35 FAIRWAYS CIRCLE UNIT 35, PALM COAST, FL, 32137
Active49 days on marketListed Aug 22, 2026MLS #O6435698
About this home
35 FAIRWAYS CIRCLE UNIT 35
A bright, stylish and low maintenance Florida retreat awaits in this 2 bedroom, 2 bathroom ground floor corner condo in Palm Coast. Surrounded by a beautiful canopy of mature trees, this peaceful community offers a relaxed setting with plenty of opportunities to enjoy the Florida lifestyle, including a clubhouse, community pool, tennis courts and walking trails. Inside, the home has a clean, minimalist feel with a touch of modern style. Vinyl plank flooring runs throughout the main living areas, creating a warm and contemporary look, while the kitchen features tile flooring, stainless steel appliances, a backsplash and generous cabinet space. The wraparound counter provides additional workspace and casual seating, while the adjacent eat in area is perfect for morning coffee. The open living area is filled with natural light and features large sliders leading to the enclosed rear patio. A versatile space for relaxing, enjoying the sunshine, or creating your own little plant filled retreat. A flexible bonus space can easily function as a dining area, home office, reading room or whatever suits your needs. The split bedroom layout provides privacy, with a full guest bath separating the bedrooms. The spacious primary suite includes its own private bathroom with a walk in shower. ***Brand new HVAC system provides peace of mind for those warm Summer days. Being a ground floor corner unit means no stairs to navigate and no neighbor on one side two features that add to the comfort and appeal of this home. The HOA includes water, cable and internet, making this an especially attractive option for anyone looking for a simple, low maintenance Florida lifestyle. Whether you're escaping the colder months, looking for a seasonal getaway or searching for a comfortable full time residence, this condo offers a great place to enjoy all that Palm Coast has to offer. With beaches, golf, shopping, dining, outdoor recreation and the Intracoastal Waterway nearby, this is Florida living made easy.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,150
Sqft
0.02 ac
Lot size
1980
Year built
One
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,056 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,056/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.3%
$/sqft vs Palm Coast actives
$148 vs $215
Days on market
49 vs 73 typical
Where $148/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
205 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 35 FAIRWAYS CIRCLE UNIT 35
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$218,000
27 BLAINE TREE PLACE
2 bd · 2 ba · 1,150 sqft · $190/sqft · 66 DOM
Sold · Oct ’25$285,000
26 BLACK BEAR LANE
3 bd · 2 ba · 1,175 sqft · $243/sqft · 0 DOM
Sold · Dec ’25$215,000
10 BLACKWOOD COURT
3 bd · 2 ba · 1,200 sqft · $179/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 35 FAIRWAYS CIRCLE UNIT 35 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35 FAIRWAYS CIRCLE UNIT 35 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
35 FAIRWAYS CIRCLE UNIT 35 FAQs
What would the monthly payment be for 35 FAIRWAYS CIRCLE UNIT 35?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,056/mo — principal and interest, the actual property-tax bill, the $562/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 35 FAIRWAYS CIRCLE UNIT 35?+
The association fee works out to $562 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 35 FAIRWAYS CIRCLE UNIT 35?+
The most recent tax bill on record (2025) was $3,107. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 35 FAIRWAYS CIRCLE UNIT 35?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $169,900, this home is listed about 56% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 35 FAIRWAYS CIRCLE UNIT 35?+
Indian Trails Middle School (middle), Matanzas High School (high), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$169,900 is 55% below the PALM COAST 32137 median of $379,773, and at $148/sqft it sits under the Palm Coast average of $254.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $562/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Indian Trails Middle School, Matanzas High School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PROPERTY OUTLET INTERNATIONAL · Renata Stare. MLS #O6435698.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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