CENTURY 21 Edge
$610,000$614,9004 bd2 ba2,148 sqft$284 /sqft≈$4,154 /mo all-in ↓

18030 BAYAMON AVENUE, POLK CITY, FL, 33868

Active47 days on marketListed Sep 1, 2026MLS #O6437868

✦ Reduced $5KSingle Family ResidenceDOUBLE DIAMOND 02

About this home

18030 BAYAMON AVENUE

Virtually Staged. REDUCED!! Let's make a deal!! WELCOME TO PEACEFUL COUNTRY LIVING ON 1.41 FENCED ACRES! Tucked away on a quiet dead-end street in Polk City, this spacious 4-bedroom, 2-bath home offers privacy, land and room to breathe while still keeping you within easy reach of Four Corners, shopping, restaurants, major roadways and the Disney area. Built in 2006, the home features a generous split-bedroom floor plan with over 2,100 sq. ft. of living space, formal living and dining areas, a spacious family room and a kitchen with breakfast bar overlooking the main living area. The primary suite offers a walk-in closet, dual sinks, garden tub and separate shower. Outside, enjoy a fenced 1.41-acre setting with a greenhouse, outdoor work area, existing chicken coops, two stalls and two paddocks, plus a screened patio and pergola ideal for barbecues, gatherings and peaceful evenings outdoors. A neighboring farm with cattle and horses adds to the true country atmosphere and wide-open feel. Additional features include a 2-car garage, well, septic system and newer water treatment/softener system, ROOF 2017. NO HOA, NO CDD, Bring your RV, Tools and enjoy! Several new custom homes are currently being built along the street, bringing fresh value and investment to this quiet area. Less than a mile from the Van Fleet State Trail and conveniently located near Polk City, Clermont, Davenport, Champions Gate, Lakeland, Four Corners and Central Florida attractions. Enjoy the peace and space of country living without being far from everyday conveniences.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,148

Sqft

1.41 ac

Lot size

2

Garage

2006

Year built

One

Levels

$284

Per sqft

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock · Slab
FacesEast
ParkingGarage Faces Side · Oversized
ExteriorPrivate Mailbox · Sliding Doors

Community & fees

Taxes (2025)$5,680/yr

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,154 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,292
PMI (est., until 20% equity)$229
Property tax — 2025 actual bill$473
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,000
Interest rate6.00%
Loan term

Estimated payment

$4,154/mo

Principal & interest$3,292
PMI (est., until 20% equity)$229
Property taxes (actual bill)$473
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $610K
$444KedgeAI estimate $513,442 · range $462K–$565K$634K

vs edgeAI estimate

+18.8%

$/sqft vs Polk City actives

$284 vs $270

Days on market

47 vs 89 typical

Where $284/sqft sits among the 100 Polk City actives

36
25 · this home
16
11
4
8
$142–213$213–284$284–355$355–426$426–497$497+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Polk City

Drive times from this address

Walt Disney World≈ 43 min
Universal Orlando≈ 55 min
Downtown Orlando≈ 61 min
Downtown Tampa≈ 64 min
Orlando Int’l Airport (MCO)≈ 66 min
Tampa Int’l Airport (TPA)≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Polk City. See the full Polk City guide →

POLK CITY 33868 — neighborhood snapshot

Population

13,676

Median age

40.7

Median income

$74,048

Median home value

$235,600

Avg household

2.89

Households w/ children

1,446

For the school run

Polk County School District

MiddleLake Alfred Polytech Academy★★★★★
HighAuburndale Senior High School★★★★★
ElementaryLena Vista Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Polk City market

Seller’s marketBalanced — 6.3 months of inventoryBuyer’s market

$280K → $300K

Polk City median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

45 of 100

Polk City actives have cut their price

Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1145% above the POLK CITY 33868 median. See the full Polk City market guide →

Paper trail

This home's history

CurrentPrice reduced to $610,000 ▼ $5K
Sep 1, 2026Listed at $614,900 · 47 days on market since
2006Built · DOUBLE DIAMOND 02

Reality check

What actually sold near 18030 BAYAMON AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6300 GREEN POND ROADSold · Jul ’26

$365,000

6300 GREEN POND ROAD

3 bd · 2 ba · 2,232 sqft · $164/sqft · 80 DOM

17794 COMMONWEALTH AVENUE NSold · Feb ’26

$200,000

17794 COMMONWEALTH AVENUE N

3 bd · 2 ba · 1,152 sqft · $174/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 18030 BAYAMON AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18030 BAYAMON AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

18030 BAYAMON AVENUE FAQs

What would the monthly payment be for 18030 BAYAMON AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,154/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18030 BAYAMON AVENUE?+

The most recent tax bill on record (2025) was $5,680. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Polk City?+

At $610,000, this home is listed about 53% above the Polk City median of $399,999. The market section on this page shows how the area is trending.

Which schools are assigned to 18030 BAYAMON AVENUE?+

Lake Alfred Polytech Academy (middle), Auburndale Senior High School (high), Lena Vista Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX INNOVATION · Millie Brockmeyer. MLS #O6437868.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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18030 BAYAMON AVENUE, POLK CITY, FL — 4 Bed, 2 Bath — $610,000 | CENTURY 21 Edge