CENTURY 21 Edge
$840,0006 bd3.5 ba3,582 sqft$235 /sqft$6,116 /mo all-in ↓

10304 MALLARD LANDINGS WAY, ORLANDO, FL, 32832

Active4 days on marketListed Sep 16, 2026MLS #O6440252

Single Family ResidenceNORTH SHORE/LK HART PRCL 06

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About this home

10304 MALLARD LANDINGS WAY

Virtually Staged. AI POOL INSPIRATION *WOW—SIX BEDROOMS, THREE-AND-A-HALF BATHROOMS AND A QUARTER-ACRE HOMESITE FOR UNDER $1 MILLION IN LAKE NONA! This exceptional home at 10304 Mallard Landings Way offers nearly 3,600 square feet of living space, a flexible multigenerational floor plan & a beautiful park-like setting within the gated North Shore at Lake Hart community. Located in the first neighborhood after entering from Kirby Smith Road, the home provides remarkably convenient access in and out of Lake Nona, without having to rely on Narcoossee Road for every trip. With NO CDD FEES, this is an increasingly rare opportunity in Orlando’s desirable 32832 area. A welcoming covered front porch opens to a freshly painted interior filled with natural light. The sellers replaced the previous flooring with hardwood, continued the hardwood up the staircase and created a warm, cohesive look throughout the home. Formal living & dining rooms provide inviting spaces for entertaining, while the spacious family room enjoys beautiful backyard views. The oversized kitchen is designed for gathering, with abundant cabinetry and counter space, stainless-steel appliances, a center island and a MASSIVE WALK-IN PANTRY offering exceptional storage. The kitchen flows naturally into the family room and provides direct access to the screened outdoor living area. One of the home’s most valuable features is the private FIRST-FLOOR BEDROOM with access to a full bathroom. This flexible arrangement is ideal for guests, multigenerational living, a private home office or anyone who would benefit from bedroom accommodations on the main level. Upstairs, the hardwood staircase leads to an expansive second family room or loft featuring a CUSTOM BUILT-IN wall with cabinetry and shelving. This versatile area can become a movie room, game room, homework space or additional gathering area. The oversized primary suite features a tray ceiling, dual vanities, a soaking tub, separate shower and generous closet space. Four additional upstairs bedrooms provide exceptional flexibility for guests, offices, fitness rooms or hobbies. Outside, the approximately 0.25-ACRE LOT feels like a private retreat. The enormous screened & covered lanai extends almost the entire width of the home & overlooks a fully fenced backyard surrounded by mature trees & peaceful conservation views. There is abundant room to entertain, garden, play or add a future pool while still retaining usable lawn space. Major improvements add even more value. The ROOF WAS COMPLETELY REPLACED IN 2019, and the FULLY PAID-OFF SOLAR PANELS WERE ALSO INSTALLED IN 2019 as well. Average electric bills are approximately $59 per month!!! The home also features TWO A/C UNITS installed in 2019, offering another important improvement for its next owner. North Shore at Lake Hart offers an impressive collection of community amenities, including a fitness center, resort-style pool, tennis courts, basketball court, softball field and shaded playground. Residents can also enjoy community dog parks, a covered deck overlooking Lake Hart and a neighborhood dock conveniently located at the end of Mallard Landings Way. Moss Park Elementary, an A-rated elementary school, is located within the neighborhood. The home is also convenient to Lake Nona Medical City, shopping, dining and Central Florida’s theme parks, with easy access to State Roads 417 and 528. Schedule your showing today!

Facts & features

The home at a glance

6

Bedrooms

3.5

Bathrooms

3,582

Sqft

0.25 ac

Lot size

3

Garage

2005

Year built

Two

Levels

$235

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesNortheast
ParkingDriveway · On Street
ExteriorBasketball Court · Irrigation System · Sliding Doors

Community & fees

HOA fee$198/mo
Taxes (2025)$10,925/yr
PetsYes
CommunityFitness Center · Park · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sewer Connected · Solar · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,116 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,533
PMI (est., until 20% equity)$315
Property tax — 2025 actual bill$910
HOA fee — from the listing$198
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,000
Interest rate6.00%
Loan term

Estimated payment

$6,116/mo

Principal & interest$4,533
PMI (est., until 20% equity)$315
Property taxes (actual bill)$910
HOA / condo fee$198
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Orlando actives

$235 vs $242

Days on market

4 vs 42 typical

Where $235/sqft sits among the 400 Orlando actives

119
135 · this home
87
21
13
25
$139–202$202–265$265–328$328–390$390–453$453+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Shore At Lake Hart

Drive times from this address

Orlando Int’l Airport (MCO)20 min
Downtown Orlando24 min
Walt Disney World31 min
Universal Orlando32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

North Shore At Lake Hart — neighborhood snapshot

Population

2,994

Median age

46

Median income

$133,169

Median home value

$459,658

Avg household

3

Households w/ children

390

For the school run

Orange County School District

ElementaryMoss Park Elementary★★★★
MiddleInnovation Middle★★★★
HighLake Nona High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

211 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 108% above the ORLANDO 32832 median. See the full Orlando market guide →

Paper trail

This home's history

Sep 16, 2026Listed at $840,000 · 4 days on market since
2005Built · NORTH SHORE/LK HART PRCL 06

Reality check

What actually sold near 10304 MALLARD LANDINGS WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10125 MALLARD LANDINGS WAYSold · Feb ’26

$660,000

10125 MALLARD LANDINGS WAY · same community

4 bd · 3 ba · 2,930 sqft · $225/sqft · 26 DOM

9619 TURTLE LANDINGS COURTSold · Jul ’26

$724,000

9619 TURTLE LANDINGS COURT · same community

4 bd · 3 ba · 2,639 sqft · $274/sqft · 0 DOM

10325 MALLARD LANDINGS WAYSold · Apr ’26

$617,500

10325 MALLARD LANDINGS WAY · same community

4 bd · 3 ba · 2,477 sqft · $249/sqft · 63 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 10304 MALLARD LANDINGS WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10304 MALLARD LANDINGS WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10304 MALLARD LANDINGS WAY FAQs

What would the monthly payment be for 10304 MALLARD LANDINGS WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,116/mo — principal and interest, the actual property-tax bill, the $198/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10304 MALLARD LANDINGS WAY?+

The association fee works out to $198 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10304 MALLARD LANDINGS WAY?+

The most recent tax bill on record (2025) was $10,925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10304 MALLARD LANDINGS WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $840,000, this home is listed about 118% above the Orlando median of $385,250. The market section on this page shows how the area is trending.

Which schools are assigned to 10304 MALLARD LANDINGS WAY?+

Moss Park Elementary (elementary), Innovation Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$840,000 runs 108% above the ORLANDO 32832 median — but at 3,582 sqft it's also nearly twice the size of the typical Orlando listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 4 days on market in a Orlando market that averages 42 — if it fits, move quickly.

04Strong assigned schools

Moss Park Elementary, Innovation Middle, Lake Nona High — Moss Park Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Kathleen Hereford. MLS #O6440252.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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