CENTURY 21 Edge
$449,000$459,9003 bd3 ba1,667 sqft$269 /sqft$3,172 /mo all-in ↓

3202 TRADEWINDS TRAIL, ORLANDO, FL, 32805

Active26 days on marketListed Aug 27, 2026MLS #O6436772

Reduced $11KWaterfrontSingle Family ResidenceISLE CATALINA

Come see it

Upcoming open house

Sat, Sep 26

9:00 AM – 12:00 PM

Hosted by Michael Ryan

About this home

3202 TRADEWINDS TRAIL

Virtually Staged. BUYER PERKS + NEW PRICE $449,000! Ask about the opportunity to BUY DOWN YOUR INTEREST RATE with the preferred lender for qualified buyers PLUS, listing agent is offering reimbursement/credit at closing for a 4-POINT INSPECTION, APPRAISAL FEE UP TO $500, and a ONE-YEAR HOME WARRANTY with preferred vendor. WATER ACCESS + BEAUTIFULLY RENOVATED + 3 BEDROOMS + 3 FULL BATHROOMS + 2-CAR GARAGE! Welcome to 3202 Tradewinds Trail in Orlando’s Isle of Catalina community. At $449,000, this home offers an incredible combination of space, renovations and the Florida water lifestyle, with approximately 100 feet of freshwater canal frontage and access to Clear Lake. APPLIANCES? BUYER HAS OPTIONS! Before seller installs the appliances, buyer may choose a $3,000 appliance credit at closing instead, subject to lender approval and contract terms. Inside, enjoy a bright, open layout with luxury vinyl flooring, an updated kitchen and THREE updated full bathrooms. The primary bedroom measures approximately 14'8" x 12'5", and wait until you see the incredible primary walk-in closet—approximately 15'9" x 11'10"! Nearly the size of another room, it offers exceptional storage plus flexibility for a dressing or vanity area. Two additional bedrooms and inside laundry complete the living space. Step outside to the HUGE approximately 29'10" x 11'10" screened porch, perfect for outdoor dining, entertaining or morning coffee overlooking the spacious backyard and canal. Bring your kayak, paddleboard or boat and enjoy access to Clear Lake. The canal-front backyard also offers potential for a private dock, subject to applicable approvals. LOCATION! Enjoy an established water-access community while staying convenient to Downtown Orlando, Universal Orlando Resort, International Drive, Mall at Millenia and major roadways. Walt Disney World, Valencia College West Campus, UCF Downtown and other Central Florida destinations are within convenient driving distance. Drive times are approximate and may vary with traffic. ANOTHER BIG PLUS—HOA approximately $197 x YEAR, including community amenities and boat ramp access. NEW PRICE $449,000! Beautifully renovated, 3 full bathrooms, 2-car garage, HUGE primary closet, large screened porch, spacious backyard and Clear Lake access. VACANT AND READY TO MOVE IN! Schedule your showing and come see what makes 3202 Tradewinds Trail different.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,667

Sqft

0.22 ac

Lot size

2

Garage

1958

Year built

One

Levels

$269

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorSliding Doors

Community & fees

HOA fee$16/mo
Taxes (2025)$1,854/yr
PetsCats OK, Dogs OK, Yes
CommunityCanal Front · Community Boat Ramp · Fishing · Lake · Water Access

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,172 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$155
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,172/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$155
HOA / condo fee$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$360KedgeAI estimate $449,347 · range $374K$636K$662K

vs edgeAI estimate

−0.1%

$/sqft vs ISLE CATALINA

$269 vs $226

Days on market

26 vs 42 typical

Where $269/sqft sits among the 8 homes for sale in ISLE CATALINA

2
1
2
0
1 · this home
2
$174–193$193–213$213–232$232–252$252–271$271+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Catalina

Drive times from this address

Downtown Orlando7 min
Universal Orlando11 min
Walt Disney World23 min
Orlando Int’l Airport (MCO)24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Catalina — neighborhood snapshot

Population

599

Median age

50

Median income

$54,755

Median home value

$231,874

Avg household

2

Households w/ children

48%

For the school run

Orange County School District

ElementaryCatalina Elementary★★★★
MiddleMemorial Middle★★★★
HighJones High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

5 of 8

ISLE CATALINA have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 107% above the ORLANDO 32805 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $449,000 $11K
Aug 27, 2026Listed at $459,900 · 26 days on market since
1958Built · ISLE CATALINA

Reality check

What actually sold near 3202 TRADEWINDS TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3202 TRADEWINDS TRAILSold · Jan ’26

$255,000

3202 TRADEWINDS TRAIL · same community

3 bd · 2 ba · 1,667 sqft · $153/sqft · 13 DOM

3204 TRADEWINDS TRAILSold · Oct ’25

$435,000

3204 TRADEWINDS TRAIL · same community

4 bd · 2 ba · 1,685 sqft · $258/sqft · 156 DOM

2904 TRADEWINDS TRAILSold · Apr ’26

$495,000

2904 TRADEWINDS TRAIL · same community

3 bd · 2 ba · 1,560 sqft · $317/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3202 TRADEWINDS TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3202 TRADEWINDS TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3202 TRADEWINDS TRAIL FAQs

What would the monthly payment be for 3202 TRADEWINDS TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,172/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3202 TRADEWINDS TRAIL?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3202 TRADEWINDS TRAIL?+

The most recent tax bill on record (2025) was $1,854. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3202 TRADEWINDS TRAIL?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $449,000, this home is listed about 17% above the Orlando median of $385,250. The market section on this page shows how the area is trending.

Which schools are assigned to 3202 TRADEWINDS TRAIL?+

Catalina Elementary (elementary), Memorial Middle (middle), Jones High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$449,000 runs 107% above the ORLANDO 32805 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $459,900, now $449,000 — a $11K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ADVANTAGE 2 REALTY · Alexa Monasterio Flores. MLS #O6436772.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3202 TRADEWINDS TRAIL, ORLANDO, FL — 3 Bed, 3 Bath — $449,000 | CENTURY 21 Edge