CENTURY 21 Edge
$498,5003 bd2 ba2,180 sqft$229 /sqft$4,327 /mo all-in ↓

3951 KENNEBUNK LOOP, MOUNT DORA, FL, 32757

Active17 days on marketListed Sep 3, 2026MLS #O6439079

Single Family ResidenceLAKES OF MOUNT DORA

About this home

3951 KENNEBUNK LOOP

Virtually Staged. Welcome to this brand-new home in Lakes of Mount Dora, a sought-after 55+ community offering an active lifestyle, beautiful surroundings, and NO CDD fees. This upgraded St. Thomas floor plan features 3 bedrooms, 2 bathrooms, plus a dedicated office that could easily be converted into a 4th bedroom if desired. With no rear neighbors, the home offers added privacy and a peaceful setting to enjoy every day. Inside, luxury vinyl flooring flows throughout the home, creating a clean and cohesive look that is both stylish and easy to maintain. The kitchen features quartz countertops, a gas stove, and a spacious walk-in pantry with upgraded wood shelving. The upgraded wood shelving continues throughout the bedroom closets and linen closets, adding both function and a custom feel. Quartz countertops are also featured in the bathrooms, while vaulted ceilings help make the main living areas feel bright, open, and spacious. A tankless water heater adds another touch of efficiency and convenience. Since the home is brand new and still covered by the builder's warranty, you can enjoy the benefits of new construction without the wait. Living in Lakes of Mount Dora is about much more than the home itself. The community is centered around an impressive 18,000-square-foot clubhouse with a fitness center, library, resort-style pool, billiards room, card room, craft room, and spacious social hall with events and activities throughout the year. Outdoor amenities include a fire pit, tennis and pickleball courts, croquet, bocce ball, cornhole, and a softball field. Private golf cart access connects the community to the Country Club of Mount Dora for dining and golf, and a future boat ramp is planned to provide access to scenic Loch Leven Lake for gas-powered boats. The $290 monthly HOA fee also includes access to secured, fenced boat and RV storage. Located just about 10 minutes from historic Downtown Mount Dora, you'll have easy access to locally loved restaurants, charming shops, festivals, and the small-town atmosphere the area is known for. With its brand-new construction, thoughtful upgrades, flexible floor plan, no rear neighbors, and incredible community amenities, this home offers an easy Florida lifestyle from the moment you move in. Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,180

Sqft

0.15 ac

Lot size

2

Garage

2024

Year built

One

Levels

$229

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringLuxury Vinyl
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Exhaust Fan · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater
InteriorCathedral Ceiling(s) · High Ceilings · In Wall Pest System · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorthwest
ParkingOversized
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$280/mo
Taxes (2026)$8,788/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Lake · Private Boat Ramp · Water Access · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Natural Gas Available · Natural Gas Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,327 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,935
FHA mortgage insurance (est.)$220
Property tax — 2026 actual bill$732
HOA fee — from the listing$280
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,448Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,448
Interest rate6.00%
Loan term

Estimated payment

$4,327/mo

Principal & interest$2,935
FHA mortgage insurance (est.)$220
Property taxes (actual bill)$732
HOA / condo fee$280
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$462KedgeAI estimate $497,835 · range $481K$514K$535K

vs edgeAI estimate

+0.1%

$/sqft vs LAKES OF MOUNT DORA

$229 vs $236

Days on market

17 vs 50 typical

Where $229/sqft sits among the 13 homes for sale in LAKES OF MOUNT DORA

2
6 · this home
3
1
0
1
$211–225$225–239$239–253$253–267$267–281$281+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakes Of Mount Dora

Drive times from this address

Downtown Orlando48 min
Universal Orlando52 min
Walt Disney World58 min
Orlando Int’l Airport (MCO)64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

Lakes Of Mount Dora — neighborhood snapshot

Population

1,749

Median age

63

Median income

$99,900

Median home value

$330,200

Avg household

2

Households w/ children

117

For the school run

Lake County School District

MiddleEustis Middle School★★★★
ElementaryRound Lake Charter School★★★★★
HighEustis High School★★★★★
ElementarySeminole Springs Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$450K$403K

Mount Dora median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

9 of 13

LAKES OF MOUNT DORA have cut their price

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

Sep 3, 2026Listed at $498,500 · 17 days on market since
2024Built · LAKES OF MOUNT DORA

Reality check

What actually sold near 3951 KENNEBUNK LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8460 BRIDGEPORT BAY CIRCLESold · Apr ’26

$520,000

8460 BRIDGEPORT BAY CIRCLE · same community

3 bd · 2 ba · 2,132 sqft · $244/sqft · 5 DOM

8707 PROVIDENCE CTSold · Aug ’26

$519,900

8707 PROVIDENCE CT · same community

3 bd · 2 ba · 2,040 sqft · $255/sqft · 30 DOM

3972 KENNEBUNK LOOPSold · Feb ’26

$469,990

3972 KENNEBUNK LOOP · same community

3 bd · 2 ba · 2,034 sqft · $231/sqft · 339 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3951 KENNEBUNK LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3951 KENNEBUNK LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3951 KENNEBUNK LOOP FAQs

What would the monthly payment be for 3951 KENNEBUNK LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,327/mo — principal and interest, the actual property-tax bill, the $280/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3951 KENNEBUNK LOOP?+

The association fee works out to $280 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3951 KENNEBUNK LOOP?+

The most recent tax bill on record (2026) was $8,788. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3951 KENNEBUNK LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $498,500, this home is listed about 6% above the Mount Dora median of $470,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3951 KENNEBUNK LOOP?+

Eustis Middle School (middle), Round Lake Charter School (elementary), Eustis High School (high), Seminole Springs Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$498,500 runs 16% above the MOUNT DORA 32757 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Eustis Middle School, Round Lake Charter School, Eustis High School, Seminole Springs Elementary School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of HOMEVEST REALTY · Erica Diaz. MLS #O6439079.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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