CENTURY 21 Edge
$153,0002 bd2 ba1,053 sqft$145 /sqft≈$1,838 /mo all-in ↓

155 N PEARL LAKE CAUSEWAY UNIT 104, ALTAMONTE SPRINGS, FL, 32714

Active19 days on marketListed Sep 8, 2026MLS #O6439406

CondominiumCOVE AT PEARL LAKE

About this home

155 N PEARL LAKE CAUSEWAY UNIT 104

Welcome to the Cove at Pear Lake, a beautifully situated ground-floor 2-bedroom, 2-bathroom condo offering comfortable Florida living with a peaceful lakefront view of Pearl Lake.This bright and airy condo features laminate flooring throughout, spacious living and dining areas, and plenty of natural light. The kitchen opens to the main living space, creating a comfortable layout for everyday living and entertaining. The primary bedroom offers a walk-in closet and a spacious en-suite bathroom with a dual-sink vanity and walk-in shower. The second bedroom provides plenty of space for guests, a home office, or additional living needs. The Best Part? The View! Step outside from this ground-floor unit and enjoy beautiful views of Pearl Lake and Florida's lush landscape. Whether you're enjoying your morning coffee or relaxing at the end of the day, the peaceful waterfront setting creates a wonderful place to call home. Enjoy easy access to I-4 and SR-436, making commuting throughout Central Florida convenient. The condo is close to Uptown Altamonte, Cranes Roost Park, Altamonte Mall, restaurants, shopping, grocery stores, and everyday conveniences.With its lakefront location, ground-floor convenience, spacious 2-bedroom layout, and easy access to all of Central Florida's best attractions, this condo is a wonderful opportunity for anyone looking to enjoy a relaxed Florida lifestyle while remaining close to shopping, dining, entertainment, and major roadways.***Some photos have been virtually staged for illustration purposes. The furniture and décor shown in these images are not the actual furniture included with the property. Current tenants are scheduled to move out on October 4th***

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,053

Sqft

2 ac

Lot size

1974

Year built

One

Levels

$145

Per sqft

Water view

Inside

FlooringLaminate
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Open Floorplan · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewWater
FacesEast
ExteriorPrivate Mailbox · Rain Gutters

Community & fees

HOA fee$512/mo
Taxes (2025)$2,367/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Deed Restrictions · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesCable Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,838 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$901
FHA mortgage insurance (est.)$68
Property tax — 2025 actual bill$197
Condo fee — from the listing$512
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,355Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,355
Interest rate6.00%
Loan term

Estimated payment

$1,838/mo

Principal & interest$901
FHA mortgage insurance (est.)$68
Property taxes (actual bill)$197
HOA / condo fee$512
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $153K
$133KedgeAI estimate $143,223 · range $139K–$148K$159K

vs edgeAI estimate

+6.8%

$/sqft vs Altamonte Springs actives

$145 vs $179

Days on market

19 vs 53 typical

Where $145/sqft sits among the 304 Altamonte Springs actives

73 · this home
76
56
37
33
29
$121–149$149–177$177–205$205–232$232–260$260+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Altamonte Springs

Drive times from this address

Downtown Orlando≈ 15 min
Universal Orlando≈ 28 min
Orlando Int’l Airport (MCO)≈ 35 min
Walt Disney World≈ 40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Altamonte Springs. See the full Altamonte Springs guide →

ALTAMONTE SPRINGS 32714 — neighborhood snapshot

Population

37,481

Median age

36.7

Median income

$67,333

Median home value

$292,300

Avg household

2.45

Households w/ children

4,499

For the school run

Seminole County School District

MiddleTeague Middle School★★★★★
ElementaryBear Lake Elementary School★★★★★
HighLake Brantley High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Altamonte Springs market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$313K → $319K

Altamonte Springs median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

186 of 304

Altamonte Springs actives have cut their price

Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the ALTAMONTE SPRINGS 32714 median. See the full Altamonte Springs market guide →

Paper trail

This home's history

Sep 8, 2026Listed at $153,000 · 19 days on market since
1974Built · COVE AT PEARL LAKE

Reality check

What actually sold near 155 N PEARL LAKE CAUSEWAY UNIT 104

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

145 N PEARL LAKE CAUSEWAY UNIT 202Sold · Jun ’26

$148,900

145 N PEARL LAKE CAUSEWAY UNIT 202 · same community

2 bd · 2 ba · 1,053 sqft · $141/sqft · 36 DOM

185 N PEARL LAKE CAUSEWAY UNIT 210Sold · Mar ’26

$170,000

185 N PEARL LAKE CAUSEWAY UNIT 210 · same community

2 bd · 2 ba · 1,053 sqft · $161/sqft · 43 DOM

185 PEARL LAKE CAUSEWAY UNIT 214Sold · Jun ’26

$142,900

185 PEARL LAKE CAUSEWAY UNIT 214 · same community

2 bd · 2 ba · 1,053 sqft · $136/sqft · 129 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 155 N PEARL LAKE CAUSEWAY UNIT 104 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 155 N PEARL LAKE CAUSEWAY UNIT 104 — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

155 N PEARL LAKE CAUSEWAY UNIT 104 FAQs

What would the monthly payment be for 155 N PEARL LAKE CAUSEWAY UNIT 104?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,838/mo — principal and interest, the actual property-tax bill, the $512/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 155 N PEARL LAKE CAUSEWAY UNIT 104?+

The association fee works out to $512 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 155 N PEARL LAKE CAUSEWAY UNIT 104?+

The most recent tax bill on record (2025) was $2,367. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 155 N PEARL LAKE CAUSEWAY UNIT 104?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Altamonte Springs?+

At $153,000, this home is listed about 23% below the Altamonte Springs median of $199,900. The market section on this page shows how the area is trending.

Which schools are assigned to 155 N PEARL LAKE CAUSEWAY UNIT 104?+

Teague Middle School (middle), Bear Lake Elementary School (elementary), Lake Brantley High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WRA BUSINESS & REAL ESTATE · Lia Castillo. MLS #O6439406.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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