CENTURY 21 Edge
$349,9003 bd2 ba1,207 sqft$290 /sqft$2,525 /mo all-in ↓

2440 AINSWORTH AVENUE, DELTONA, FL, 32738

Active17 days on marketListed Sep 3, 2026MLS #O6438777

Private poolSingle Family ResidenceDELTONA LAKES UNIT 32

About this home

2440 AINSWORTH AVENUE

Welcome to this inviting 3-bedroom, 2-bath pool home in Deltona, Florida, offering a great combination of comfort, privacy, and convenience. Featuring a desirable great room floor plan, the home provides an open, spacious living area that makes everyday living and entertaining easy. The roof was replaced in 2021, providing added peace of mind for the next owner. Step outside and enjoy your own private backyard retreat. The screened-in pool enclosure creates the perfect setting for relaxing poolside, enjoying weekend gatherings, or taking advantage of Florida's year-round outdoor lifestyle. Large mature trees along the rear of the property provide excellent privacy from neighboring homes, while two metal sheds offer convenient additional storage for lawn equipment, tools, bikes, and more. The 2-car garage provides secure parking and additional storage space, while the home's location makes commuting and recreation equally convenient. Easy access to Interstate 4 makes the property a practical choice for those traveling toward Orlando, Daytona Beach, and surrounding employment centers. When it's time to unwind, the beautiful beaches of New Smyrna Beach are just a convenient drive away, offering opportunities for beach days, fishing, surfing, dining, and coastal entertainment. You'll also appreciate the convenience of nearby shopping, restaurants, everyday services, and other amenities throughout the Deltona area. Whether you're looking for a comfortable primary residence, a place to enjoy Florida living, or a home with convenient access to both Orlando and the coast, this property offers an appealing blend of location, privacy, and lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,207

Sqft

0.22 ac

Lot size

2

Garage

2004

Year built

One

Levels

$290

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Electric Water Heater · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Kitchen/Family Room Combo · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesEast
ExteriorSliding Doors

Community & fees

Taxes (2025)$1,803/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,525 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$150
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,247
Interest rate6.00%
Loan term

Estimated payment

$2,525/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$150
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$318KedgeAI estimate $333,667 · range $331K$341K$364K

vs edgeAI estimate

+4.9%

$/sqft vs DELTONA LAKES UNIT 32

$290 vs $219

Days on market

17 vs 32 typical

Where $290/sqft sits among the 18 homes for sale in DELTONA LAKES UNIT 32

2
0
5
5
5
1 · this home
$122–150$150–178$178–206$206–234$234–262$262+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deltona Lakes

Drive times from this address

Downtown Orlando44 min
Universal Orlando56 min
Orlando Int’l Airport (MCO)63 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deltona. See the full Deltona guide →

Deltona Lakes — neighborhood snapshot

Population

86,681

Median age

40

Median income

$72,296

Median home value

$254,238

Avg household

3

Households w/ children

10,582

For the school run

Volusia County School District

ElementaryForest Lake Elementary School★★★★★
MiddleDeltona Middle School★★★★★
HighDeltona High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deltona market

Seller’s marketLeans seller3.1 months of inventoryBuyer’s market

$300K$319K

Deltona median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

6 of 18

DELTONA LAKES UNIT 32 have cut their price

Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% above the DELTONA 32738 median. See the full Deltona market guide →

Paper trail

This home's history

Sep 3, 2026Listed at $349,900 · 17 days on market since
2004Built · DELTONA LAKES UNIT 32

Reality check

What actually sold near 2440 AINSWORTH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2833 CORRIGAN DRIVESold · Sep ’26

$315,000

2833 CORRIGAN DRIVE · same community

3 bd · 2 ba · 1,206 sqft · $261/sqft · 125 DOM

2840 W COVINGTON DRIVESold · Feb ’26

$225,000

2840 W COVINGTON DRIVE · same community

3 bd · 2 ba · 1,198 sqft · $188/sqft · 28 DOM

3240 LITTLEFIELD STREETSold · Aug ’26

$257,580

3240 LITTLEFIELD STREET · same community

3 bd · 2 ba · 1,246 sqft · $207/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2440 AINSWORTH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2440 AINSWORTH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2440 AINSWORTH AVENUE FAQs

What would the monthly payment be for 2440 AINSWORTH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,525/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2440 AINSWORTH AVENUE?+

The most recent tax bill on record (2025) was $1,803. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2440 AINSWORTH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deltona?+

At $349,900, this home is listed about 6% above the Deltona median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2440 AINSWORTH AVENUE?+

Forest Lake Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY LLC · Peter Yates, PA. MLS #O6438777.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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