CENTURY 21 Edge
$450,0002 bd1 ba1,216 sqft$370 /sqft$3,164 /mo all-in ↓

9764 GOTHA ROAD, WINDERMERE, FL, 34786

Active16 days on marketListed Sep 4, 2026MLS #O6439109

Priced 34% below the WINDERMERE 34786 medianSingle Family ResidenceGOTHA TOWN

About this home

9764 GOTHA ROAD

Opportunity awaits at 9764 Gotha Road! This 2-bedroom, 1-bathroom home offers 1,216 square feet of living space, a private fenced yard, and NO HOA. Whether you're searching for a place to call home or looking to add another property to your investment portfolio, this home offers plenty of flexibility and potential. Inside, you'll find tile throughout the main living areas and hardwood flooring in both bedrooms. The converted garage provides additional flex space that can be utilized as a home office, game room, workout area, hobby space, or bonus room, with the laundry conveniently located within the space. Enjoy the outdoors from the screened front patio or take advantage of the wood privacy-fenced yard with room to entertain, garden, or create your own outdoor retreat. The property is serviced by a private well and septic system, features a gas water heater, and best of all-no HOA restrictions or monthly HOA fees. Located in the established Gotha area with convenient access to shopping, dining, major roadways, and surrounding Central Florida communities, this property presents an opportunity for homeowners and investors alike. Bring your vision and see the possibilities 9764 Gotha Road has to offer. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,216

Sqft

0.21 ac

Lot size

1989

Year built

One

Levels

$370

Per sqft

Inside

FlooringTile · Hardwood
AppliancesRange · Refrigerator
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesNorth
ParkingConverted Garage
ExteriorSidewalk

Community & fees

Taxes (2025)$1,868/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,164 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$156
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,164/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$156
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$167KedgeAI estimate $192,495 · range $174K$238K$468K

vs edgeAI estimate

+133.8%

$/sqft vs GOTHA TOWN

$370 vs $532

Days on market

16 vs 48 typical

Where $370/sqft sits among the 8 homes for sale in GOTHA TOWN

4 · this home
3
0
0
0
1
$343–508$508–673$673–838$838–1003$1003–1168$1168+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Windermere

Drive times from this address

Universal Orlando15 min
Downtown Orlando16 min
Walt Disney World31 min
Orlando Int’l Airport (MCO)34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Windermere. See the full Windermere guide →

WINDERMERE 34786 — neighborhood snapshot

Population

43,700

Median age

37.9

Median income

$131,409

Median home value

$621,300

Avg household

2.9

Households w/ children

6,277

For the school run

Orange County School District

ElementaryWindermere Elementary★★★★★
HighOlympia High★★★★★
MiddleGotha Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Windermere market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$875K$840K

Windermere median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

4 of 8

GOTHA TOWN have cut their price

Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% below the WINDERMERE 34786 median. See the full Windermere market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $450,000 · 16 days on market since
1989Built · GOTHA TOWN

Reality check

What actually sold near 9764 GOTHA ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9353 GOTHA ROADSold · Nov ’25

$1,070,000

9353 GOTHA ROAD · same community

4 bd · 4 ba · 3,042 sqft · $352/sqft · 64 DOM

9639 WESTOVER ROBERTS ROADSold · Jul ’26

$5,500,000

9639 WESTOVER ROBERTS ROAD · same community

5 bd · 8.5 ba · 11,861 sqft · $464/sqft · 283 DOM

1609 COROLLA COURTSold · Jun ’26

$325,000

1609 COROLLA COURT

3 bd · 2 ba · 1,233 sqft · $264/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9764 GOTHA ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9764 GOTHA ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9764 GOTHA ROAD FAQs

What would the monthly payment be for 9764 GOTHA ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,164/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9764 GOTHA ROAD?+

The most recent tax bill on record (2025) was $1,868. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Windermere?+

At $450,000, this home is listed about 59% below the Windermere median of $1,089,500. The market section on this page shows how the area is trending.

Which schools are assigned to 9764 GOTHA ROAD?+

Windermere Elementary (elementary), Olympia High (high), Gotha Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOMEVEST REALTY · Erica Diaz. MLS #O6439109.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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