1532 RETREAT CIRCLE, CLERMONT, FL, 34714
Active18 days on marketListed Sep 25, 2026MLS #O6437648
About this home
1532 RETREAT CIRCLE
Welcome to Retreat at Silver Creek! This beautifully furnished 3-bedroom, 3-bath townhome in Clermont offers an inviting combination of comfort, privacy, and convenience, just west of Orlando’s world-famous attractions. Currently operated as a short-term rental, the property is equally suited as a vacation home, investment property, or primary residence. One of the home’s standout features is its private screened lanai and pool overlooking a peaceful nature preserve with no rear neighbors, creating a private and relaxing setting to enjoy the Florida lifestyle. Inside, the bright and spacious open-concept floor plan is filled with natural light and provides plenty of room for everyday living and entertaining. The kitchen features stainless steel appliances, generous counter space, and a breakfast bar that opens to the main living area. Each of the three bedrooms has its own full bathroom, providing added privacy and convenience for family and guests. The primary suite features a private balcony overlooking the nature preserve and an en-suite bathroom with a dual-sink vanity. One of the additional bedrooms is fully decorated with a Harry Potter-inspired theme, adding a fun and memorable touch especially well suited to a Central Florida vacation home. Retreat at Silver Creek also offers community amenities including a clubhouse, resort-style pool, hot tub, fitness center, and game room. Conveniently located near Walt Disney World, golf courses, shopping, dining, and entertainment, the home offers easy access to Central Florida’s most popular destinations while maintaining the tranquility of its nature-preserve setting. Whether you’re searching for a primary residence, Florida vacation home, or fully furnished short-term rental investment, this Clermont retreat offers a distinctive combination of privacy, location, and resort-style living. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,501
Sqft
0.03 ac
Lot size
2020
Year built
Two
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,884 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,884/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12%
$/sqft vs Clermont actives
$207 vs $227
Days on market
18 vs 65 typical
Where $207/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Silver Creek, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,500/mo median
Live Clermont rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Silver Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Silver Creek is a short-term-rental community. See the full guide →
CLERMONT 34714 — neighborhood snapshot
Population
26,826
Median age
34.2
Median income
$74,470
Median home value
$343,600
Avg household
2.82
Households w/ children
3,295
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $447K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
247 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the CLERMONT 34714 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 1532 RETREAT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$345,000
114 SANDY POINT WAY
3 bd · 2 ba · 1,502 sqft · $230/sqft · 13 DOM
Sold · Nov ’25$255,000
14501 GROVE RESORT AVENUE UNIT 1229
3 bd · 3 ba · 1,544 sqft · $165/sqft · 210 DOM
Sold · Dec ’25$190,000
14501 GROVE RESORT AVENUE UNIT 3636
2 bd · 2 ba · 1,434 sqft · $132/sqft · 218 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1532 RETREAT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1532 RETREAT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1532 RETREAT CIRCLE FAQs
What would the monthly payment be for 1532 RETREAT CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,884/mo — principal and interest, the actual property-tax bill, the $385/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1532 RETREAT CIRCLE?+
The association fee works out to $385 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1532 RETREAT CIRCLE?+
The most recent tax bill on record (2025) was $4,520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1532 RETREAT CIRCLE be rented short-term?+
Yes — this home sits inside Silver Creek, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1532 RETREAT CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $310,000, this home is listed about 31% below the Clermont median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1532 RETREAT CIRCLE?+
Sawgrass Bay Elementary School (elementary), Windy Hill Middle School (middle), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLERMONT 34714 market on paper
$310,000 is 17% below the CLERMONT 34714 median of $372,445, and at $207/sqft it sits under the Clermont average of $241.
02Zoned for nightly rentals
Silver Creek is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX INNOVATION · Angela Owen. MLS #O6437648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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