CENTURY 21 Edge
$385,0004 bd3 ba1,914 sqft$201 /sqft≈$3,666 /mo all-in ↓

1212 CHALLENGE DRIVE, DAVENPORT, FL, 33896

Active36 days on marketListed Sep 6, 2026MLS #O6439770

Private poolFully furnishedTownhouseSTONEYBROOK SOUTH NORTH PRCL PH 5

About this home

1212 CHALLENGE DRIVE

This Stunning Water View 4 Bedroom / 3 Bath Townhome Located in The Highly Desirable Community of Stoneybrook (Championsgate) is aTurnkey for Short Term Rental or Full Time Residents if Desired. Property is Fully Furnished! This Well-Loved Townhome Has It All. Step Throughthe Front Door to A Welcoming Foyer. On the First Floor There is a Full Bedroom and Full Bathroom with Step in Shower. The Openness of TheLiving Room, Dining Room and Kitchen Is Perfect for Entertaining and Enjoying Gatherings with Views Directly to The Pool. The Spacious LivingRoom Has Direct Access to The Patio Via Sliding Glass Door. The Kitchen Is a Chefs Dream with Quartz Countertops, Stainless Steel Appliances,Plenty of Counter Space and An Extensive Breakfast Bar. Make Your Way Back Through the Sliding Doors Leading Directly to The Lanai/PoolDeck, and Sparkling Pool. You’ll Find Yourselves Drawn Towards the Backyard Oasis - Sharing Meals, Swimming in The Glistening Pool. TheMaster Suite and Secondary Bedrooms and Bathrooms Are Located Upstairs Along with The Full-Size Washer & Dryer. The Master Bathroom Boasts Dual Sinks and Tub/Shower Combo. A Separate Hallway Leads to The Other Two Bedrooms with Shared 3rd Bathroom. The 3rd BathroomHas Dual Sinks with Step in Shower. Stoneybrooke Community Features 24-Hour Guard & Impressive Amenities – The Oasis Clubhouse Is Features a 14,000 Square Foot; Reception/Concierge; Full-Service Restaurant & Bar; Theatre; Childcare Center; Tiki Bar; Pools Encircled withCabanas, Including Adult Only Quiet Pools; Waterpark; 850 Foot Lazy River; Hot Tub; Kiddie Splash Pad; Playground; Volleyball Courts; FitnessCenter; Games Room; Business Center and Yoga Room. In Addition to All These Amenities, There’s Tennis, Basketball & a Fantastic 18-Hole GolfCourse. Property Is Conveniently Located to Hwy 27 And I4 And Within Minutes to Downtown Championsgate, Restaurants, Walt Disney, OtherTheme Parks, and Activities.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,914

Sqft

0.06 ac

Lot size

2021

Year built

Two

Levels

$201

Per sqft

Private poolFurnishedPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ExteriorNone

Community & fees

HOA fee$485/mo
Taxes (2025)$7,011/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,666 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property tax — 2025 actual bill$584
HOA fee — from the listing$485
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,475
Interest rate6.00%
Loan term

Estimated payment

$3,666/mo

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property taxes (actual bill)$584
HOA / condo fee$485
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $385K
$344KedgeAI estimate $373,398 · range $359K–$388K$404K

vs edgeAI estimate

+3.1%

$/sqft vs STONEYBROOK SOUTH NORTH PRCL PH 5

$201 vs $196

Days on market

36 vs 83 typical

Where $201/sqft sits among the 12 homes for sale in STONEYBROOK SOUTH NORTH PRCL PH 5

4
3
4 · this home
0
0
1
$151–173$173–196$196–219$219–241$241–264$264+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Davenport

Drive times from this address

Walt Disney World≈ 20 min
Universal Orlando≈ 31 min
Downtown Orlando≈ 37 min
Orlando Int’l Airport (MCO)≈ 41 min
Downtown Tampa≈ 63 min
Tampa Int’l Airport (TPA)≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Davenport. See the full Davenport guide →

DAVENPORT 33896 — neighborhood snapshot

Population

23,074

Median age

33.8

Median income

$74,485

Median home value

$307,200

Avg household

2.66

Households w/ children

2,550

For the school run

Osceola County School District

ElementaryWestside K-8 School★★★★★
HighPoinciana High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer — 7.1 months of inventoryBuyer’s market

$350K → $363K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

7 of 12

STONEYBROOK SOUTH NORTH PRCL PH 5 have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the DAVENPORT 33896 median. See the full Davenport market guide →

Paper trail

This home's history

Sep 6, 2026Listed at $385,000 · 36 days on market since
2021Built · STONEYBROOK SOUTH NORTH PRCL PH 5

Reality check

What actually sold near 1212 CHALLENGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1244 CHALLENGE DRIVESold · Oct ’26

$391,000

1244 CHALLENGE DRIVE · same community

4 bd · 3 ba · 1,914 sqft · $204/sqft · 194 DOM

1188 CHALLENGE DRIVESold · May ’26

$350,000

1188 CHALLENGE DRIVE · same community

4 bd · 3 ba · 1,914 sqft · $183/sqft · 9 DOM

1120 CHALLENGE DRIVESold · Jun ’26

$380,000

1120 CHALLENGE DRIVE · same community

4 bd · 3 ba · 1,914 sqft · $199/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 1212 CHALLENGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1212 CHALLENGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1212 CHALLENGE DRIVE FAQs

What would the monthly payment be for 1212 CHALLENGE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,666/mo — principal and interest, the actual property-tax bill, the $485/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1212 CHALLENGE DRIVE?+

The association fee works out to $485 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1212 CHALLENGE DRIVE?+

The most recent tax bill on record (2025) was $7,011. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1212 CHALLENGE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $385,000, this home is listed about 1% below the Davenport median of $389,945. The market section on this page shows how the area is trending.

Which schools are assigned to 1212 CHALLENGE DRIVE?+

Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TOPSKY REALTY INC · Zhiming Xu. MLS #O6439770.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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