
3510 S OCEAN SHORE BOULEVARD UNIT 108, FLAGLER BEACH, FL, 32136
Active30 days on marketListed Sep 10, 2026MLS #O6440574
About this home
3510 S OCEAN SHORE BOULEVARD UNIT 108
WAKE UP TO THE ATLANTIC! Spectacular DIRECT OCEAN VIEWS take center stage in this beautifully updated, FIRST-FLOOR 2-bedroom, 2-bath condo at Ocean Beach Condo Club II. From the moment you enter, you’ll see through the living area and out to the blue ocean beyond. Step through the sliding doors onto your private covered patio—the perfect spot for morning coffee while watching the sunrise over the Atlantic. This beautifully maintained coastal retreat has been thoughtfully updated with NEW luxury laminate flooring and baseboards, plantation shutters, fresh interior paint, ceiling fans, and updated electrical outlets. Best of all, it is offered FULLY FURNISHED, making your transition to beach life wonderfully easy. And what a location within the community! The POOL IS JUST STEPS FROM YOUR PATIO, surrounded by beautifully maintained lawn and tropical landscaping, with the Atlantic providing an incredible backdrop. When you're ready for the sand and surf, the community's PRIVATE BEACH ACCESS WALK-OVER puts the beach within easy reach. Located along scenic A1A in the quaint seaside village of Flagler Beach, you'll enjoy the laid-back Old Florida atmosphere the area is known for—locally owned restaurants, beachside dining, unique shops, fishing, surfing, and miles of beautiful shoreline. Perfectly positioned along Florida's Atlantic Coast, Flagler Beach offers a relaxed seaside lifestyle while keeping you within easy reach of some of the area's most popular destinations. Daytona Beach is approximately 20 minutes south, historic St. Augustine about 30 minutes north, Jacksonville approximately an hour north, and Orlando and its world-famous theme parks are just over an hour away. Whether you're searching for a full-time residence or the perfect Florida beach retreat, Unit #108 offers something special: FIRST-FLOOR CONVENIENCE, DIRECT OCEAN VIEWS, A PRIVATE PATIO, POOL JUST STEPS AWAY, PRIVATE BEACH ACCESS, BEAUTIFUL UPDATES, AND FULL FURNISHINGS. Come for the view...stay for the lifestyle! Call for your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,107
Sqft
0 ac
Lot size
1978
Year built
One
Levels
$343
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,033 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,033/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.7%
$/sqft vs Flagler Beach actives
$343 vs $298
Days on market
30 vs 80 typical
Where $343/sqft sits among the 129 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$446K → $537K
Flagler Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
71 of 129
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3510 S OCEAN SHORE BOULEVARD UNIT 108
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$356,000
3510 S OCEAN SHORE BOULEVARD UNIT 109 · same community
2 bd · 2 ba · 1,107 sqft · $322/sqft · 120 DOM
Sold · Apr ’26$615,000
3510 S OCEAN SHORE BOULEVARD UNIT 406 · same community
2 bd · 2 ba · 1,107 sqft · $556/sqft · 6 DOM
Sold · Aug ’26$367,000
3510 S OCEAN SHORE BOULEVARD UNIT 112
2 bd · 2 ba · 1,107 sqft · $332/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3510 S OCEAN SHORE BOULEVARD UNIT 108 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3510 S OCEAN SHORE BOULEVARD UNIT 108 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3510 S OCEAN SHORE BOULEVARD UNIT 108 FAQs
What would the monthly payment be for 3510 S OCEAN SHORE BOULEVARD UNIT 108?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,033/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3510 S OCEAN SHORE BOULEVARD UNIT 108?+
The most recent tax bill on record (2025) was $5,611. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3510 S OCEAN SHORE BOULEVARD UNIT 108?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $380,000, this home is listed about 31% below the Flagler Beach median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3510 S OCEAN SHORE BOULEVARD UNIT 108?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$380,000 is 13% below the FLAGLER BEACH 32136 median of $438,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Sandi Peery. MLS #O6440574.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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