
4504 LATIMER WAY, SANFORD, FL, 32771
Active30 days on marketListed Aug 28, 2026MLS #O6435986
About this home
4504 LATIMER WAY
Discover your dream home at 4504 Latimer Way! Situated on a generous corner lot in the gated Estuary at St. Johns community in Sanford, this beautifully upgraded M/I Homes Halifax model, built in 2020, offers 2,888 square feet of thoughtfully designed living space with 4 bedrooms, 3.5 bathrooms, a flex room with French doors, spacious loft, and 2-car garage. Its open layout, stylish finishes, and versatile living spaces blend comfort, functionality, and modern design. A charming, covered entry and foyer lead into the expansive main living areas and kitchen. The thoughtfully crafted kitchen features a large center island with quartz countertops, breakfast bar seating, 42" truffle-stained cabinetry, GE® stainless steel appliances, a striking Moroccan-style backsplash, and a corner walk-in pantry. Under-stair storage provides additional space, while the hallway to the garage features a convenient key-drop station. A powder bath completes the main level. The spacious great room is filled with natural light and opens through sliding glass doors to an extended screened patio with pavers and a fully fenced backyard- perfect for entertaining, relaxing, or pets. The flex room with French doors can serve as a home office, study, reading room, playroom, or guest space. Upstairs, a staircase finished with durable engineered bamboo hardwood flooring leads to a generous loft that can be used as a game room, home theater, library, or additional lounge space. Two secondary bedrooms share a hallway bath, while a third bedroom features its own private en-suite bathroom—ideal for guests or multigenerational living. The luxurious owner's suite offers a relaxing retreat, complete with refined tray ceilings and a spa-like bathroom featuring separate quartz-topped vanities, a glass-enclosed walk-in shower, a spacious walk-in closet, and a private water closet. A linen closet and a laundry room with a utility sink are conveniently positioned for easy everyday access. Notable upgrades include durable engineered bamboo hardwood flooring on the staircase, loft, primary bedroom and primary closet, and one secondary bedroom; enhanced kitchen and living room lighting; an extended screened patio; a fully fenced backyard; whole-house gutters; garage storage solutions; and a durable polyurea-coated garage floor. Lawn maintenance is included through the HOA, making outdoor upkeep even easier. Residents of Estuary at St. Johns enjoy gated entry, a dedicated dog park and children's play area. Ideally located near highly rated Seminole County schools, Historic Downtown Sanford, the Sanford Riverwalk and Lake Monroe waterfront, Central Florida Zoo & Botanical Gardens, Sanford International Airport, waterfront dining, scenic walking trails, boutique shopping, and recreational parks. Major highways are minutes away, connecting you to world-famous attractions and beautiful coastal getaways. Stylish, spacious, and move-in ready, 4504 Latimer Way is ready to welcome its next owner. Schedule your private showing today! The home also includes a transferable termite protection plan and may be equipped with audio and/or visual monitoring systems. The seller is offering a lender-paid temporary rate buydown through a participating lender, which may lower the buyer's initial interest rate and monthly payments, subject to buyer qualification and lender terms. Buyers are under no obligation to use the participating lender. Reach out to the listing agent for further details.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,888
Sqft
0.14 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,566 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,566/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.7%
$/sqft vs Sanford actives
$221 vs $221
Days on market
30 vs 43 typical
Where $221/sqft sits among the 400 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $385K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
220 of 400
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 4504 LATIMER WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$595,000
1457 PAGET COVE · same community
4 bd · 3 ba · 2,883 sqft · $206/sqft · 65 DOM
Sold · Sep ’26$440,000
4548 DULWIK PLACE · same community
3 bd · 2 ba · 1,635 sqft · $269/sqft · 9 DOM
Sold · Oct ’25$660,000
4716 GRASSENDALE TER
5 bd · 3.5 ba · 2,902 sqft · $227/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4504 LATIMER WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4504 LATIMER WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4504 LATIMER WAY FAQs
What would the monthly payment be for 4504 LATIMER WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,566/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4504 LATIMER WAY?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4504 LATIMER WAY?+
The most recent tax bill on record (2025) was $5,443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4504 LATIMER WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $639,000, this home is listed about 66% above the Sanford median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4504 LATIMER WAY?+
Markham Woods Middle School (middle), Wilson Elementary School (elementary), Bentley Elementary School (elementary), Idyllwilde Elementary School (elementary), Goldsboro Elementary Magnet (elementary), Seminole High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Ruby Margaret. MLS #O6435986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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