CENTURY 21 Edge
$380,0002 bd2 ba1,107 sqft$343 /sqft≈$3,033 /mo all-in ↓

3510 S OCEAN SHORE BOULEVARD UNIT 108, FLAGLER BEACH, FL, 32136

Active30 days on marketListed Sep 10, 2026MLS #O6440574

✦ Priced 13% below the FLAGLER BEACH 32136 medianWaterfrontFully furnishedCondominiumOCEAN BEACH CONDO CLUB II

About this home

3510 S OCEAN SHORE BOULEVARD UNIT 108

WAKE UP TO THE ATLANTIC! Spectacular DIRECT OCEAN VIEWS take center stage in this beautifully updated, FIRST-FLOOR 2-bedroom, 2-bath condo at Ocean Beach Condo Club II. From the moment you enter, you’ll see through the living area and out to the blue ocean beyond. Step through the sliding doors onto your private covered patio—the perfect spot for morning coffee while watching the sunrise over the Atlantic. This beautifully maintained coastal retreat has been thoughtfully updated with NEW luxury laminate flooring and baseboards, plantation shutters, fresh interior paint, ceiling fans, and updated electrical outlets. Best of all, it is offered FULLY FURNISHED, making your transition to beach life wonderfully easy. And what a location within the community! The POOL IS JUST STEPS FROM YOUR PATIO, surrounded by beautifully maintained lawn and tropical landscaping, with the Atlantic providing an incredible backdrop. When you're ready for the sand and surf, the community's PRIVATE BEACH ACCESS WALK-OVER puts the beach within easy reach. Located along scenic A1A in the quaint seaside village of Flagler Beach, you'll enjoy the laid-back Old Florida atmosphere the area is known for—locally owned restaurants, beachside dining, unique shops, fishing, surfing, and miles of beautiful shoreline. Perfectly positioned along Florida's Atlantic Coast, Flagler Beach offers a relaxed seaside lifestyle while keeping you within easy reach of some of the area's most popular destinations. Daytona Beach is approximately 20 minutes south, historic St. Augustine about 30 minutes north, Jacksonville approximately an hour north, and Orlando and its world-famous theme parks are just over an hour away. Whether you're searching for a full-time residence or the perfect Florida beach retreat, Unit #108 offers something special: FIRST-FLOOR CONVENIENCE, DIRECT OCEAN VIEWS, A PRIVATE PATIO, POOL JUST STEPS AWAY, PRIVATE BEACH ACCESS, BEAUTIFUL UPDATES, AND FULL FURNISHINGS. Come for the view...stay for the lifestyle! Call for your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,107

Sqft

0 ac

Lot size

1978

Year built

One

Levels

$343

Per sqft

WaterfrontPool & Water viewFurnishedPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorLiving Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofConcrete
ConstructionBlock
FoundationSlab
ViewPool · Water
FacesEast
ExteriorBalcony · Courtyard · Irrigation System · Lighting · Outdoor Grill · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$5,611/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,033 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,237
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$468
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,300Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,300
Interest rate6.00%
Loan term

Estimated payment

$3,033/mo

Principal & interest$2,237
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$468
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$237KedgeAI estimate $273,884 · range $246K–$301K$395K

vs edgeAI estimate

+38.7%

$/sqft vs Flagler Beach actives

$343 vs $298

Days on market

30 vs 80 typical

Where $343/sqft sits among the 129 Flagler Beach actives

43
30
16 · this home
15
15
10
$183–253$253–323$323–393$393–462$462–532$532+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketBalanced — 5.0 months of inventoryBuyer’s market

$446K → $537K

Flagler Beach median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

71 of 129

Flagler Beach actives have cut their price

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

Sep 10, 2026Listed at $380,000 · 30 days on market since
1978Built · OCEAN BEACH CONDO CLUB II

Reality check

What actually sold near 3510 S OCEAN SHORE BOULEVARD UNIT 108

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3510 S OCEAN SHORE BOULEVARD UNIT 109Sold · Apr ’26

$356,000

3510 S OCEAN SHORE BOULEVARD UNIT 109 · same community

2 bd · 2 ba · 1,107 sqft · $322/sqft · 120 DOM

3510 S OCEAN SHORE BOULEVARD UNIT 406Sold · Apr ’26

$615,000

3510 S OCEAN SHORE BOULEVARD UNIT 406 · same community

2 bd · 2 ba · 1,107 sqft · $556/sqft · 6 DOM

3510 S OCEAN SHORE BOULEVARD UNIT 112Sold · Aug ’26

$367,000

3510 S OCEAN SHORE BOULEVARD UNIT 112

2 bd · 2 ba · 1,107 sqft · $332/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3510 S OCEAN SHORE BOULEVARD UNIT 108 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3510 S OCEAN SHORE BOULEVARD UNIT 108 — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3510 S OCEAN SHORE BOULEVARD UNIT 108 FAQs

What would the monthly payment be for 3510 S OCEAN SHORE BOULEVARD UNIT 108?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,033/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3510 S OCEAN SHORE BOULEVARD UNIT 108?+

The most recent tax bill on record (2025) was $5,611. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3510 S OCEAN SHORE BOULEVARD UNIT 108?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Flagler Beach?+

At $380,000, this home is listed about 31% below the Flagler Beach median of $550,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3510 S OCEAN SHORE BOULEVARD UNIT 108?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the FLAGLER BEACH 32136 market on paper

$380,000 is 13% below the FLAGLER BEACH 32136 median of $438,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Sandi Peery. MLS #O6440574.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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