CENTURY 21 Edge
$1,025,0003 bd3.5 ba3,778 sqft$271 /sqft$7,299 /mo all-in ↓

2722 RIVER CREEK LANE, ST CLOUD, FL, 34771

Active16 days on marketListed Sep 4, 2026MLS #O6436039

Single Family ResidenceDEL WEBB SUNBRIDGE

About this home

2722 RIVER CREEK LANE

A glass-front wine cellar, a mahogany-detailed entertaining room, and a private putting green set the tone for this extensively customized residence in gated, 55+ Del Webb Sunbridge. Framed by a wooded backdrop, the home pairs distinctive interiors with the ease of single-story living and a community where resort recreation, dining, and an active social calendar are part of everyday life. Three bedrooms, three full baths, a powder room, and a dedicated office balance generous gathering spaces with places to retreat. Inside, wood-look ceramic tile, crown molding, and tray ceilings establish a polished, cohesive setting. The kitchen anchors the open living and dining areas with a substantial quartz island, seating for conversation, and cabinetry extending to the ceiling. A gas range, built-in oven, range hood, and walk-in pantry provide the capacity for everything from a quiet breakfast to a full dinner party. Nearby, the refrigerated wine cellar displays a collection behind glass, bringing a striking architectural detail to the heart of the home. Beyond sliding glass doors, the expansive family room offers a memorable setting for evenings with friends. Rich mahogany ceiling detailing, an electric fireplace, custom built-ins, and a wet bar give the room warmth and presence, while broad windows draw the greenery into view. Open the doors to extend a larger gathering through the home, or close them for a relaxed evening around the fireplace. Outside, a screened enclosure and pergola with sunshade create an inviting setting for alfresco dining. The summer kitchen features a Schwank grill, additional gas cooking equipment, refrigeration, a sink, and stone counters. Landscaped borders and artificial turf surround the private putting green, making a few practice putts an easy part of the afternoon before dinner beneath the pergola. The privately positioned primary suite features a tray ceiling and two walk-in closets with custom storage. Dual sinks and a spacious shower with a bench and multiple shower heads complete the bath. Secondary bedrooms sit apart from the suite, and the front office offers a dedicated space for work or reading. A laundry room with cabinetry and a utility sink adds everyday practicality. The attached three-car garage is air-conditioned, with insulated doors, epoxy flooring, and EV charging. A tankless gas water heater, kitchen reverse osmosis, and whole-home water treatment round out the improvements. Life beyond the front door is equally compelling. Del Webb Sunbridge's 27,000-square-foot Hammock Club brings together a resort-style zero-entry pool with lap lanes, a fitness and wellness center, and the on-site Tavern & Grille with outdoor seating. Pickleball and tennis courts, a dog park, creative classes, resident clubs, and lifelong learning opportunities offer ways to stay active and connected, supported by a full-time lifestyle director. Meet friends for a swim, take a class, or let dinner at the tavern become the evening's plan. Beyond Del Webb, Sunbridge's nature trails invite walking, jogging, and biking through a landscape of woods, lakes, and wetlands. Here, a richly appointed home and an engaging community give each day room for both quiet pleasures and new experiences.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,778

Sqft

0.21 ac

Lot size

3

Garage

2021

Year built

One

Levels

$271

Per sqft

FireplaceTrees/Woods view55+ communityPets allowed

Inside

FlooringCeramic Tile
AppliancesBar Fridge · Built-In Oven · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Filtration System · Water Purifier · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Other · Primary Bedroom Main Floor · Skylight(s) · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Oversized
ExteriorCourtyard · Irrigation System · Lighting · Other · Outdoor Grill · Outdoor Kitchen · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$431/mo
Taxes (2025)$9,509/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Size Limit, Yes
CommunityDock · Fishing · Lake · Water Access · Waterfront · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Handicap Modified · Park · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,299 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,531
PMI (est., until 20% equity)$384
Property tax — 2025 actual bill$792
HOA fee — from the listing$431
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $102,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $102,500
Interest rate6.00%
Loan term

Estimated payment

$7,299/mo

Principal & interest$5,531
PMI (est., until 20% equity)$384
Property taxes (actual bill)$792
HOA / condo fee$431
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs DEL WEBB SUNBRIDGE

$271 vs $237

Days on market

16 vs 47 typical

Where $271/sqft sits among the 9 homes for sale in DEL WEBB SUNBRIDGE

5
1
0
0 · this home
1
2
$230–243$243–256$256–269$269–282$282–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Drive times from this address

Orlando Int’l Airport (MCO)33 min
Downtown Orlando38 min
Walt Disney World44 min
Universal Orlando45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryHarmony Community School★★★★
HighHarmony High School★★★★★
MiddleNarcoossee Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$412K$394K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

5 of 9

DEL WEBB SUNBRIDGE have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 149% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $1,025,000 · 16 days on market since
2021Built · DEL WEBB SUNBRIDGE

Reality check

What actually sold near 2722 RIVER CREEK LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6212 CITRUS GROVE COURTSold · Mar ’26

$665,500

6212 CITRUS GROVE COURT · same community

4 bd · 3 ba · 2,842 sqft · $234/sqft · 142 DOM

6524 SHIMMERING SHORES LANESold · Aug ’26

$800,000

6524 SHIMMERING SHORES LANE · same community

3 bd · 3.5 ba · 2,808 sqft · $285/sqft · 58 DOM

6364 SNOW TREE LANESold · Jun ’26

$780,000

6364 SNOW TREE LANE · same community

3 bd · 2.5 ba · 2,269 sqft · $344/sqft · 99 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2722 RIVER CREEK LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2722 RIVER CREEK LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2722 RIVER CREEK LANE FAQs

What would the monthly payment be for 2722 RIVER CREEK LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,299/mo — principal and interest, the actual property-tax bill, the $431/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2722 RIVER CREEK LANE?+

The association fee works out to $431 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2722 RIVER CREEK LANE?+

The most recent tax bill on record (2025) was $9,509. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2722 RIVER CREEK LANE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $1,025,000, this home is listed about 139% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2722 RIVER CREEK LANE?+

Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,025,000 runs 149% above the ST CLOUD 34771 median — but at 3,778 sqft it's also nearly twice the size of the typical St Cloud listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REAL BROKER, LLC · Peter Luu. MLS #O6436039.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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