7228 EVERGREEN LOOP, POLK CITY, FL, 33868
Active41 days on marketListed Sep 7, 2026MLS #O6439108
About this home
7228 EVERGREEN LOOP
Virtually Staged. Sellers are offering a $5000 credit at closing for an interest rate buy-down or used however you desire! USDA 0% down eligible! You can now have the best of both worlds - country living while you're still close to not just one, but TWO huge FL metros, Orlando and Tampa! Keep your peace, quiet AND city job...or come retire here! Have your whole family over for a nice relaxing BBQ pool day or not so relaxing game of tag...the room for fun is endless and plenty of rooms for a slumber party. The dream! This 6-bedroom, 3.5-bath pool home sits on .93 acres in the quiet, no HOA Evergreen Acres where your chickens are also welcome! The main floor features the primary bedroom and bath, living room which shares a built-in fishtank with the kitchen and dining area, half bath, and a separate den/office. Sliding glass doors in each of these main living areas open to the large pool and fenced-in deck, and the half bath offers convenient access directly from the pool area. Upstairs is freshly painted where you'll find five additional bedrooms which all have brand new carpets, two full bathrooms, a laundry area, and a second living/play space. Outside, enjoy the beautiful pool view and spacious yard, mature trees, shed, additional storage, and plenty of room to spread out. The water well recently got a brand-new pump and the water filtration system a brand-new filter. Backyard views of neighboring horses and cows add to the peaceful country setting, while the wooden side fence add extra privacy. All this while still being centrally located just 7 minutes from I-4, 8 minutes from Publix, 30 minutes from Disney, and approximately 40 minutes from both Orlando and Tampa. Come make this beautiful home your own today!
Facts & features
The home at a glance
6
Bedrooms
3.5
Bathrooms
2,276
Sqft
0.93 ac
Lot size
2011
Year built
Two
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,644 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,644/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Polk City actives
$228 vs $276
Days on market
41 vs 89 typical
Where $228/sqft sits among the 100 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
45 of 100
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 961% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 7228 EVERGREEN LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$345,000
7238 EVERGREEN LOOP · same community
3 bd · 2 ba · 1,517 sqft · $227/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7228 EVERGREEN LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7228 EVERGREEN LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7228 EVERGREEN LOOP FAQs
What would the monthly payment be for 7228 EVERGREEN LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,644/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7228 EVERGREEN LOOP?+
The most recent tax bill on record (2025) was $2,314. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7228 EVERGREEN LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $520,000, this home is listed about 30% above the Polk City median of $399,999. The market section on this page shows how the area is trending.
Which schools are assigned to 7228 EVERGREEN LOOP?+
Lake Alfred Polytech Academy (middle), Auburndale Senior High School (high), Lena Vista Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$520,000 runs 961% above the POLK CITY 33868 median — but at 2,276 sqft it's also 39% larger than the typical Polk City listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $525,000, now $520,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Bistra Iordanova. MLS #O6439108.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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