966 PARK TERRACE CIRCLE, KISSIMMEE, FL, 34746
Active29 days on marketListed Sep 11, 2026MLS #O6440729
About this home
966 PARK TERRACE CIRCLE
FULLY FURNISHED & MOVE-IN READY! Welcome to easy Florida living in the gated Lake Berkley Resort community! This spacious 4-bedroom, 3.5-bath townhome offers 1,645 square feet of living space and comes fully furnished, making your move as simple as bringing your suitcase and settling in. All appliances are included, along with a washer and dryer for added convenience. The two-story floor plan provides plenty of room to spread out, with comfortable living and dining spaces, a fully equipped kitchen, two primary suites, and a private second-floor balcony, the perfect spot to unwind at the end of the day. Residents can also enjoy Lake Berkley's resort-style community amenities, including a clubhouse, swimming pool, fitness center, recreation areas and gated entry. Location is one of the home's biggest advantages. Situated in Kissimmee's popular 34746 corridor, you're just minutes from Walt Disney World and Central Florida's world-famous theme parks, with convenient access to shopping, restaurants, entertainment and everyday necessities. The location also provides easy access to the greater Orlando area while keeping local recreation close by, including Shingle Creek Regional Park, historic Downtown Kissimmee and the Lake Tohopekaliga waterfront. Whether you're relocating to Central Florida or simply looking for a turnkey rental close to everything Orlando has to offer, 966 Park Terrace Circle combines space, convenience and resort-style living in one fully furnished package.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
1,645
Sqft
0.04 ac
Lot size
2001
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$2 vs $204
Days on market
29 vs 89 typical
Where $2/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Lake Berkley, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Lake Berkley
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Lake Berkley is a short-term-rental community. See the full guide →
Lake Berkley — neighborhood snapshot
Population
735
Median age
33
Median income
$86,250
Median home value
$337,300
Avg household
3
Households w/ children
121
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
213 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 966 PARK TERRACE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$335,000
115 COUNTRY CREEK LANE
3 bd · 2 ba · 1,644 sqft · $204/sqft · 60 DOM
Sold · May ’26$310,000
4732 VERO BEACH PLACE
4 bd · 3 ba · 1,636 sqft · $189/sqft · 151 DOM
Sold · Jul ’26$365,000
1006 PREY COURT
4 bd · 3 ba · 1,622 sqft · $225/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 966 PARK TERRACE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 966 PARK TERRACE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
966 PARK TERRACE CIRCLE FAQs
What would the monthly payment be for 966 PARK TERRACE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 966 PARK TERRACE CIRCLE be rented short-term?+
Yes — this home sits inside Lake Berkley, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 966 PARK TERRACE CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $2,500, this home is listed about 99% below the Kissimmee median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 966 PARK TERRACE CIRCLE?+
Kissimmee Middle School (middle), Central Avenue Elementary School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KISSIMMEE 34746 market on paper
$2,500 is 99% below the KISSIMMEE 34746 median of $335,000, and at $2/sqft it sits under the Kissimmee average of $213.
02Zoned for nightly rentals
Lake Berkley is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
Keep looking
Similar homes nearby
Listing courtesy of SERHANT · Rob Stack. MLS #O6440729.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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