CENTURY 21 Edge
$849,0006 bd5 ba4,105 sqft$207 /sqft$5,999 /mo all-in ↓

3351 SCHOOLHOUSE ROAD, HARMONY, FL, 34773

Active5 days on marketListed Sep 15, 2026MLS #O6439387

Private poolSingle Family ResidenceBIRCHWOOD NBHD C2

Come see it

Upcoming open house

Sun, Sep 20

11:00 AM – 2:00 PM

About this home

3351 SCHOOLHOUSE ROAD

Great opportunity to own this custom Robertson built luxury estate reflects all that's best about Harmony living. This is a tremendous value with an HOA currently $127.00 a year and only a low yearly CDD maintenance fee included in taxes, initial CDD was was paid in full. Open floor plan integrates indoor and outdoor living spaces. A 2 bed 1 bath 998 sq.ft. completely remodeled garage apartment with private entrance and parking is a unique bonus with this custom home, adding tremendous value. Apartment is ideal for guests or in-laws. Complete new roof in 2021. The covered front porch opens to the foyer overlooking the formal dining room and spacious great room. The formal dining room is an entertaining dream with a butler pantry with plenty of storage and a wine fridge. The oversized kitchen is perfectly laid out for the chef in the family with wood cabinets, solid surface countertops, updated appliances and a walk-in pantry. Enjoy the convenience of the breakfast counter in the kitchen that opens to the dinette area. The large great room is the center of the home with views of the covered lanai and pool area. The primary suite is located on the 1st floor and features 3 closets and an en-suite offers plenty of space and with wood cabinets, dual vanities. The 1st floor also offers a guest bedroom and a completely remodeled full bath. The wooden wrapped staircase leads you to an open loft with custom built in shelves, cabinets, a workstation and French doors leading to the enormous second floor covered deck with views of Buck Lake. Each of the two 2nd story bedrooms feature their own private full bathroom and walk in closets. Architectural details include plastination shutters, double crown molding, 10 foot ceilings, 8 foot doors, pre-wired for ON-Q system, 2 solar panel 120 gallon hot water heater, whole house water softener/filtration system, Newly replaced 3 Daikin Multi-zone AC units with transferable warranty, new flooring, electrical and switches, outlets, lighting and ceiling fans throughout. Harmony, Florida is a peaceful, green-certified, master-planned unincorporated community in Osceola County, located about 25 miles southeast of Orlando, 25 minutes to the Beach and about 35 minutes to the Disney resort complex. Nestled between two large natural lakes—Buck Lake (511 acres) and Cat Lake (430 acres). Features of Harmony are Golf Preserve, a town square with local shops and dining, docks for boating and fishing, and community gardens. Community recreations Known for resident-organized events like the Dark Sky Festival (celebrating the community's dark-sky lighting protections), Harvest Festival, and Christmas Golf Cart Parade. The community pools, gym and social areas are a great place to meet neighbors. Don't miss out on this move-in ready home!

Facts & features

The home at a glance

6

Bedrooms

5

Bathrooms

4,105

Sqft

0.18 ac

Lot size

3

Garage

2007

Year built

Two

Levels

$207

Per sqft

Private poolPark/Greenbelt & Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood · Luxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Solar Hot Water · Solar Hot Water Owned · Water Filtration System · Water Softener
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPark/Greenbelt · Trees/Woods
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Rear · Oversized
ExteriorBalcony · Private Yard

Community & fees

HOA fee$11/mo
Taxes (2025)$11,146/yr
PetsYes
CommunityDock · Fishing · Lake · Waterfront · Association Recreation - Owned · Deed Restrictions · Golf Carts OK · Golf · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,999 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property tax — 2025 actual bill$929
HOA fee — from the listing$11
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,900
Interest rate6.00%
Loan term

Estimated payment

$5,999/mo

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property taxes (actual bill)$929
HOA / condo fee$11
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Harmony actives

$207 vs $199

Days on market

5 vs 47 typical

Where $207/sqft sits among the 41 Harmony actives

6
5
10
6 · this home
4
10
$159–173$173–186$186–200$200–213$213–226$226+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harmony

Drive times from this address

Universal Orlando45 min
Orlando Int’l Airport (MCO)46 min
Downtown Orlando46 min
Walt Disney World47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Harmony. See the full Harmony guide →

Harmony — neighborhood snapshot

Population

3,988

Median age

37

Median income

$78,260

Median home value

$354,100

Avg household

3

Households w/ children

524

For the school run

Osceola County School District

ElementaryHarmony Community School★★★★
HighHarmony High School★★★★★
MiddleNarcoossee Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Harmony market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$409K$380K

Harmony median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

19 of 41

Harmony actives have cut their price

Median sold price, Harmony, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 184% above the HARMONY 34773 median. See the full Harmony market guide →

Paper trail

This home's history

Sep 15, 2026Listed at $849,000 · 5 days on market since
2007Built · BIRCHWOOD NBHD C2

Reality check

What actually sold near 3351 SCHOOLHOUSE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3329 SCHOOLHOUSE ROADSold · Jun ’26

$655,000

3329 SCHOOLHOUSE ROAD · same community

4 bd · 4.5 ba · 3,562 sqft · $184/sqft · 39 DOM

6911 BEARGRASS ROADSold · Sep ’26

$420,000

6911 BEARGRASS ROAD · same community

3 bd · 2.5 ba · 2,366 sqft · $178/sqft · 177 DOM

3305 SCHOOLHOUSE ROADSold · Jun ’26

$750,000

3305 SCHOOLHOUSE ROAD

5 bd · 4 ba · 4,131 sqft · $182/sqft · 54 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3351 SCHOOLHOUSE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3351 SCHOOLHOUSE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3351 SCHOOLHOUSE ROAD FAQs

What would the monthly payment be for 3351 SCHOOLHOUSE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,999/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3351 SCHOOLHOUSE ROAD?+

The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3351 SCHOOLHOUSE ROAD?+

The most recent tax bill on record (2025) was $11,146. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3351 SCHOOLHOUSE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Harmony?+

At $849,000, this home is listed about 119% above the Harmony median of $387,350. The market section on this page shows how the area is trending.

Which schools are assigned to 3351 SCHOOLHOUSE ROAD?+

Harmony Community School (elementary), Harmony High School (high), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$849,000 runs 184% above the HARMONY 34773 median — but at 4,105 sqft it's also nearly twice the size of the typical Harmony listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 5 days on market in a Harmony market that averages 47 — if it fits, move quickly.

04Strong assigned schools

Harmony Community School, Harmony High School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Michael Morris. MLS #O6439387.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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