2105 MALTA TERRACE, KISSIMMEE, FL, 34747
Active13 days on marketListed Sep 7, 2026MLS #O6437549
About this home
2105 MALTA TERRACE
Welcome to this stunning 8-bedroom, 6-bathroom vacation home in the highly sought-after Windsor at Westside gated resort community just 2.5 miles from Walt Disney World. This home is perfectly positioned for short-term rental income or a spacious primary residence in the heart of Central Florida's tourist corridor. Inside, you'll find generous living and family room areas ideal for large groups, plus a games room for added entertainment. The home's layout comfortably accommodates multiple families or rental guests with ease. As a resident of Windsor at Westside, owners enjoy access to resort-style amenities including a zero-entry pool with lazy river, water slides and toboggan run, a full-service spa, state-of-the-art fitness center, movie theater, arcade, clubhouse, poolside cabanas, sports courts, volleyball court, playground, and 24-hour concierge service all within a secure, gated community. Located approximately 22 minutes from Disney and Downtown Orlando, 26 minutes from SeaWorld, and 29 minutes from Universal Studios, this property offers the ultimate combination of luxury, convenience, and rental potential. Whether you're an investor seeking strong vacation rental returns or a family wanting a resort lifestyle close to the parks, this home delivers.
Facts & features
The home at a glance
8
Bedrooms
6
Bathrooms
4,034
Sqft
0.15 ac
Lot size
2
Garage
2016
Year built
Two
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,719 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,719/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.6%
$/sqft vs WINDSOR AT WESTSIDE
$173 vs $182
Days on market
13 vs 55 typical
Where $173/sqft sits among the 13 homes for sale in WINDSOR AT WESTSIDE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Windsor at Westside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Windsor At Waterside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Windsor at Westside is a short-term-rental community. See the full guide →
Windsor At Waterside — neighborhood snapshot
Population
145
Median age
38
Median income
$101,226
Median home value
$429,800
Avg household
3
Households w/ children
7%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
5 of 13
WINDSOR AT WESTSIDE have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2105 MALTA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$653,000
8801 BENGAL COURT · same community
8 bd · 6 ba · 4,041 sqft · $162/sqft · 61 DOM
Sold · Mar ’26$580,000
1606 LIMA AVE COURT · same community
9 bd · 6 ba · 4,391 sqft · $132/sqft · 109 DOM
Sold · Mar ’26$550,000
8897 RHODES STREET · same community
6 bd · 4.5 ba · 3,142 sqft · $175/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2105 MALTA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2105 MALTA TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2105 MALTA TERRACE FAQs
What would the monthly payment be for 2105 MALTA TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,719/mo — principal and interest, the actual property-tax bill, the $606/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2105 MALTA TERRACE?+
The association fee works out to $606 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2105 MALTA TERRACE?+
The most recent tax bill on record (2025) was $11,026. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2105 MALTA TERRACE be rented short-term?+
Yes — this home sits inside Windsor at Westside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2105 MALTA TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $699,000, this home is listed about 84% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2105 MALTA TERRACE?+
Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,000 runs 79% above the KISSIMMEE 34747 median — but at 4,034 sqft it's also nearly twice the size of the typical Kissimmee listing.
02Zoned for nightly rentals
Windsor at Westside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Know the monthly fee
The association fee is $606/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE 2 REALTY · Florentino Beltran. MLS #O6437549.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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