585 OUTER DRIVE, COCOA, FL, 32926
Active9 days on marketListed Aug 20, 2026MLS #O6435119
About this home
585 OUTER DRIVE
This move in ready 3 bedroom, 2 bathroom home is recently renovated with wood laminate flooring throughout. A/C new March 2023. The split bedroom plan offers 2 bedrooms and a bathroom on the left side of the home with the primary on the right. This primary features a walk-in closet in the bedroom and an even deeper walk-in closet inside the en suite bathroom. Out back you’ll find a spacious, window filled lanai with a view of the .25 acre yard. Lost Lakes is the perfect 55+ community with a low monthly fee that includes a pool, community center with tons of activities, a gym, shuffleboard court, tennis court, massive dock on the lake and a guard gated front. Find your tribe in a community dedicated to an enjoyable retirement season.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,665
Sqft
0.25 ac
Lot size
2005
Year built
One
Levels
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,169 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Cocoa actives
$135 vs $210
Days on market
9 vs 48 typical
Where $135/sqft sits among the 76 Cocoa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lost Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cocoa. See the full Cocoa guide →
Lost Lakes — neighborhood snapshot
Population
1,243
Median age
53
Median income
$145,268
Median home value
$325,500
Avg household
3
Households w/ children
85%
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa market
$298K → $238K
Cocoa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
33 of 76
Cocoa actives have cut their price
Median sold price, Cocoa, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 585 OUTER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$405,000
5011 DALEHURST DRIVE
3 bd · 2 ba · 1,640 sqft · $247/sqft · 62 DOM
Sold · Nov ’25$250,000
102 SCENIC DRIVE
3 bd · 2 ba · 1,705 sqft · $147/sqft · 203 DOM
Sold · May ’26$329,000
531 CRESSA CIRCLE
3 bd · 2 ba · 1,711 sqft · $192/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 585 OUTER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 585 OUTER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
585 OUTER DRIVE FAQs
What would the monthly payment be for 585 OUTER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,169/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 585 OUTER DRIVE?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 585 OUTER DRIVE?+
The most recent tax bill on record (2025) was $4,020. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 585 OUTER DRIVE?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cocoa?+
At $225,000, this home is listed about 27% below the Cocoa median of $309,000. The market section on this page shows how the area is trending.
Which schools are assigned to 585 OUTER DRIVE?+
Cocoa High School (high), Fairglen Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of IAD REAL ESTATE · Michelle Sims. MLS #O6435119.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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