CENTURY 21 Edge
$395,750$398,7503 bd2 ba1,590 sqft$249 /sqft$3,181 /mo all-in ↓

5356 HAYLOFT DRIVE, APOPKA, FL, 32712

Active23 days on marketListed Aug 28, 2026MLS #O6437277

Priced 12% below the APOPKA 32712 medianReduced $3KSingle Family ResidenceWINDROSE

About this home

5356 HAYLOFT DRIVE

4.625% FHA loan is potentially assumable!!! No CDD!!! Considering a new home, but don't want to wait for it to be built or have the extra expenses of adding costly upgrades? Then welcome to 5356 Hayloft Drive, Apopka, FL 32712, a beautifully maintained 2024-built home in the desirable Windrose community, ideally located near Kelly Park, Rock Springs, Wekiwa Springs and SR 429 corridor. Built by D.R. Horton, this attractive one-story residence offers the comfort, efficiency and modern design buyers are seeking in an Apopka new construction home—without the wait associated with building from the ground up. Featuring approximately 1,590 square feet of living space, 3 bedrooms, 2 bathrooms and a 2-car garage, this thoughtfully designed home offers an open-concept floor plan that creates an inviting flow between the kitchen, dining and living areas. The kitchen features a huge island with quartz countertops, stainless steel appliances, a pantry and ample cabinet/counter space, making it equally suited for everyday living or entertaining. The spacious primary suite includes a walk-in closet, upgraded glass shower doors, and dual-sink vanity with quartz counters, while the split-bedroom layout provides additional privacy for family members or guests. Additional features include smart-home technology, luxury vinyl plank flooring in the main living areas, comfortable carpeted bedrooms, inside laundry, covered & screened rear porch, and irrigation system. Outside, you'll enjoy a screen-enclosed rear lanai overlooking the vinyl-fenced backyard which makes for a real retreat while beautiful pavers and artificial turf offer low maintenance. Whole-house gutters have also been installed which is very beneficial. Windrose residents also enjoy a community swimming pool. Currently zoned for the recently-opened K-8 Kelly Park School!! Location is one of the biggest advantages of this home. Nearby State Road 429/Wekiva Parkway corridor provides convenient regional access toward Orlando, Sanford, Winter Garden, Clermont, and Maitland. Another compelling reason to consider this area is the significant amount of development and investment occurring around the Kelly Park Road/SR 429 interchange. One of the most significant projects is Wyld Oaks, a large proposed mixed-use development at corner of Kelly Park Rd & SR 429. Location also offers access to some of Central Florida's best outdoor recreation. Kelly Park at Rock Springs, a 380-acre Orange County park is known for its crystal-clear spring, swimming, & tubing. Nearby Wekiwa Springs State Park, Lake Apopka Loop, Magnolia Park, West Orange Trail and Northwest Recreation Complex. While still enjoying a quieter suburban setting, nearby shopping includes grocery stores and everyday services along the Kelly Park Rd, Plymouth Sorrento Road, Rock Springs Road and Orange Blossom Trail corridors. Local dining options range from casual neighborhood favorites to sushi, Mexican, barbecue, coffee shops and plenty more. Apopka offers a lifestyle that's difficult to duplicate elsewhere in Central Florida: modern homes, abundant natural beauty, outdoor recreation, expanding amenities and convenient access to Orlando metropolitan area. Short drive to downtown Mt. Dora offers an excellent destination with plenty of shops, dining, and stunning views of Lake Dora. Buyers looking for Apopka new construction - come discover why 5356 Hayloft Drive is an outstanding opportunity!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,590

Sqft

0.1 ac

Lot size

2

Garage

2024

Year built

One

Levels

$249

Per sqft

Pets allowed

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator
InteriorKitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingGarage Door Opener · Garage Faces Rear · Ground Level
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$94/mo
Taxes (2026)$5,070/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Fiber Optics · Fire Hydrant · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,181 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,330
FHA mortgage insurance (est.)$175
Property tax — 2026 actual bill$423
HOA fee — from the listing$94
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,851Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,851
Interest rate6.00%
Loan term

Estimated payment

$3,181/mo

Principal & interest$2,330
FHA mortgage insurance (est.)$175
Property taxes (actual bill)$423
HOA / condo fee$94
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $396K
$371KedgeAI estimate $393,849 · range $386K$418K$435K

vs edgeAI estimate

+0.5%

$/sqft vs Apopka actives

$249 vs $217

Days on market

23 vs 40 typical

Where $249/sqft sits among the 400 Apopka actives

99
166
80 · this home
27
5
23
$158–195$195–232$232–269$269–306$306–342$342+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apopka

Drive times from this address

Downtown Orlando31 min
Universal Orlando34 min
Walt Disney World40 min
Orlando Int’l Airport (MCO)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apopka. See the full Apopka guide →

APOPKA 32712 — neighborhood snapshot

Population

49,522

Median age

41.9

Median income

$106,264

Median home value

$389,900

Avg household

3.04

Households w/ children

5,838

For the school run

Orange County School District

ElementaryZellwood Elementary★★★★★
MiddleWolf Lake Middle★★★★★
HighApopka High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apopka market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$399K$405K

Apopka median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

214 of 400

Apopka actives have cut their price

Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the APOPKA 32712 median. See the full Apopka market guide →

Paper trail

This home's history

CurrentPrice reduced to $395,750 $3K
Aug 28, 2026Listed at $398,750 · 23 days on market since
2024Built · WINDROSE

Reality check

What actually sold near 5356 HAYLOFT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5899 GALLOPING DRIVESold · Nov ’25

$374,990

5899 GALLOPING DRIVE · same community

3 bd · 2 ba · 1,571 sqft · $239/sqft · 67 DOM

5907 GALLOPING DRIVESold · Dec ’25

$376,990

5907 GALLOPING DRIVE · same community

3 bd · 2 ba · 1,571 sqft · $240/sqft · 83 DOM

5662 PADDOCK FENCE LANESold · Oct ’25

$388,990

5662 PADDOCK FENCE LANE · same community

3 bd · 2 ba · 1,571 sqft · $248/sqft · 75 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5356 HAYLOFT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5356 HAYLOFT DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5356 HAYLOFT DRIVE FAQs

What would the monthly payment be for 5356 HAYLOFT DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,181/mo — principal and interest, the actual property-tax bill, the $94/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5356 HAYLOFT DRIVE?+

The association fee works out to $94 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5356 HAYLOFT DRIVE?+

The most recent tax bill on record (2026) was $5,070. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5356 HAYLOFT DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apopka?+

At $395,750, this home is listed about 12% below the Apopka median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5356 HAYLOFT DRIVE?+

Zellwood Elementary (elementary), Wolf Lake Middle (middle), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Ryan Bass. MLS #O6437277.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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