CENTURY 21 Edge
$649,000$695,0004 bd2 ba2,339 sqft$277 /sqft≈$4,208 /mo all-in ↓

1900 GRIFF WOOD CT COURT, ST CLOUD, FL, 34772

Active23 days on marketListed Sep 17, 2026MLS #O6440051

✦ Reduced $46KPrivate poolSingle Family ResidenceHICKORY HOLLOW UNIT 3

About this home

1900 GRIFF WOOD CT COURT

Virtually Staged. Set on over half an acre in Saint Cloud, FL, this home has weathered every hurricane since it was built in 2001 without ever taking on a drop of water inside — and once you see how it's built, you'll understand why. Start outside: hurricane shutters cover every window, the roof is a 26-gauge metal system rated to last 30+ years, and lightning protection runs the length of it. An 80-amp disconnect is already wired for a 25kw whole-house generator, so when the power goes out around you, it doesn't have to go out for you. R30 attic insulation keeps the whole system efficient year-round. Pull up under the 24x36, triple-wide covered carport — room for three vehicles, and no more unloading groceries in the rain. Around back, a 26x45 outbuilding gives you space for storage, a workshop, or a home gym, and a separate concrete pad with a 50-amp hookup and running water is ready for your RV or boat. Step inside to 42" custom cabinets and granite counters in the kitchen, paired with new stainless steel appliances. Two independent AC units keep the main living space and primary suite each running at their own temperature. A new water heater and a whole-house water conditioner mean soft, drinkable well water runs through every tap. Out back, a saltwater pool with a variable-speed motor anchors a freshly repainted deck, all wrapped in a privacy fence along both sides and the rear of the property. A full-property alarm system rounds out the peace of mind. The neighborhood backs it all up: no HOA, half-acre to full-acre homesites throughout, and a genuinely sought-after stretch of Saint Cloud living. You're minutes from hospitals, beaches, theme parks, Orlando International Airport, and no shortage of places to eat. Walk or run the 4-mile lakefront path, then wind down with dinner at the lakefront restaurant on the boat dock. Come see 1900 Griff Wood Ct for yourself — some homes just make sense the moment you walk in.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,339

Sqft

0.6 ac

Lot size

2

Garage

2001

Year built

One

Levels

$277

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Chair Rail · Coffered Ceiling(s) · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorHurricane Shutters · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$3,635/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Solar · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,208 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property tax — 2025 actual bill$303
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,900
Interest rate6.00%
Loan term

Estimated payment

$4,208/mo

Principal & interest$3,502
PMI (est., until 20% equity)$243
Property taxes (actual bill)$303
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $649K
$404KedgeAI estimate $467,203 · range $421K–$490K$675K

vs edgeAI estimate

+38.9%

$/sqft vs St Cloud actives

$277 vs $211

Days on market

23 vs 65 typical

Where $277/sqft sits among the 399 St Cloud actives

104
136
85
32 · this home
17
25
$151–187$187–222$222–258$258–294$294–329$329+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Drive times from this address

Universal Orlando≈ 37 min
Walt Disney World≈ 38 min
Orlando Int’l Airport (MCO)≈ 38 min
Downtown Orlando≈ 38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryNeptune Elementary School★★★★★
HighSt. Cloud High School★★★★★
MiddleNeptune Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$412K → $399K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

224 of 399

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $649,000 ▼ $46K
Sep 17, 2026Listed at $695,000 · 23 days on market since
2001Built · HICKORY HOLLOW UNIT 3

Reality check

What actually sold near 1900 GRIFF WOOD CT COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1901 GRIFF WOOD COURTSold · Jan ’26

$499,000

1901 GRIFF WOOD COURT · same community

3 bd · 2 ba · 1,844 sqft · $271/sqft · 344 DOM

2679 MIDSWEET AVENUESold · Dec ’25

$685,000

2679 MIDSWEET AVENUE

3 bd · 3 ba · 2,365 sqft · $290/sqft · 89 DOM

5025 SUNFALLS AVENUESold · Nov ’25

$480,000

5025 SUNFALLS AVENUE

3 bd · 3 ba · 2,365 sqft · $203/sqft · 142 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 1900 GRIFF WOOD CT COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1900 GRIFF WOOD CT COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1900 GRIFF WOOD CT COURT FAQs

What would the monthly payment be for 1900 GRIFF WOOD CT COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,208/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1900 GRIFF WOOD CT COURT?+

The most recent tax bill on record (2025) was $3,635. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1900 GRIFF WOOD CT COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $649,000, this home is listed about 51% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1900 GRIFF WOOD CT COURT?+

Neptune Elementary School (elementary), St. Cloud High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$649,000 runs 63% above the ST CLOUD 34772 median — but at 2,339 sqft it's also 16% larger than the typical St Cloud listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $695,000, now $649,000 — a $46K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Jason Asa. MLS #O6440051.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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