CENTURY 21 Edge
$925,0004 bd2.5 ba3,498 sqft$264 /sqft$5,877 /mo all-in ↓

22808 STATE ROAD 19, HOWEY IN THE HILLS, FL, 34737

Active16 days on marketListed Sep 4, 2026MLS #O6439051

Private poolSingle Family ResidenceN/A

About this home

22808 STATE ROAD 19

Virtually Staged. Looking for privacy, space, and the freedom of NO HOA? Welcome to your own private oasis on approximately 7 beautiful acres in picturesque Howey-in-the-Hills! With no immediate neighbors, this expansive property offers peaceful country living while still being conveniently located near shopping, dining, golf, lakes, and some of Lake County's most popular destinations. This pool home offers approximately 3,498 square feet of living space with 4 bedrooms and 2.5 bathrooms, along with a flexible floor plan designed to fit a variety of lifestyles. A welcoming covered front porch sets the tone as you arrive and offers the perfect spot to sit and enjoy the peaceful surroundings. The spacious kitchen features granite countertops, abundant cabinetry, a large island with seating, and a walk-in pantry. The home's generous living spaces provide plenty of room for everyday living and entertaining. One of the standout features of this home is the incredible outdoor living area. Step outside to the expansive covered and screened lanai overlooking the sparkling pool. Whether you're enjoying your morning coffee, relaxing after a long day, hosting family and friends, dining outdoors, or spending the day poolside, this space truly extends the living area and allows you to enjoy Florida living year-round. The flexible floor plan offers additional possibilities. A downstairs room with a closet is currently being used as an office/den and could serve a variety of needs. Upstairs, the fourth bedroom offers a versatile space that could be used as a bedroom, loft, game room, media room, or additional living area. Outside, the 7-acre property provides incredible space and privacy, with plenty of room for your RV, boat, trailers, and other personal equipment. Enjoy the freedom of having room to spread out without the restrictions of an HOA. Additional features include a NEW ROOF installed in 2023 and a spacious 2-car garage. Located just minutes from the charm of downtown Howey-in-the-Hills, this property offers convenient access to Mission Resort + Club, the Harris Chain of Lakes, Tavares, Clermont, and Lakeridge Winery & Vineyards. Enjoy the tranquility of country living while remaining within reach of the conveniences and recreation Central Florida has to offer. A rare opportunity to own a spacious pool home on 7 acres with privacy, flexibility, and NO HOA! Don't miss an opportunity to explore the inside of this unique property.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,498

Sqft

7.06 ac

Lot size

2

Garage

2003

Year built

Two

Levels

$264

Per sqft

Private pool

Inside

FlooringCarpet · Laminate · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Central Vacuum · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingGarage Door Opener · None
ExteriorRain Gutters

Community & fees

Taxes (2025)$4,547/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,877 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property tax — 2025 actual bill$379
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $92,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $92,500
Interest rate6.00%
Loan term

Estimated payment

$5,877/mo

Principal & interest$4,991
PMI (est., until 20% equity)$347
Property taxes (actual bill)$379
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $925K
$849KedgeAI estimate $995,416 · range $884K$1.1M$1.2M

vs edgeAI estimate

−7.1%

$/sqft vs N/A

$264 vs $288

Days on market

16 vs 69 typical

Where $264/sqft sits among the 227 homes for sale in N/A

110 · this home
61
22
11
8
15
$131–283$283–434$434–586$586–738$738–890$890+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Howey In The Hills

Drive times from this address

Downtown Orlando37 min
Universal Orlando40 min
Walt Disney World48 min
Orlando Int’l Airport (MCO)52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Howey In The Hills. See the full Howey In The Hills guide →

HOWEY IN THE HILLS 34737 — neighborhood snapshot

Population

4,182

Median age

52.6

Median income

$67,237

Median home value

$348,700

Avg household

2.35

Households w/ children

352

For the school run

Lake County School District

MiddleOak Park Middle School★★★★
HighLeesburg High School★★★★
ElementaryLeesburg Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Howey In The Hills market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$426K$383K

Howey In The Hills median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

119 of 227

N/A have cut their price

Median sold price, Howey In The Hills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 157% above the HOWEY IN THE HILLS 34737 median. See the full Howey In The Hills market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $925,000 · 16 days on market since
2003Built · N/A

Reality check

What actually sold near 22808 STATE ROAD 19

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2202 OLD TAVARES ROADSold · Dec ’25

$573,000

2202 OLD TAVARES ROAD · same community

4 bd · 4.5 ba · 3,337 sqft · $172/sqft · 109 DOM

4701 NE JACKSONVILLE ROADSold · Dec ’25

$950,000

4701 NE JACKSONVILLE ROAD · same community

5 bd · 4 ba · 3,320 sqft · $286/sqft · 130 DOM

16422 SPRING VALLEY ROADSold · Mar ’26

$1,275,000

16422 SPRING VALLEY ROAD · same community

4 bd · 3 ba · 3,141 sqft · $406/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 22808 STATE ROAD 19 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 22808 STATE ROAD 19 — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

22808 STATE ROAD 19 FAQs

What would the monthly payment be for 22808 STATE ROAD 19?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,877/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 22808 STATE ROAD 19?+

The most recent tax bill on record (2025) was $4,547. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Howey In The Hills?+

At $925,000, this home is listed about 137% above the Howey In The Hills median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 22808 STATE ROAD 19?+

Oak Park Middle School (middle), Leesburg High School (high), Leesburg Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOMEVEST REALTY · Erica Diaz. MLS #O6439051.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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