3949 CAPITAL REEF WAY, APOPKA, FL, 32712
Active14 days on marketListed Sep 9, 2026MLS #O6440268
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About this home
3949 CAPITAL REEF WAY
Welcome to this beautifully maintained (2023) home in Parkview Preserve, offering thoughtful updates, flexible living spaces, and a desirable location near the upcoming Wyld Oaks, a mixed-used destination featuring residential, retail, dining, entertainment, parks, and other amenities. The beautiful solid maple hardwood flooring adds warmth and character throughout the second floor. The main level features a PRIVATE OFFICE with a door, creating an ideal space for working from home. Enjoy the Florida lifestyle from the relaxing LANAI, or take advantage of the SPACIOUS FRONT PORCH for morning coffee. With NO BACKYARD NEIGHBORS, the rear of the home adds an added sense of PRIVACY. The kitchen includes a LARGE ISLAND and all existing appliances. Residents can also enjoy community amenities including a POOL, PLAYGROUND, and DOG PARK. The home is also conveniently located near Publix on Kelly Park Road, Kelly Park/Rock Springs, and State Road 429. This home offers an excellent opportunity to enjoy comfort and convenience in a growing community!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,128
Sqft
0.08 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,442 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,442/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.6%
$/sqft vs Apopka actives
$202 vs $217
Days on market
14 vs 40 typical
Where $202/sqft sits among the 400 Apopka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apopka
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
APOPKA 32712 — neighborhood snapshot
Population
49,522
Median age
41.9
Median income
$106,264
Median home value
$389,900
Avg household
3.04
Households w/ children
5,838
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $405K
Apopka median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
214 of 400
Apopka actives have cut their price
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the APOPKA 32712 median. See the full Apopka market guide →
Paper trail
This home's history
Reality check
What actually sold near 3949 CAPITAL REEF WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$410,000
3748 ISLE ROYAL PLACE · same community
4 bd · 2 ba · 1,912 sqft · $214/sqft · 86 DOM
Sold · Sep ’25$499,000
3864 CAPITAL REEF WAY · same community
4 bd · 3 ba · 2,872 sqft · $174/sqft · 16 DOM
Sold · Jul ’26$571,320
3888 CAPITAL REEF WAY · same community
5 bd · 4.5 ba · 3,793 sqft · $151/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3949 CAPITAL REEF WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3949 CAPITAL REEF WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3949 CAPITAL REEF WAY FAQs
What would the monthly payment be for 3949 CAPITAL REEF WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,442/mo — principal and interest, the actual property-tax bill, the $91/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3949 CAPITAL REEF WAY?+
The association fee works out to $91 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3949 CAPITAL REEF WAY?+
The most recent tax bill on record (2025) was $5,646. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3949 CAPITAL REEF WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apopka?+
At $429,900, this home is listed about 4% below the Apopka median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3949 CAPITAL REEF WAY?+
Zellwood Elementary (elementary), Wolf Lake Middle (middle), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Jasmine Perez. MLS #O6440268.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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