5325 LAKE BLUFF TERRACE, SANFORD, FL, 32771
Active21 days on marketListed Sep 1, 2026MLS #O6437918
About this home
5325 LAKE BLUFF TERRACE
Virtually Staged. Located in the highly sought-after Lake Forest community, this meticulously maintained 5-bedroom, 3-bathroom pool home offers the perfect blend of comfort, space, and tranquility. Situated on a quiet, tree-lined cul-de-sac, this beautiful residence is just across from Lake Forest’s impressive resort-style amenities. When approaching the home, you’ll immediately notice the large driveway, which provides generous parking options for guests or a large family. This east-facing home features a desirable split-bedroom floor plan with open and airy living spaces throughout. Upon entry, the sparkling pool can be viewed just beyond the formal living room, creating an inviting first impression. Immediately to your right is the fifth bedroom/office, thoughtfully converted from the third-car garage. Just beyond that, the formal dining room offers a spacious setting for family gatherings and entertaining. The primary suite is located directly off the formal living room and features extra large closets and direct access to the screened-in pool area. The spacious kitchen provides plenty of room for both meal preparation and entertaining, with beautiful pool views and an open connection to the family room. The family room boasts large sliding glass doors that fill the space with natural light and provides access to the three additional bedrooms and two bathrooms. Throughout the home, additional closets provide an abundance of storage. With a new roof installed in 2023 and a new A/C in 2024, this home is not only move-in ready but truly provides added peace of mind for its next owners. Lake Forest offers an exceptional resort-style lifestyle with the added benefit of a 24-hour manned guard gate. Residents enjoy the luxury community pool, newly added pickleball courts, remodeled fitness center, tennis and basketball courts, sand volleyball, and playground. Nestled along the lake, these amenities provide a beautiful and tranquil setting where residents can relax, stay active, and enjoy all that this sought-after community has to offer!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,779
Sqft
0.3 ac
Lot size
2
Garage
1996
Year built
One
Levels
$273
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,122 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,122/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs Sanford actives
$273 vs $222
Days on market
21 vs 42 typical
Where $273/sqft sits among the 400 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Forest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
Lake Forest — neighborhood snapshot
Population
2,530
Median age
45
Median income
$135,921
Median home value
$446,600
Avg household
2
Households w/ children
251
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $380K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
213 of 400
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 118% above the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 5325 LAKE BLUFF TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$410,000
14711 TALL TREE DRIVE · same community
4 bd · 2 ba · 2,271 sqft · $181/sqft · 26 DOM
Sold · Nov ’25$525,000
5154 MAJESTIC WOODS PLACE · same community
3 bd · 2 ba · 2,048 sqft · $256/sqft · 153 DOM
Sold · Jun ’26$280,000
366 BAY ROAD · same community
2 bd · 2 ba · 1,427 sqft · $196/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5325 LAKE BLUFF TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5325 LAKE BLUFF TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5325 LAKE BLUFF TERRACE FAQs
What would the monthly payment be for 5325 LAKE BLUFF TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,122/mo — principal and interest, the actual property-tax bill, the $233/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5325 LAKE BLUFF TERRACE?+
The association fee works out to $233 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5325 LAKE BLUFF TERRACE?+
The most recent tax bill on record (2025) was $4,117. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5325 LAKE BLUFF TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $760,000, this home is listed about 100% above the Sanford median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5325 LAKE BLUFF TERRACE?+
Wilson Elementary School (elementary), Bentley Elementary School (elementary), Idyllwilde Elementary School (elementary), Goldsboro Elementary Magnet (elementary), Sanford Middle School (middle), Seminole High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$760,000 runs 118% above the SANFORD 32771 median — but at 2,779 sqft it's also 59% larger than the typical Sanford listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Wilson Elementary School, Bentley Elementary School, Idyllwilde Elementary School, Goldsboro Elementary Magnet, Sanford Middle School, Seminole High School — Wilson Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE KEY REALTY GROUP · Angela Underwood. MLS #O6437918.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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