13552 PITANGA STREETSold · Sep ’26

$337,000

13552 PITANGA STREET · same community

4 bd · 2 ba · 1,878 sqft · $179/sqft · 26 DOM

13551 PITANGA STREETSold · Jul ’26

$350,000

13551 PITANGA STREET · same community

3 bd · 2 ba · 1,444 sqft · $242/sqft · 6 DOM

2681 SPIDER LILY COURTSold · Dec ’25

$400,000

2681 SPIDER LILY COURT

3 bd · 3 ba · 1,890 sqft · $212/sqft · 169 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16432 CAJU ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16432 CAJU ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16432 CAJU ROAD FAQs

What would the monthly payment be for 16432 CAJU ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,583/mo — principal and interest, the actual property-tax bill, the $82/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16432 CAJU ROAD?+

The association fee works out to $82 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16432 CAJU ROAD?+

The most recent tax bill on record (2025) was $5,920. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16432 CAJU ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $450,000, this home is priced right at the Clermont median.

Which schools are assigned to 16432 CAJU ROAD?+

Windy Hill Middle School (middle), East Ridge High School (high), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WRA BUSINESS & REAL ESTATE · Daniel Pavel. MLS #O6434863.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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16432 CAJU ROAD, CLERMONT, FL — 4 Bed, 2 Bath — $450,000 | CENTURY 21 Edge