
731 SENECA MEADOWS ROAD, WINTER SPRINGS, FL, 32708
Active16 days on marketListed Sep 11, 2026MLS #O6438784
About this home
731 SENECA MEADOWS ROAD
Stunning - 2 story waterfront home in Parkstone ! Welcome to this beautifully designed two-story waterfront home in Winter Springs, Florida, offering 4 bedrooms, 3.5 bathrooms, contemporary style, and comfortable indoor-outdoor living. Ideally suited for those seeking a modern home in a desirable Central Florida community, this residence combines thoughtful design with serene waterfront views. Inside, the home features vinyl plank flooring throughout, creating a cohesive, contemporary look while offering durability and easy maintenance. The open-concept design provides an inviting flow between the living spaces, making the home ideal for both everyday living and entertaining. At the heart of the home is a gourmet kitchen featuring quartz countertops and stainless-steel appliances, complemented by a modern aesthetic and ample workspace. The kitchen seamlessly connects to the surrounding living areas, creating a natural gathering space for family and guests. The spacious two-story layout provides excellent separation between living and private spaces, with four bedrooms and three-and-a-half bathrooms offering flexibility for families, guests, a home office, or additional living needs. Step outside to the screened-in patio, where you can relax while taking in peaceful waterfront views. This covered outdoor area extends the home's living space and provides an ideal setting for morning coffee, evening gatherings, or simply enjoying the tranquil Florida surroundings. Located in Winter Springs, the property offers access to highly regarded schools, shopping, dining, parks, recreational amenities, and the many attractions of the greater Orlando area. With its contemporary finishes, spacious two-story design, gourmet kitchen, and waterfront setting, this home offers a desirable combination of modern Florida living and peaceful surroundings.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,566
Sqft
0.17 ac
Lot size
2
Garage
2003
Year built
Two
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,538 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,538/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.7%
$/sqft vs Winter Springs actives
$218 vs $237
Days on market
16 vs 35 typical
Where $218/sqft sits among the 112 Winter Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Parkstone
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Springs. See the full Winter Springs guide →
Parkstone — neighborhood snapshot
Population
1,310
Median age
39
Median income
$118,962
Median home value
$386,300
Avg household
3
Households w/ children
156
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Springs market
$433K → $440K
Winter Springs median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
64 of 112
Winter Springs actives have cut their price
Median sold price, Winter Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the WINTER SPRINGS 32708 median. See the full Winter Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 731 SENECA MEADOWS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$735,000
1233 STONE HARBOUR ROAD · same community
5 bd · 3.5 ba · 2,908 sqft · $253/sqft · 37 DOM
Sold · Sep ’26$543,000
726 SENECA MEADOWS ROAD · same community
4 bd · 3 ba · 2,162 sqft · $251/sqft · 4 DOM
Sold · May ’26$520,000
1250 STONE HARBOUR ROAD · same community
4 bd · 2 ba · 2,113 sqft · $246/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 731 SENECA MEADOWS ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 731 SENECA MEADOWS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
731 SENECA MEADOWS ROAD FAQs
What would the monthly payment be for 731 SENECA MEADOWS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,538/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 731 SENECA MEADOWS ROAD?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 731 SENECA MEADOWS ROAD?+
The most recent tax bill on record (2025) was $8,211. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 731 SENECA MEADOWS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Springs?+
At $559,900, this home is listed about 44% above the Winter Springs median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 731 SENECA MEADOWS ROAD?+
Layer Elementary School (elementary), Winter Springs High School (high), Indian Trails Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KUNERT REALTY INC · Andreas Kunert. MLS #O6438784.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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