12827 DOWNSTREAM CIRCLE, ORLANDO, FL, 32828
Active26 days on marketListed Aug 25, 2026MLS #O6436399
About this home
12827 DOWNSTREAM CIRCLE
Come view this 4 bed/2.5 bath 2-storey home located in the highly demanded Waterford Lakes community! You will love the open concept kitchen with upgraded cabinets, granite countertops, and stainless steel appliances. The kitchen opens to its own breakfast nook area with bay windows and large well-lit living room. This home has plenty of natural light! The first floor also features a spacious master bedroom, an office/2nd dining room and private laundry room. The master bathroom contains two vanities, a tub and a shower. Upstairs you will find 3 large bedrooms, a bathroom, and plenty of closet/linen storage. The community offers a pool, tennis courts, basketball courts, and racquetball courts. Waterford Lakes is known for its great shopping, entertainment and movie theaters. Available now! $95 non-refundable application fee per applicant. Small dogs ok with $350 deposit ($150 refundable), no cats. Qualifications: Income 3X rent, credit score of 600 plus, and background checks. Equal Opportunity Housing.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,087
Sqft
0.14 ac
Lot size
2
Garage
1994
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$1 vs $242
Days on market
26 vs 42 typical
Where $1/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hickory Hill At Huckleberry-one
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Hickory Hill At Huckleberry-one — neighborhood snapshot
Population
1,275
Median age
40
Median income
$88,924
Median home value
$351,400
Avg household
3
Households w/ children
143
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
211 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 12827 DOWNSTREAM CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$424,900
651 UNCLE JACK COURT · same community
4 bd · 3 ba · 2,347 sqft · $181/sqft · 42 DOM
Sold · Feb ’26$439,900
12715 RAFTSMEN COURT · same community
4 bd · 2.5 ba · 1,811 sqft · $243/sqft · 0 DOM
Sold · Aug ’26$485,000
12961 LOWER RIVER BOULEVARD · same community
3 bd · 2 ba · 1,796 sqft · $270/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12827 DOWNSTREAM CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12827 DOWNSTREAM CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12827 DOWNSTREAM CIRCLE FAQs
What would the monthly payment be for 12827 DOWNSTREAM CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12827 DOWNSTREAM CIRCLE?+
The listing reports pets: Breed Restrictions, Dogs OK, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $2,800, this home is listed about 99% below the Orlando median of $385,250. The market section on this page shows how the area is trending.
Which schools are assigned to 12827 DOWNSTREAM CIRCLE?+
Discovery Middle (middle), Waterford Elementary (elementary), Timber Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEST ORLANDO PROPERTY MANAGEMENT LLC · Chris Bright. MLS #O6436399.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Orlando homes, in your inbox
Like 12827 DOWNSTREAM CIRCLE but not quite? A daily digest of every new listing in Orlando — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Angela to ping you on any price or status change →