CENTURY 21 Edge
$595,0003 bd2 ba1,916 sqft$311 /sqft$4,512 /mo all-in ↓

13235 SPRING GROVE WAY, WINTER GARDEN, FL, 34787

Active23 days on marketListed Aug 28, 2026MLS #O6437214

Single Family ResidenceENCORE/OVATION PH 2

About this home

13235 SPRING GROVE WAY

Welcome to 13235 Spring Grove Way, a beautifully maintained, newer-construction home ideally situated in the heart of Horizon West. Built in 2021, this thoughtfully designed single-story home offers 3 bedrooms, 2 bathrooms and an open-concept floor plan perfect for both everyday living and entertaining. At the heart of the home, the spacious kitchen flows seamlessly into the dining and living areas, creating a bright and inviting gathering space. With a built-in dry bar with wine fridge, custom tile and lighting choices, and upgraded cabinets, this kitchen can't be beat! The split-bedroom layout offers added privacy, while the primary suite provides a comfortable retreat with a generously sized bath and closet. Step outside to an extended covered patio and fully fenced backyard with plenty of room to relax, entertain or create your own outdoor oasis. One of the home’s standout features is its incredible location. Enjoy the magic of Walt Disney World just approximately 10 minutes away, along with quick access to Flamingo Crossings, SR-429 and the growing selection of shopping, dining and entertainment throughout Horizon West. Disney Springs, Universal Orlando, SeaWorld and Orlando International Airport are also within convenient driving distance. With newer construction, a functional single-story layout and a location that puts some of Central Florida’s best destinations right at your fingertips, 13235 Spring Grove Way offers the perfect combination of comfort, convenience and the Florida lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,916

Sqft

0.14 ac

Lot size

2

Garage

2021

Year built

One

Levels

$311

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDishwasher · Microwave · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ExteriorRain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$225/mo
Taxes (2025)$8,320/yr
PetsYes
CommunityClubhouse · Community Mailbox · Dog Park · Fitness Center · Park · Playground · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,512 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property tax — 2025 actual bill$693
HOA fee — from the listing$225
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,500
Interest rate6.00%
Loan term

Estimated payment

$4,512/mo

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property taxes (actual bill)$693
HOA / condo fee$225
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $595K
$484KedgeAI estimate $516,925 · range $504K$551K$619K

vs edgeAI estimate

+15.1%

$/sqft vs Winter Garden actives

$311 vs $260

Days on market

23 vs 42 typical

Where $311/sqft sits among the 400 Winter Garden actives

60
121
123
42 · this home
24
30
$171–213$213–255$255–298$298–340$340–382$382+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village I

Drive times from this address

Walt Disney World15 min
Universal Orlando31 min
Downtown Orlando35 min
Orlando Int’l Airport (MCO)42 min
Downtown Tampa74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Village I — neighborhood snapshot

Population

1,534

Median age

37

Median income

$130,745

Median home value

$496,000

Avg household

3

Households w/ children

225

For the school run

Orange County School District

ElementaryWater Spring Elementary★★★★★
HighHorizon High School★★★★
MiddleWater Spring Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

224 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Aug 28, 2026Listed at $595,000 · 23 days on market since
2021Built · ENCORE/OVATION PH 2

Reality check

What actually sold near 13235 SPRING GROVE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12216 ENCORE AT OVATION WAYSold · Dec ’25

$645,000

12216 ENCORE AT OVATION WAY · same community

4 bd · 3 ba · 2,889 sqft · $223/sqft · 154 DOM

17441 HIDDEN FOREST DRIVESold · Mar ’26

$415,000

17441 HIDDEN FOREST DRIVE

4 bd · 3 ba · 1,888 sqft · $220/sqft · 240 DOM

17420 HIDDEN FOREST DRIVESold · Oct ’25

$414,500

17420 HIDDEN FOREST DRIVE

4 bd · 3 ba · 1,883 sqft · $220/sqft · 804 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 13235 SPRING GROVE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13235 SPRING GROVE WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13235 SPRING GROVE WAY FAQs

What would the monthly payment be for 13235 SPRING GROVE WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,512/mo — principal and interest, the actual property-tax bill, the $225/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13235 SPRING GROVE WAY?+

The association fee works out to $225 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13235 SPRING GROVE WAY?+

The most recent tax bill on record (2025) was $8,320. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13235 SPRING GROVE WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $595,000, this home is listed about 3% above the Winter Garden median of $574,950. The market section on this page shows how the area is trending.

Which schools are assigned to 13235 SPRING GROVE WAY?+

Water Spring Elementary (elementary), Horizon High School (high), Water Spring Middle School (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA LLC · Abby Greenberg. MLS #O6437214.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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