
12422 CLUBHOUSE COURT, TAVARES, FL, 32778
Active9 days on marketListed Sep 11, 2026MLS #O6440623
About this home
12422 CLUBHOUSE COURT
Virtually Staged. Welcome to easy Florida living in this meticulously maintained, 2-bedroom, 2-bath villa in Summit Chase Villas, a desirable 55+ community. This well-maintained home offers an inviting open floor plan with vaulted ceilings, skylight, an abundance of natural light and easy to maintain tile and luxury vinyl plank flooring. The newly updated kitchen features stainless steel appliances, white shaker cabinets, tile backsplash and quartz countertops. Recent updates include fresh interior paint, new ceiling fans, new lighting, new toilets, new blinds and new washer and dryer. Enjoy additional flexible living space in the enclosed rear porch, plus a paver patio and covered front porch perfect for relaxing outdoors. A covered carport with two designated parking spaces and exterior storage add convenience. Residents enjoy a low-maintenance lifestyle. The HOA covers the grounds, roofs and exterior building maintenance. Enjoy the convenience of the community amenities directly across from this villa, which includes the sparkling pool, shuffleboard, clubhouse and sidewalks. Ideally located near downtown Tavares, the Harris Chain of Lakes, waterfront dining, shopping, entertainment, and charming Mount Dora. Tavares, Mount Dora, and Eustis form the Golden Triangle, a cluster of three neighboring lakeside cities in Lake County, Florida known for their small-town charm, Boutique shopping, fine dining, art galleries, scenic lakefront walking paths, and annual festivals. Tavares is known as "America's Seaplane City," featuring seaplane tours, waterfront parks, and casual eateries. Whether you’re looking for a full-time Florida retreat, seasonal escape, or a carefree 55+ lifestyle, this exceptional villa offers the opportunity to live more and maintain less.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
935
Sqft
0.03 ac
Lot size
1989
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,650 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,650/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5%
$/sqft vs Tavares actives
$193 vs $190
Days on market
9 vs 45 typical
Where $193/sqft sits among the 256 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $313K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
129 of 256
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 12422 CLUBHOUSE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$172,000
12539 ORANGEWOOD COURT
2 bd · 1.5 ba · 918 sqft · $187/sqft · 154 DOM
Sold · Dec ’25$240,000
1360 CEDAR AVENUE
3 bd · 1.5 ba · 988 sqft · $243/sqft · 25 DOM
Sold · Dec ’25$255,000
1240 CEDAR AVENUE
3 bd · 1.5 ba · 1,026 sqft · $249/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12422 CLUBHOUSE COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12422 CLUBHOUSE COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12422 CLUBHOUSE COURT FAQs
What would the monthly payment be for 12422 CLUBHOUSE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,650/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12422 CLUBHOUSE COURT?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12422 CLUBHOUSE COURT?+
The most recent tax bill on record (2025) was $1,207. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12422 CLUBHOUSE COURT?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $180,000, this home is listed about 45% below the Tavares median of $329,745. The market section on this page shows how the area is trending.
Which schools are assigned to 12422 CLUBHOUSE COURT?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE PROPERTY PROS REAL ESTATE, INC · Kerry Gutierrez. MLS #O6440623.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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