10950 CITRON OAKS DRIVE, ORLANDO, FL, 32836
Active10 days on marketListed Sep 12, 2026MLS #O6440190
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Upcoming open house
Sat, Sep 26
12:00 PM – 3:00 PM
About this home
10950 CITRON OAKS DRIVE
Get ready to fall in LOVE with this Stunning two-story home featuring 4 Bedrooms, 3.5 Bathrooms, and a 3-car Garage. Designed for privacy and refinement, this home features modern finishes throughout and a flexible floor plan that supports comfortable living and elegant entertaining. Mediterranean-inspired Executive home features a broad open-concept living area, a signature soaring two-story entry/foyer, and multi-generational flexibility with premium options. Huge luxurious Master Suite and 3 Large Bedrooms on the second floor. The primary suite offers a spacious walk-in closet, dual vanities, and a walk-in shower. The kitchen is a chef's dream with its stainless steel appliances, featuring a built-in microwave, slide-in gas range, 42" designer birch cabinets, and granite countertops. The butler's pantry and huge walk-in pantry make storage a breeze. The oversized island, with granite countertops and a stainless steel undermount sink, flows nicely with the family room, making this the perfect area for entertaining. Each bedroom is thoughtfully sized and accompanied by three full bathrooms and an additional half bath for guests. Large and pavered rear covered lanai. Lush landscaping and paver driveways round out the exterior. The Ruby Lake community in the Doctor Phillips area of Orlando was developed by Pulte Homes, featuring executive-style single-family home designs. The community includes a resort-style pool and clubhouse, kids' splash zone, fully equipped fitness center, tennis courts, lakeside firepit, and a community pier overlooking Lake Ruby, with a gated entrance and security. Close to "Restaurant Row" on Sand Lake Road and local golf courses. Nearby Walt Disney World, SeaWorld, and Universal Orlando, as well as other popular Orlando area attractions. Dr. Phillips area dining, shopping, and entertainment are just minutes away. I-4 highway interchanges provide access to downtown Orlando as well as both coasts Lakefront walking trails and a community pier with views of Walt Disney World fireworks. This property delivers Luxury, Convenience, and remarkable Value within one of Orlando’s most desirable communities.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,500
Sqft
0.29 ac
Lot size
3
Garage
2017
Year built
Two
Levels
$329
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,334 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,334/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.3%
$/sqft vs Orlando actives
$329 vs $242
Days on market
10 vs 42 typical
Where $329/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32836 — neighborhood snapshot
Population
24,648
Median age
39.3
Median income
$111,921
Median home value
$637,300
Avg household
2.72
Households w/ children
3,070
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
212 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the ORLANDO 32836 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 10950 CITRON OAKS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,020,000
10748 CITRON OAKS DRIVE · same community
5 bd · 4 ba · 3,273 sqft · $312/sqft · 28 DOM
Sold · Jun ’26$1,361,500
10950 LEMON LAKE BOULEVARD · same community
5 bd · 4 ba · 3,260 sqft · $418/sqft · 32 DOM
Sold · May ’26$949,000
10987 LEMON LAKE BOULEVARD · same community
4 bd · 2.5 ba · 2,877 sqft · $330/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 10950 CITRON OAKS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10950 CITRON OAKS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10950 CITRON OAKS DRIVE FAQs
What would the monthly payment be for 10950 CITRON OAKS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,334/mo — principal and interest, the actual property-tax bill, the $392/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10950 CITRON OAKS DRIVE?+
The association fee works out to $392 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10950 CITRON OAKS DRIVE?+
The most recent tax bill on record (2025) was $13,746. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10950 CITRON OAKS DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $1,150,000, this home is listed about 199% above the Orlando median of $385,250. The market section on this page shows how the area is trending.
Which schools are assigned to 10950 CITRON OAKS DRIVE?+
Sand Lake Elementary (elementary), Lake Buena Vista High School (high), Southwest Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Sean Flatley. MLS #O6440190.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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