CENTURY 21 Edge
$575,000$585,0004 bd4 ba2,455 sqft$234 /sqft$4,275 /mo all-in ↓

514 KEY COURT, ORLANDO, FL, 32828

Active24 days on marketListed Aug 27, 2026MLS #O6436947

Reduced $10KPrivate poolSingle Family ResidenceWATERFORD LAKES TR N24

About this home

514 KEY COURT

Beautiful Tri-Split Pool Home in Desirable Waterford Lakes! Welcome to this spacious 4-bedroom, 4-bathroom home featuring a highly desirable tri-split floor plan, offering flexibility, privacy, and plenty of room for everyday living and entertaining. The open-concept kitchen flows seamlessly into the family room, creating an inviting gathering space with beautiful views of the pool and outdoor living area. For more formal occasions, the home also offers a formal dining room and separate formal living room, providing additional space for entertaining, hosting holidays, or simply enjoying the flexibility of multiple living areas. The spacious primary suite offers a truly unique feature with two separate, full bathrooms, providing exceptional convenience, privacy, and flexibility. One of the home's standout features is the pocket sliding doors that open from the living room directly to the pool and outdoor living area. When opened, these doors create an expansive indoor-outdoor space and an open-air feel that is perfect for entertaining or simply enjoying the beautiful Florida weather. Step outside to your own private oasis featuring a swimming pool and spa, creating the perfect setting for relaxing, entertaining, and enjoying the Florida lifestyle. The home is also ideally situated on a quiet cul-de-sac, offering a desirable setting with less through traffic. Located in the sought-after Waterford Lakes area, residents enjoy an impressive array of community amenities, including a community pool, covered playground, racquetball courts, pickleball courts, tennis courts, baseball field, dog park, sand volleyball courts, and miles of fabulous walking paths winding around beautiful lakes and ponds. The location is equally impressive, with convenient access to shopping, dining, major employers, and great schools. You're just minutes from UCF, Siemens, Lockheed Martin, Lake Nona's Medical City, one of the largest outdoor shopping destinations in the Southeast, Orlando's world-famous theme parks, and Florida's beautiful beaches. With a thoughtful tri-split floor plan, generous living spaces, two full primary bathrooms, seamless indoor-outdoor living, a private pool and spa, and a peaceful cul-de-sac location, this home offers the perfect combination of comfort, convenience, and the Central Florida lifestyle. Come discover why Waterford Lakes is such a wonderful place to live, work, and play!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,455

Sqft

0.2 ac

Lot size

2

Garage

1995

Year built

One

Levels

$234

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorRain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$83/mo
Taxes (2025)$8,566/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,275 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$714
HOA fee — from the listing$83
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$4,275/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$714
HOA / condo fee$83
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Orlando actives

$234 vs $242

Days on market

24 vs 42 typical

Where $234/sqft sits among the 400 Orlando actives

119
136 · this home
86
21
13
25
$140–203$203–265$265–328$328–391$391–453$453+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Drive times from this address

Downtown Orlando16 min
Orlando Int’l Airport (MCO)25 min
Universal Orlando29 min
Walt Disney World41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32828 — neighborhood snapshot

Population

69,937

Median age

36.5

Median income

$99,927

Median home value

$403,700

Avg household

2.85

Households w/ children

9,027

For the school run

Orange County School District

ElementaryWaterford Elementary★★★★
MiddleDiscovery Middle★★★★★
HighTimber Creek High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

211 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the ORLANDO 32828 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $575,000 $10K
Aug 27, 2026Listed at $585,000 · 24 days on market since
1995Built · WATERFORD LAKES TR N24

Reality check

What actually sold near 514 KEY COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

542 TERRACE COVE WAYSold · Oct ’25

$550,000

542 TERRACE COVE WAY · same community

4 bd · 4 ba · 2,433 sqft · $226/sqft · 139 DOM

13000 CRYSTAL COVE DRIVESold · Sep ’26

$610,000

13000 CRYSTAL COVE DRIVE · same community

4 bd · 3 ba · 2,497 sqft · $244/sqft · 58 DOM

515 KEY COURTSold · Nov ’25

$575,000

515 KEY COURT · same community

4 bd · 3.5 ba · 2,721 sqft · $211/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 514 KEY COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 514 KEY COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

514 KEY COURT FAQs

What would the monthly payment be for 514 KEY COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,275/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 514 KEY COURT?+

The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 514 KEY COURT?+

The most recent tax bill on record (2025) was $8,566. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 514 KEY COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $575,000, this home is listed about 49% above the Orlando median of $385,250. The market section on this page shows how the area is trending.

Which schools are assigned to 514 KEY COURT?+

Waterford Elementary (elementary), Discovery Middle (middle), Timber Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$575,000 runs 40% above the ORLANDO 32828 median — but at 2,455 sqft it's also 55% larger than the typical Orlando listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Waterford Elementary, Discovery Middle, Timber Creek High — Waterford Elementary rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $585,000, now $575,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of UNITED REAL ESTATE PREFERRED · Jason Howell. MLS #O6436947.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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