3023 RIO GRANDE TRAIL UNIT 3023, KISSIMMEE, FL, 34741
Active47 days on marketListed Aug 24, 2026MLS #O6436051
About this home
3023 RIO GRANDE TRAIL UNIT 3023
Ground-floor 3 bedroom, 2 bath condo in Villas at Shadow Bay with vaulted ceilings, no stairs, and in-unit laundry, minutes from The Loop, Lake Nona Medical City, and Orlando International Airport. Step inside to a bright, open living area where a dramatic vaulted ceiling with a round feature window and a full wall of windows fill the space with natural light. Porcelain tile runs through all main living areas and the dining space opens directly to the kitchen, which has been fully updated with solid wood cabinets, quartz countertops, tile backsplash, stainless steel appliances, and a closet pantry. The split floor plan places the primary suite on its own side with a walk-in closet and a private bath featuring a tiled walk-in shower and modern vanity. Two additional bedrooms share a second full bath and work well for guests, a home office, or a gym. Central A/C, ceiling fans, and a walk-in storage closet complete the interior. Outside, a brick accent entry and open front patio give you a private spot for morning coffee. The community features a sparkling pool and well-kept grounds. Located just north of US-192 with quick access to the Turnpike, Osceola Parkway, and SR 417, you are about 15 minutes to Walt Disney World and 25 minutes to downtown Orlando. Low-maintenance living in an established central Kissimmee location. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,250
Sqft
0.05 ac
Lot size
1987
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,739 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,739/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.9%
$/sqft vs Kissimmee actives
$167 vs $204
Days on market
47 vs 89 typical
Where $167/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shadow Bay Villas
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Shadow Bay Villas — neighborhood snapshot
Population
1,939
Median age
34
Median income
$67,867
Median home value
$395,700
Avg household
3
Households w/ children
298
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
213 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the KISSIMMEE 34741 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3023 RIO GRANDE TRAIL UNIT 3023
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$125,000
3111 RIO GRANDE TRAIL UNIT 3111 · same community
3 bd · 2 ba · 1,375 sqft · $91/sqft · 185 DOM
Sold · Jan ’26$310,000
2342 VIRGINIA DRIVE
3 bd · 1 ba · 1,248 sqft · $248/sqft · 23 DOM
Sold · Oct ’25$150,000
2002 CASCADES BOULEVARD UNIT 201
3 bd · 2 ba · 1,235 sqft · $121/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3023 RIO GRANDE TRAIL UNIT 3023 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3023 RIO GRANDE TRAIL UNIT 3023 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3023 RIO GRANDE TRAIL UNIT 3023 FAQs
What would the monthly payment be for 3023 RIO GRANDE TRAIL UNIT 3023?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,739/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3023 RIO GRANDE TRAIL UNIT 3023?+
The most recent tax bill on record (2025) was $3,071. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3023 RIO GRANDE TRAIL UNIT 3023?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $209,000, this home is listed about 44% below the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3023 RIO GRANDE TRAIL UNIT 3023?+
Kissimmee Middle School (middle), Kissimmee Elementary School (elementary), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Natalie Casanova. MLS #O6436051.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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