
633 PUGH STREET, LAKE MARY, FL, 32746
Active35 days on marketListed Aug 24, 2026MLS #O6435948
About this home
633 PUGH STREET
BUYER INCENTIVE — UP TO $12,000 TOWARD A 2-1 INTEREST RATE BUYDOWN! THIS is the Lake Mary property buyers wait for—and rarely find. An extraordinary **1.29-acre homesite**, a modernized single-story home, incredible indoor-outdoor living and the convenience of an established Lake Mary location all come together in one truly special property. From the street, you see an attractive and inviting home. Step inside—and then out back—and the experience completely changes. The property opens up. An expansive lawn, mature trees and a wooded backdrop create a remarkable sense of space and privacy that is increasingly difficult to find in Lake Mary. The outdoor living is exceptional. A substantial covered timber pavilion and expansive paver patio create your own backyard destination for entertaining, grilling, celebrations or quiet evenings at home. There is room to garden, play, gather and enjoy the outdoors on a scale a typical neighborhood homesite simply cannot offer. Inside, the home feels bright, open and updated. Vaulted ceilings, skylights and an easy-flowing floor plan bring volume and natural light into the main living areas. The kitchen features granite countertops, rich wood cabinetry, stainless-steel appliances and breakfast-bar seating, opening naturally to the dining and gathering spaces. A fireplace adds warmth and character while maintaining the home's relaxed, modern feel. Then there is the Florida room—a showpiece of the home. Stretching approximately 27 feet across the rear, this incredible space features a vaulted ceiling, walls of windows overlooking the acreage, updated flooring and its own A/C. Game room, entertainment lounge, second living area or your favorite place to unwind—the possibilities are tremendous. Open the home toward the backyard and the entire property becomes one connected indoor-outdoor living experience. The 4-bedroom, 2-bath split floor plan provides privacy and flexibility. The primary suite offers multiple closets and an updated bath with a spacious walk-in shower, while three additional bedrooms can accommodate family, guests, home office or hobbies. An updated secondary bath, inside laundry and two-car garage complete the layout. And the updates are substantial: roof 2020, windows 2019, main A/C 2019, water heater 2025, updated bathrooms, newer sliding door, flooring, fencing, gutters, appliances, water softener, plus 2026 Florida room flooring and A/C. But what makes 633 Pugh truly difficult to duplicate is something you cannot simply renovate into another home: the land and the location. **1.29 acres in this part of Lake Mary is a rarity.** Here, you don't have to choose between having room to breathe and living close to everything that makes Lake Mary so desirable. Modern updates. Incredible outdoor living. 1.29 acres. Lake Mary. This is the one you have been waiting for. Buyer to verify all measurements
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,196
Sqft
1.29 ac
Lot size
2
Garage
1987
Year built
One
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,977 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,977/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.2%
$/sqft vs Lake Mary actives
$278 vs $242
Days on market
35 vs 35 typical
Where $278/sqft sits among the 181 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Mary Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Lake Mary Woods — neighborhood snapshot
Population
884
Median age
44
Median income
$101,250
Median home value
$449,100
Avg household
3
Households w/ children
137
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
90 of 181
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 633 PUGH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$665,000
329 SPRUCEWOOD ROAD · same community
4 bd · 3.5 ba · 2,505 sqft · $265/sqft · 0 DOM
Sold · Jan ’26$430,000
821 SHEOAH CIRCLE
3 bd · 2.5 ba · 2,185 sqft · $197/sqft · 114 DOM
Sold · Jun ’26$365,000
321 CANYON STONE CIRCLE
3 bd · 3 ba · 2,176 sqft · $168/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 633 PUGH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 633 PUGH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
633 PUGH STREET FAQs
What would the monthly payment be for 633 PUGH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,977/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 633 PUGH STREET?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 633 PUGH STREET?+
The most recent tax bill on record (2025) was $3,267. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 633 PUGH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $610,000, this home is listed about 26% above the Lake Mary median of $485,000. The market section on this page shows how the area is trending.
Which schools are assigned to 633 PUGH STREET?+
Lake Mary Elementary School (elementary), Lake Mary High School (high), Greenwood Lakes Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$610,000 runs 54% above the LAKE MARY 32746 median — but at 2,196 sqft it's also 15% larger than the typical Lake Mary listing.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Lake Mary Elementary School, Lake Mary High School, Greenwood Lakes Middle School — Lake Mary Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $625,000, now $610,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY. MLS #O6435948.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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