CENTURY 21 Edge
$160,0002 bd1 ba672 sqft$238 /sqft$1,239 /mo all-in ↓

438 N STATE ROAD 415, OSTEEN, FL, 32764

Active23 days on marketListed Aug 28, 2026MLS #O6437587

Priced 48% below the OSTEEN 32764 medianSingle Family ResidenceBROOKE PLACE UNREC

About this home

438 N STATE ROAD 415

HIGH-VISIBILITY COMMERCIAL & FLEX LAND OPPORTUNITY ON STATE ROAD 415! Outstanding opportunity to secure a high-exposure footprint with roughly 80 feet of prime highway frontage along a heavily traveled, expanded 4-lane stretch of SR 415 in booming Osteen. Massive cost and time savings are built right into this location: Skip the extensive municipal delays and thousands in county connection impact fees—this site comes equipped with established, turnkey infrastructure including an active electrical meter, a private septic system, and an existing private well on-site. The 1947 concrete-block structure holds no structural value, is in severe disrepair, and is being sold strictly AS-IS, WHERE-IS for teardown and full site redevelopment. Absolutely zero interior showings or site walkthroughs will be permitted prior to an executed contract. Perfect setup for a contractor yard, equipment depot, or custom commercial building pad right in the path of rapid growth. Buyer to perform all due diligence.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

672

Sqft

0.29 ac

Lot size

1947

Year built

One

Levels

$238

Per sqft

Inside

FlooringOther
AppliancesNone
InteriorNinguno
LaundryNone
CoolingOther
HeatingOther

Outside & construction

RoofOther
ConstructionOther
FoundationConcrete Perimeter
FacesNorth
ExteriorOther

Community & fees

Taxes (2025)$797/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Public · Sewer Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,239 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$942
FHA mortgage insurance (est.)$71
Property tax — 2025 actual bill$66
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,600
Interest rate6.00%
Loan term

Estimated payment

$1,239/mo

Principal & interest$942
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$66
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Osteen actives

$238 vs $233

Days on market

23 vs 90 typical

Where $238/sqft sits among the 36 Osteen actives

8
6
8 · this home
6
2
6
$91–142$142–194$194–245$245–296$296–347$347+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Osteen

Drive times from this address

Downtown Orlando43 min
Orlando Int’l Airport (MCO)51 min
Universal Orlando56 min
Walt Disney World68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osteen. See the full Osteen guide →

OSTEEN 32764 — neighborhood snapshot

Population

2,744

Median age

54.9

Median income

$84,242

Median home value

$328,200

Avg household

2.33

Households w/ children

257

For the school run

Volusia County School District

ElementaryOsteen Elementary School★★★★★
HighPine Ridge High School★★★★★
MiddleHeritage Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osteen market

Seller’s marketLeans buyer7.4 months of inventoryBuyer’s market

$291K$313K

Osteen median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

22 of 36

Osteen actives have cut their price

Median sold price, Osteen, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% below the OSTEEN 32764 median. See the full Osteen market guide →

Paper trail

This home's history

Aug 28, 2026Listed at $160,000 · 23 days on market since
1947Built · BROOKE PLACE UNREC

Reality check

What actually sold near 438 N STATE ROAD 415

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

76 EAGLE POINT SSold · Jun ’26

$110,000

76 EAGLE POINT S

1 bd · 2 ba · 654 sqft · $168/sqft · 240 DOM

749 N SR 415Sold · Aug ’26

$375,000

749 N SR 415

3 bd · 2 ba · 1,040 sqft · $361/sqft · 32 DOM

712 WHIPPOORWILL LANESold · Apr ’26

$107,500

712 WHIPPOORWILL LANE

2 bd · 2 ba · 1,056 sqft · $102/sqft · 360 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 438 N STATE ROAD 415 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 438 N STATE ROAD 415 — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

438 N STATE ROAD 415 FAQs

What would the monthly payment be for 438 N STATE ROAD 415?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,239/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 438 N STATE ROAD 415?+

The most recent tax bill on record (2025) was $797. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Osteen?+

At $160,000, this home is listed about 50% below the Osteen median of $317,490. The market section on this page shows how the area is trending.

Which schools are assigned to 438 N STATE ROAD 415?+

Osteen Elementary School (elementary), Pine Ridge High School (high), Heritage Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ATIDOT INVESTMENT, LLC · Carla Morales. MLS #O6437587.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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