CENTURY 21 Edge
$1,550,0005 bd4.5 ba3,671 sqft$422 /sqft$10,877 /mo all-in ↓

8109 LUDINGTON CIRCLE, ORLANDO, FL, 32836

Active18 days on marketListed Sep 4, 2026MLS #O6438720

Private poolSingle Family ResidenceESTATES/PARKSIDE

About this home

8109 LUDINGTON CIRCLE

Sophisticated Parkside Living | Fully Renovated & Furnished Discover a residence that has been thoughtfully transformed to deliver a polished, contemporary Florida lifestyle in one of Dr. Phillips’ most desirable gated communities. Located in Parkside, this exceptional home has been extensively renovated from the inside out, with the current owner making a significant investment in renovations, premium finishes, technology, and lifestyle enhancements. The result is a residence that feels fresh, cohesive, and exceptionally well appointed. The interior combines modern design with everyday comfort. Spacious living areas flow naturally throughout the home, creating an inviting environment for both relaxed family living and entertaining. Designer-selected furnishings are included, allowing the new owner to enjoy the property immediately without the process of furnishing or completing the spaces. The kitchen has been upgraded into a sophisticated focal point of the home, featuring professional-grade appliances, beautifully finished cabinetry, and a practical layout that works equally well for everyday meals or hosting guests. Technology is seamlessly integrated into the residence. Smart-home features provide convenient control of essential systems, while a comprehensive security and surveillance system adds an additional level of comfort and peace of mind. For those who value fitness and wellness, the property includes a private home gym with quality fitness equipment and a dedicated environment for convenient daily workouts. The outdoor spaces are equally impressive. A completely renovated outdoor kitchen creates an ideal setting for enjoying the Florida climate and entertaining throughout the year. Stainless-steel appliances, including a dishwasher and brand-new refrigerator, along with premium built-in features, make the space highly functional and ready for everything from casual gatherings to larger occasions. Life at Parkside adds another dimension to the property. This gated community offers a beautifully maintained setting with resort-style amenities, including a swimming pool, clubhouse, gathering areas, playground, landscaped green spaces, and walking paths. The community provides a welcoming balance of privacy, recreation, and convenience. The location is one of the home's greatest advantages. Situated in the highly sought-after 32836 area of Dr. Phillips, you are minutes from Restaurant Row, exceptional dining, upscale shopping, major attractions, and convenient access to Orlando's primary roadways. Offered fully furnished and already extensively upgraded, this property provides an opportunity to acquire a home where the major transformation has already been completed. Simply bring your personal belongings and begin enjoying everything this residence and its location have to offer. A refined home. A premier location. A lifestyle designed for effortless Florida living.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,671

Sqft

0.18 ac

Lot size

2

Garage

2018

Year built

Two

Levels

$422

Per sqft

Private poolFireplaceTurnkey

Inside

FlooringPorcelain Tile · Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener
ExteriorIrrigation System · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Sidewalk

Community & fees

HOA fee$252/mo
Taxes (2025)$18,243/yr
PetsBreed Restrictions
CommunityClubhouse · Gated Community - No Guard · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,877 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,364
PMI (est., until 20% equity)$581
Property tax — 2025 actual bill$1,520
HOA fee — from the listing$252
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $155,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $155,000
Interest rate6.00%
Loan term

Estimated payment

$10,877/mo

Principal & interest$8,364
PMI (est., until 20% equity)$581
Property taxes (actual bill)$1,520
HOA / condo fee$252
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.6M
$1.2MedgeAI estimate $1,289,318 · range $1.3M$1.3M$1.6M

vs edgeAI estimate

+20.2%

$/sqft vs Orlando actives

$422 vs $240

Days on market

18 vs 42 typical

Where $422/sqft sits among the 400 Orlando actives

120
139
84
19
13 · this home
25
$142–204$204–267$267–329$329–391$391–454$454+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Drive times from this address

Universal Orlando14 min
Walt Disney World16 min
Downtown Orlando20 min
Orlando Int’l Airport (MCO)25 min
Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32836 — neighborhood snapshot

Population

24,648

Median age

39.3

Median income

$111,921

Median home value

$637,300

Avg household

2.72

Households w/ children

3,070

For the school run

Orange County School District

ElementarySand Lake Elementary★★★★★
HighLake Buena Vista High School★★★★★
MiddleSouthwest Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

216 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 67% above the ORLANDO 32836 median. See the full Orlando market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $1,550,000 · 18 days on market since
2018Built · ESTATES/PARKSIDE

Reality check

What actually sold near 8109 LUDINGTON CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8085 LUDINGTON CIRCLESold · Oct ’25

$1,500,000

8085 LUDINGTON CIRCLE · same community

6 bd · 4.5 ba · 5,049 sqft · $297/sqft · 97 DOM

8066 LUDINGTON CIRCLESold · Feb ’26

$1,500,000

8066 LUDINGTON CIRCLE · same community

7 bd · 5 ba · 5,169 sqft · $290/sqft · 108 DOM

10262 PARKVIEW RESERVE LANESold · Aug ’26

$1,300,000

10262 PARKVIEW RESERVE LANE

5 bd · 4.5 ba · 3,617 sqft · $359/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8109 LUDINGTON CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8109 LUDINGTON CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8109 LUDINGTON CIRCLE FAQs

What would the monthly payment be for 8109 LUDINGTON CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,877/mo — principal and interest, the actual property-tax bill, the $252/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8109 LUDINGTON CIRCLE?+

The association fee works out to $252 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8109 LUDINGTON CIRCLE?+

The most recent tax bill on record (2025) was $18,243. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8109 LUDINGTON CIRCLE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $1,550,000, this home is listed about 302% above the Orlando median of $385,250. The market section on this page shows how the area is trending.

Which schools are assigned to 8109 LUDINGTON CIRCLE?+

Sand Lake Elementary (elementary), Lake Buena Vista High School (high), Southwest Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DOUBLE M GROUP COMPANY · Marcelo Moura. MLS #O6438720.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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