CENTURY 21 Edge
$300,0002 bd2 ba884 sqft$339 /sqft$2,184 /mo all-in ↓

3339 E WITHLACOOCHEE TRAIL, DUNNELLON, FL, 34434

Active11 days on marketListed Aug 21, 2026MLS #O6435598

WaterfrontPrivate poolSingle Family ResidenceCEDAR COVE UNREC

About this home

3339 E WITHLACOOCHEE TRAIL

Auction Property. Discover a truly unique riverfront retreat on the Withlacoochee River in Dunnellon! Set on an expansive 1.30-acre riverfront parcel with approximately 100 feet of direct river frontage, this distinctive stilt home offers a one-of-a-kind setting surrounded by natural beauty. The property features a private dock and charming tiki bar overlooking the river, creating an ideal spot for relaxing, entertaining, fishing, or enjoying Florida’s outdoor lifestyle. The elevated home offers 2 bedrooms, 2 baths, tile flooring throughout, a spacious family room with fireplace, full kitchen, and an additional galley-style kitchen on another level. A large, screened porch spans the rear of the home and overlooks the wooded property and river. An above-ground pool adds another opportunity to enjoy the outdoors. With the Withlacoochee River providing access toward the nearby and highly sought-after Rainbow River and Lake Rousseau, this property offers an exceptional combination of privacy, acreage, waterfront recreation, and character. A truly special opportunity for those seeking a unique Florida riverfront property. All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

884

Sqft

1.3 ac

Lot size

1975

Year built

Two

Levels

$339

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringTile
AppliancesRange
InteriorBuilt-in Features · Open Floorplan
LaundryOther
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofOther
ConstructionConcrete · Wood Siding
FoundationPillar/Post/Pier
ViewWater
FacesSouthwest
ExteriorOther · Storage

Community & fees

Taxes (2025)$1,499/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,184 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$125
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,184/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$125
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Dunnellon actives

$339 vs $186

Days on market

11 vs 35 typical

Where $339/sqft sits among the 400 Dunnellon actives

161
142
39
28
5
25 · this home
$137–175$175–213$213–250$250–288$288–326$326+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34434 — neighborhood snapshot

Population

10,701

Median age

43.6

Median income

$56,553

Median home value

$211,500

Avg household

2.6

Households w/ children

1,378

For the school run

Citrus County School District

MiddleCitrus Springs Middle School★★★★★
ElementaryCentral Ridge Elementary School★★★★★
HighCitrus High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$265K$280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

160 of 400

Dunnellon actives have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 900% above the DUNNELLON 34434 median. See the full Dunnellon market guide →

Paper trail

This home's history

Aug 21, 2026Listed at $300,000 · 11 days on market since
1975Built · CEDAR COVE UNREC

Reality check

What actually sold near 3339 E WITHLACOOCHEE TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4255 E NUGGET PASS PLACESold · May ’26

$55,000

4255 E NUGGET PASS PLACE

1 bd · 1 ba · 672 sqft · $82/sqft · 147 DOM

4314 E FORT APACHE PLACESold · Jul ’26

$30,000

4314 E FORT APACHE PLACE

1 bd · 1 ba · 532 sqft · $56/sqft · 133 DOM

8750 N BRANDY TERRACESold · Feb ’26

$110,000

8750 N BRANDY TERRACE

3 bd · 2 ba · 1,288 sqft · $85/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 3339 E WITHLACOOCHEE TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3339 E WITHLACOOCHEE TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3339 E WITHLACOOCHEE TRAIL FAQs

What would the monthly payment be for 3339 E WITHLACOOCHEE TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,184/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3339 E WITHLACOOCHEE TRAIL?+

The most recent tax bill on record (2025) was $1,499. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3339 E WITHLACOOCHEE TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunnellon?+

At $300,000, this home is listed about 2% below the Dunnellon median of $305,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3339 E WITHLACOOCHEE TRAIL?+

Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ALL FLORIDA PROPERTY GROUP,INC · Melinda Foley. MLS #O6435598.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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