CENTURY 21 Edge
$1,089,0004 bd4 ba2,701 sqft$403 /sqft$7,349 /mo all-in ↓

526 FIRST CAPE CORAL DRIVE, WINTER GARDEN, FL, 34787

Active1 days on marketListed Sep 2, 2026MLS #O6438786

Private poolSingle Family ResidenceBLACK LAKE PARK PH 01

About this home

526 FIRST CAPE CORAL DRIVE

Welcome to an exceptional Winter Garden residence where modern luxury, thoughtful design, and resort-style living come together in one truly unique home. This extensively renovated property offers a sophisticated interior, generous living spaces, and an extraordinary outdoor entertainment and wellness area designed for the Florida lifestyle. The **second floor features 4 spacious bedrooms**, including **2 private suites**: the elegant **primary suite** and a **newly created second suite**, ideal for guests, extended family, or added privacy. In total, the home offers **3 full bathrooms upstairs**, including the private bathrooms serving both suites, plus **2 half bathrooms on the first floor** for added convenience when entertaining family and guests. The interior features a bright, open-concept layout with high ceilings, abundant natural light, and a seamless connection between the kitchen, dining, and living spaces. The renovated gourmet kitchen includes quartz countertops, custom cabinetry, stainless steel appliances, and a large center island perfect for everyday living and entertaining. The outdoor space is where this property truly stands apart. Designed as a private resort, the backyard features a **custom swimming pool and spa**, an expansive **approximately 800 sq. ft. covered pergola**, and a fully equipped **summer kitchen** with grill, sink, and generous entertaining space. A spectacular **high-definition outdoor LED video wall** creates an impressive entertainment experience for watching sports, movies, and special events from the pool, spa, or covered outdoor area. The property also includes a **private steam sauna**, a dedicated relaxation and meditation space, and professionally designed **landscaping** that enhances privacy and creates a lush, resort-style atmosphere. Located in highly desirable **Winter Garden, Florida**, this home offers convenient access to shopping, dining, recreation, major roadways, and Central Florida’s premier attractions. This is more than a renovated home—it is a private resort, entertainment destination, and luxury residence designed for exceptional everyday living. **Property Highlights** • 4 bedrooms, all located on the second floor • 2 private suites: primary suite and new secondary suite • 3 full bathrooms upstairs • 2 half bathrooms on the first floor • Approximately 2,800 sq. ft. of living space • Extensively renovated interior and exterior • Gourmet kitchen with quartz countertops and custom cabinetry • Custom swimming pool and spa • High-definition outdoor LED video wall • Private steam sauna • Fully equipped summer kitchen • Approximately 800 sq. ft. covered pergola • Dedicated relaxation and meditation area • Professionally designed landscaping • Resort-style outdoor entertainment area • Prime Winter Garden location

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,701

Sqft

0.19 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$403

Per sqft

Private poolGarden viewNegotiable

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesBar Fridge · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Wine Refrigerator
InteriorDry Bar · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Sauna · Smart Home · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden
FacesEast
ExteriorSidewalk

Community & fees

HOA fee$127/mo
Taxes (2026)$9,325/yr
PetsBreed Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,349 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,876
PMI (est., until 20% equity)$408
Property tax — 2026 actual bill$777
HOA fee — from the listing$127
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $108,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $108,900
Interest rate6.00%
Loan term

Estimated payment

$7,349/mo

Principal & interest$5,876
PMI (est., until 20% equity)$408
Property taxes (actual bill)$777
HOA / condo fee$127
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Black Lake Park

Drive times from this address

Downtown Orlando22 min
Walt Disney World24 min
Universal Orlando24 min
Orlando Int’l Airport (MCO)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Black Lake Park — neighborhood snapshot

Population

1,554

Median age

32

Median income

$190,378

Median home value

$498,300

Avg household

3

Households w/ children

259

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 111% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Sep 2, 2026Listed at $1,089,000 · 1 days on market since
2005Built · BLACK LAKE PARK PH 01

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 526 FIRST CAPE CORAL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 526 FIRST CAPE CORAL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

526 FIRST CAPE CORAL DRIVE FAQs

What would the monthly payment be for 526 FIRST CAPE CORAL DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,349/mo — principal and interest, the actual property-tax bill, the $127/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 526 FIRST CAPE CORAL DRIVE?+

The association fee works out to $127 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 526 FIRST CAPE CORAL DRIVE?+

The most recent tax bill on record (2026) was $9,325. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 526 FIRST CAPE CORAL DRIVE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $1,089,000, this home is listed about 89% above the Winter Garden median of $574,950. The market section on this page shows how the area is trending.

Which schools are assigned to 526 FIRST CAPE CORAL DRIVE?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,089,000 runs 111% above the WINTER GARDEN 34787 median — but at 2,701 sqft it's also 27% larger than the typical Winter Garden listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Winter Garden market that averages 42 — if it fits, move quickly.

04Strong assigned schools

Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.

Listing courtesy of JOHN SILVA REALTY & ASSOCIATES · Daniel Vilela. MLS #O6438786.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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