3023 RAMSGATE CIRCLE, ORLANDO, FL, 32837
Active0 days on marketListed Sep 23, 2026MLS #O6440092
About this home
3023 RAMSGATE CIRCLE
Welcome to your move-in-ready home in the highly desirable Orlando area! Nestled on a quiet cul-de-sac, this beautifully renovated home offers a wonderful blend of comfort, style, and Florida living. Thoughtfully renovated in 2022, this home features a spacious bonus family room with fireplace offering flexible living space for relaxing, entertaining, working from home, or enjoying time with family. The bright Florida sunroom provides another inviting space to enjoy the beauty of Florida year-round, while the beautiful screened-in back patio with a clear roof creates the perfect setting for morning coffee, outdoor dining, entertaining, or simply unwinding in your own private retreat. The home also offers a convenient electric pull-in/charging setup for electric vehicles, adding a modern touch of convenience for today's lifestyle. Enjoy wonderful community amenities right outside your door, including tennis courts, pickleball, a playground, and a kids' basketball area—providing plenty of opportunities for recreation and family fun and all for a super low HOA. The location also offers access to highly desirable local schools, making this an appealing choice for families. Conveniently located near shopping, dining, major roadways, and all that Central Florida has to offer, this home truly checks all the boxes. With its 2022 renovations, versatile living spaces, fantastic outdoor areas, community amenities, and sought-after location, this is a home you won't want to miss! 2021 Roof, 2020 Screened/covered patio adding 400+ sq ft paved patio space that extends to the front of the home. Move-in ready and waiting for you to make it your own—come see all that 3023 Ramsgate Circle has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,866
Sqft
0.2 ac
Lot size
1981
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,444 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,444/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.9%
Days on market
0 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sky Lake South
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Sky Lake South — neighborhood snapshot
Population
4,513
Median age
42
Median income
$78,946
Median home value
$296,542
Avg household
3
Households w/ children
382
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 127% above the ORLANDO 32837 median. See the full Orlando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3023 RAMSGATE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3023 RAMSGATE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3023 RAMSGATE CIRCLE FAQs
What would the monthly payment be for 3023 RAMSGATE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,444/mo — principal and interest, the actual property-tax bill, the $27/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3023 RAMSGATE CIRCLE?+
The association fee works out to $27 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3023 RAMSGATE CIRCLE?+
The most recent tax bill on record (2025) was $1,941. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3023 RAMSGATE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $489,000, this home is listed about 27% above the Orlando median of $385,250. The market section on this page shows how the area is trending.
Which schools are assigned to 3023 RAMSGATE CIRCLE?+
Waterbridge Elementary (elementary), Freedom High (high), Freedom Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$489,000 runs 127% above the ORLANDO 32837 median — but at 1,866 sqft it's also 18% larger than the typical Orlando listing.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Orlando market that averages 42 — if it fits, move quickly.
Listing courtesy of PROPERTIES IN TOWN · Brenda Gonzalez. MLS #O6440092.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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