SPRUCE DRIVE, EUSTIS, FL, 32736
Active12 days on marketListed Sep 10, 2026MLS #O6440613
About this home
SPRUCE DRIVE
Nestled in a serene lakeside setting, this 0.43-acre lot on Spruce Drive in Eustis, Florida, offers a rare opportunity to build your dream home in perfect harmony with nature. Overlooking the peaceful waters of Crystal Lake, this 75' x 231' property is a haven for those who cherish tranquility and outdoor living. The lake's non-motorized policy makes it ideal for leisurely fishing or paddling a Jon boat, ensuring a calm and relaxing atmosphere. Located just minutes from the vast Ocala National Forest, the property provides unparalleled access to ATV trails, hiking adventures, and the wonders of Florida’s great outdoors. Despite its quiet charm, convenience is never far away—grocery stores are only 10 minutes down the road, with Deland just 15 minutes away, the beach within 45 minutes, and Orlando Sanford International Airport a quick 35-minute drive. If you’re seeking a serene lifestyle surrounded by natural beauty, adventure, and modern convenience, this Spruce Drive lot is the perfect place to make your vision a reality. Density variance may be needed - buyer to confirm.
Facts & features
The home at a glance
0.43 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$500 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$500/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Eustis
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Eustis. See the full Eustis guide →
EUSTIS 32736 — neighborhood snapshot
Population
11,582
Median age
49.5
Median income
$83,727
Median home value
$352,100
Avg household
2.76
Households w/ children
929
The numbers that matter
The Eustis market
$342K → $350K
Eustis median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% below the EUSTIS 32736 median. See the full Eustis market guide →
Paper trail
This home's history
Reality check
What actually sold near SPRUCE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$356,250
6 WESTGALE PLACE · same community
3 bd · 2 ba · 1,423 sqft · $250/sqft · 52 DOM
Sold · Jul ’26$270,000
29 WEBWOOD PLACE · same community
3 bd · 2.5 ba · 1,489 sqft · $181/sqft · 6 DOM
Sold · Dec ’25$495,000
2222 41ST STREET W · same community
3 bd · 2 ba · 1,500 sqft · $330/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about SPRUCE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SPRUCE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
SPRUCE DRIVE FAQs
What would the monthly payment be for SPRUCE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $500/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SPRUCE DRIVE?+
The most recent tax bill on record (2025) was $284. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at SPRUCE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eustis?+
At $49,999, this home is listed about 87% below the Eustis median of $382,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Heather Oleson. MLS #O6440613.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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